Hanudin Amin | Universiti Malaysia Sabah (original) (raw)

Books by Hanudin Amin

Research paper thumbnail of Accounting for Islamic bank transactions

Papers by Hanudin Amin

Research paper thumbnail of Explaining intention to use SMS banking among bank Islam Malaysia Berhad (BIMB) customers: is gender a good indicator?

Research paper thumbnail of EXTENDING THE TECHNOLOGY ACCEPTANCE MODEL FOR SMS BANKING: ANALYZING THE GENDER GAP AMONG STUDENTS

Research paper thumbnail of Is the theory of reasoned action valid for Ar-Rahnu? An Empirical investigation

This study examines the applicability of theory of reasoned action (TRA) in a context of Islamic ... more This study examines the applicability of theory of reasoned action (TRA) in a context of Islamic pawnshop using structural equation modelling (SEM). The present study presents a simplified theory of TRA, hence it is intended to test whether the two constructs in the theory are acceptable or not in a newly context of Islamic pawnshop. The simplified theory is tested using survey data from 250 respondents. Out of these, only 221 questionnaires are found to be usable whilst the rest are omitted owing to the incomplete responses.

Research paper thumbnail of Extending TAM to SMS banking: analyzing the gender gap among students

Research paper thumbnail of The adoption of mobile banking in Malaysia: The case of Bank Islam Malaysia Berhad (BIMB)

ABSTRACT For several years, commercial banks in Malaysia have tried to introduce mobile banking s... more ABSTRACT For several years, commercial banks in Malaysia have tried to introduce mobile banking systems to improve their operations and reduce transaction costs. Bank Islam Malaysia Berhad (BIMB) is one of the commercial banks in Malaysia introduced mobile banking systems to its customers. On the basis of this argument, this research examines the factors that determine intention to use mobile banking among BIMB's customers.

Research paper thumbnail of An empirical investigation of SMS exam result query system model (SERQSM) in Malaysia: the case of Universiti Malaysia Sabah

Research paper thumbnail of Substitution effects: Do inflation and deflation affect Islamic home financing?

Research paper thumbnail of RECEPTIVENESS OF MOBILE BANKING BY MALAYSIAN LOCAL CUSTOMERS IN SABAH: AN EMPIRICAL INVESTIGATION

Abstract The aim of this study is to investigate the factors that determine the local people of S... more Abstract The aim of this study is to investigate the factors that determine the local people of Sabah (also known as Sabahan) bank customers' intention to use mobile banking. This study extends the applicability of the Technology Acceptance Model (TAM) to mobile banking and includes “perceived credibility”,“perceived enjoyment” and “perceived selfefficacy”, in addition to “perceived usefulness” and “perceived ease of use”.

Research paper thumbnail of Is the Theory of Planned Behaviour Valid for Islamic home financing?

Abstract This study is aimed at explaining factors influencing the intention amongst bank custome... more Abstract This study is aimed at explaining factors influencing the intention amongst bank customers in selecting Islamic home financing that is musharakah mutanaqisah home financing. Drawing upon the theory of planned behaviour (the TPB), this study proposes a model to examine the effects of three explanatory factors namely attitude, subjective norm and perceived behavioural control on such intention. This study tests the TPB in a context of musharakah mutanaqisah home financing.

Research paper thumbnail of An analysis of mobile banking acceptance by Malaysian customers

Today, the advancement of mobile technologies has provided an opportunity for financial providers... more Today, the advancement of mobile technologies has provided an opportunity for financial providers in introducing new financial innovations. One of the emerging financial innovations introduced by financial providers is mobile banking. This study adopts a technology acceptance model (TAM) to investigate factors that determine an individual? s intention to use mobile banking among bank customers in Labuan and Kota Kinabalu. The TAM includes perceived credibility, perceived self-efficacy and normative pressure.

Research paper thumbnail of DETERMINANTS OF ISLAMIC INSURANCE ACCEPTANCE: AN EMPIRICAL ANALYSIS

ABSTRACT This study is aimed at investigating the factors influencing the Islamic insurance accep... more ABSTRACT This study is aimed at investigating the factors influencing the Islamic insurance acceptance among Malaysian bank customers. It focuses on the relationships among attitude, subjective norm, amount of information (AOI) and acceptance of Islamic insurance. For the purpose, the study used existing theory to identify factors, which are of paramount importance to explain the Islamic insurance acceptance. Multiple regression analyses are employed in order to confirm the relationship of the antecedents involved.

Research paper thumbnail of UNDERGRADUATES’PERCEPTION OF SMS BANKING IN LABUAN: AN EMPIRICAL ANALYSIS

ABSTRACT Mobile phone for banking purpose is crucial for those who are busy with daily routine ac... more ABSTRACT Mobile phone for banking purpose is crucial for those who are busy with daily routine activities, especially those who are employed. In contrast, mobile phone is evolved among undergraduate students as a key social tool to connect with family members, friends and lecturers. The objective of this study is to identify the key points which relevant to the students' perception over SMS banking by the use of a survey conducted during July-September 2005.

Research paper thumbnail of An Analysis on Islamic Insurance Participation

ABSTRACT The paper tests the effects of attitude, subjective norm and amount of information on th... more ABSTRACT The paper tests the effects of attitude, subjective norm and amount of information on the Islamic insurance participation. Drawing upon the theory of reasoned action (TRA), this study proposes a model to examine the factors within the