Malami Muhammad Maishanu | Usmanu Dan Fodiyo University, Sokoto-Nigeria (original) (raw)

Papers by Malami Muhammad Maishanu

European Journal of Human Resource Management Studies, Dec 16, 2018

The institutional and legal framework of bargaining that has been established in Nigeria can be s... more The institutional and legal framework of bargaining that has been established in Nigeria can be seen as encapsulating the shape, rather than the substance, of meaningful industrial relations. As such, it closely corresponds to the broader disagreement existing in other areas of social life between the constitutional, legal, and normative mores inherited from the colonial government and real behavior patterns. The main issues that divide wage earners, on the one hand, from employers and government, on the other, have an existence far alienated from the recognized system of industrial relations, while the unions, the employers, and the government continue to give formal adherence to the system. As a response to the need to resolve issues between employers and their workers speedily, the Industrial Arbitration Panel [IAP] was established in 1976. The Act which was established vested the Panel with jurisdiction to hear and determine trade disputes between workers and employers, including inter and intra Union disputes in both private and public sectors of Nigeria. The paper seeks to review the industrial relations environment in Nigeria. It emphasizes on how conflict and its taxonomies shapes the behavior of public sector employees. The paper equally concludes that the causes of conflict among public sector

International Journal of Teaching & Education, ISSN: 2653-6579, Volume 2, Issue 1, page 1 - 11 , 2019

is arguably the most important and crucial component in human capital development. It is consider... more is arguably the most important and crucial component in human capital development. It is considered indispensable to the building of a strong and viable economy. It is an important ingredient for national development.

End-users, who are the focus of this assessment of performance in respect of Dangote Cement Plc, ... more End-users, who are the focus of this assessment of performance in respect of Dangote Cement Plc, have been regarded as the most important stakeholder of any business activity. Previous works have not showcased an assessment of performance based on an end-user's perspective which is why this study sets out to resolve the problem concerning how end-users react to market changes when patronizing the Nigeria cement manufacturing industry. Simple regression model was used to test the hypotheses-to show the relationships between the dependent variable-Cement Production Level (CPL) and the independent variables-Annual Average Price per bag of Cement (AAPC) and Turnover (TO). The study found that the explanatory variables portrayed significant positive relationships with CPL. In both cases, this relationships were very strong because the correlation coefficients (R) were above 97% and the adjusted coefficients of determination (adjusted R 2) which are the explanatory variables showed that there was more than 62% significance in their relationships with CPL. This means, that over 97% of Dangote Cement Plc's production (supply of cement) succeeded in keeping prices up 62% of the time. The paper found that end-users increasingly continue to patronize products of necessity even when they are produced by a firm quite monopolistic in nature because they have no near substitutes. As a result, there is a policy implication that even though end-users expect quality products, great value, or a compelling brand and would equally avoid products of companies that fail to deliver on customer service, they (end users) may have no succor other than a regulatory regime set by the Government especially where monopolistic goods of necessity (such as cement) are concerned. Accordingly, the study recommends that government (or its agency) should set up minimum production volume benchmarks, regulate margins and establish price ceilings to protect the end-user.

Business Review, 2012

This research aims to study the jurisprudential calamities related to the felony of transmitting ... more This research aims to study the jurisprudential calamities related to the felony of transmitting the infection of the emerging corona virus (Covid-19), whose emergence and rapid spread caused an imbalance in life systems at all levels and in all economic, health and social fields. The emergence of this epidemic was compared and accompanied to the emergency rulings and catastrophes that did not exist before, including the various jurisprudential calamities and rulings that relate to many chapters of jurisprudence that have been raised and questioned about. This required the opinion and statement of Sharia hardworking jurists and muftis, to remove confusion, push ignorance and lift the embarrassment of Muslims. Hence, this research was about studying the jurisprudential calamities related to the felony of transmitting 493

Asian Journal of Medicine and Health

IOSR Journal of Business and Management

Barriers to women's entrepreneurial pursuits are numerous, but the one that appears to be dominan... more Barriers to women's entrepreneurial pursuits are numerous, but the one that appears to be dominant is accessibility to growth capital in Nigeria, particularly Sokoto State considering its unassuming level of economic development. This study examinesthe consequences of women entrepreneurs' inability to access capital on socioeconomic development.It is a survey research that collected data through a structured questionnaire from a sample of 804 women entrepreneurs drawn from identified clusters where women entrepreneurs are predominantly found. The data were analyzed and hypotheses tested usinglogistic regression. The results that emerged show unit contribution of marital status on combined element of access is-0.932, while purdah is-0.582 and the parameter estimate indicated a high level of significance at 1% meaning a significant relationship exist between socio-cultural constraints and inability of women entrepreneurs to access growth capital in Sokoto State.This study also revealed thatwomen entrepreneurs found it difficult to access capital via formal financing institutions due to strict compliance with collateral requirements by such institutions;and there is high preponderance ofsemi-illiteracy, which affected their ability to keep record. The study recommends that women entrepreneurs should form network and strong alliance to create linkages, which can lead to establishment of industrial parks, market linkages and financial intervention. Financial institutions such as banks should create personalized banking relationship so as to explore the niche and tap the opportunity therein. Finally, Sokoto state government should as a matter of urgency beef-up the capacity of indigenous women entrepreneurs on areas of record keeping and capital access strategies to enable them have access to capital for Enterprise growth.

The paper assesses the relationship between banks' compliance with accounting standards and the i... more The paper assesses the relationship between banks' compliance with accounting standards and the impact of such on attributes of profitability, asset-base and number of branches.Eleven banks were sampled out of a population of 25 banks existing in Nigeria as at end of December 2010.The paper examines the financial statements of the sampled banks between 2004 and 2008 in relation to the disclosure requirement of SAS 10, using linear regression. It was found that while profitability level and asset base are positively related to compliance with accounting standards, number of branches has no correlation. The paper recommends that, banks should pay more attention to the issue of compliance with accounting standards as it increases their profitability and asset base.

This study aims at investigating the relationship between corporate board gender diversity and fi... more This study aims at investigating the relationship between corporate board gender diversity and firms' performance. The study uses non-probability sampling method in the form of availability sampling technique in selecting the firms that constitute the sample for this study. To achieve the objectives of this study, pooled-ordinary least squares, fixed effects and random effects estimators have been applied on a panel sample of 82 firms listed on the Nigerian Stock Exchange for the period 2004-2009. The findings reveal that gender diversity and board composition have significant and positive influence on firms' financial performance while family directorship reduces firms' performance.

Journal of Finance and Accounting Research, Department of Accounting, Faculty of Administration, Nasarawa State University, Keffi. Volume 2, Number 3, Sep 2010

The Nigerian banking industry has for over two decades suffered from turmoil of distress on one h... more The Nigerian banking industry has for over two decades suffered from turmoil of distress on one hand and wave of regulatory and supervisory activities to stem the tide on the other. These activities were aimed at strengthening the industry in order to enhance economic efficiency and effective resource allocation through service-driven competition and improvement in quality and spread of banking service. Consequently, many banks had to be liquidated in the process particularly when their net worth was in negative bringing untold hardships to depositors and other stakeholders. There is therefore the need for an early warning model for the industry with the hope that prompt but appropriate as well as effective strategies could be put in place in order to resolve crises in banks before they precipitate into failure. Data were collected for this purpose from thirty-two commercial banks using their 1996 and 1997 financial reports. The banks were divided into two groups: distressed and healthy. The study relied on a variety of accounting ratios in developing a discriminant model that distinguish distressed and healthy banks. The study shows that distressed banks differ significantly from healthy banks with respect to capader3, capader5, asequal1, and ownership performance variables. To study concludes that an early warning model developed in this study could be used by various stakeholders to monitor distress-proneness, direct attention to laggard areas for remedial action, and adjust their relationships where necessary.

Publication in Nassarawa State University Journal of Administration. Volume 5 Number 2, Aug 2010

In Nigeria, the financial sector remained in a sorry state for over a decade – since late 1980s a... more In Nigeria, the financial sector remained in a sorry state for over a decade – since late 1980s and the whole of 1990s (and quite recently as a result of global financial crisis). The sector has undergone a crisis of far reaching magnitude comparable to the failures of the early fifties (50s). Between 1986 and 1994, the performance of licensed banks in the system has been sour. Realising the domino ripples effect of distress and the fact that the efficiency in the banking sector affects the wealth and confidence levels in the entire economy, the government implemented several failure resolution options through the regulatory authorities (CBN & NDIC) with a view to resolving the distress in the banking industry. This paper using empirical data attempts to critically examine the impact of some of these strategies. The paper concludes that the strategies failed largely due to internal weaknesses such as poor management and excessive risk taking as well as weaknesses inherent in the regulatory framework. The paper recommends among others prompt regulatory intervention and change in management. This is to avoid a situation where dishonest and fraudulent managers are retained and this will increase the chances bank managers behaving prudently.

Journal of Management Studies, UDU Sokoto, 2008

Readings in Management Sciences, UDU Sokoto , May 2009

The paper provides a general discussion on strategic planning regarding the conceptual issues, th... more The paper provides a general discussion on strategic planning regarding the conceptual issues, the contextual background and practical application in Local Governments. It generally reviews literature for this purpose and in addition to the above, discusses the benefits of a good strategic plan and the characteristics it should satisfy to make it functional and practical. The paper recognises the need for Local Government administrators and other stakeholders to start thinking strategically as a panacea to some of the problems that have bedevilled this important tier of government. This paper believes that beyond the corporate bodies and other higher tiers of government, the Local governments considering their importance and being closer to the grassroots, should engage in proper planning with strategic focus.

This paper examines the possibility of providing an early warning model for commercial banking su... more This paper examines the possibility of providing an early warning model for commercial banking sub-sector with the hope that appropriate as well as effective strategies could be adopted to resolve crises promptly before they precipitate into failure. Data were collected for this purpose from thirty-two commercial banks using their 1996 and 1997 Financial Reports. The banks are divided into two groups: distressed and healthy. The study relied on a variety of accounting ratios in developing univariate (independent t-test) model in order to explain the causes of distress and whether any difference exists between distressed and healthy banks. This analysis confirms that there is a significant difference between distress and healthy banks. The univariate model using independent t-test shows that distressed and healthy commercial banks are significantly different in respect of eight ratios at 1 percent and 5 percent levels of significance. To study concludes that an early warning model developed in this study could be used by various stakeholders to monitor distress-proneness, direct attention to laggard areas for remedial action, and adjust their relationships where necessary.

This paper is a theoretical exposition into the causes of bank failure and different strategies t... more This paper is a theoretical exposition into the causes of bank failure and different strategies to turn ailing banks around. It is quite timely considering the recent removal of five chief executives of banks followed by a N400 billion bailout by the Central Bank of Nigeria (CBN). Since the banking industry is the engine growth of any economy, failure in banks should not be allowed due to contagious nature of bank failures. Thus, this paper investigates into these causes and examines the different turnaround strategies that can be put in place to address such problems early enough for the purpose of taking remedial actions. This paper concludes that since turnaround strategy involves the reallocation of resources, the most commonly reallocated resource in the implementation of a turnaround strategy is management and therefore gives credence to the recent action of the CBN.

This paper is a theoretical exposition into the causes and consequences of bank distress in the N... more This paper is a theoretical exposition into the causes and consequences of bank distress in the Nigerian banking industry. In the last two decades, the Nigerian banking industry similar to what happened in Asia and Europe faced a lot of crises which lead to retardation of economic growth and development. The causes of bank distress are diverse and the consequences enormous. Thus, there is the need to address this issue in order to provide basis for minimising its occurrence in the future. This paper examines these major causes as well as consequences with a view to making contribution to the existing literature and to serve as a podium for sensitising all the stakeholders on the need to systematically monitor the affairs of their banks to stop them from going into the doldrums.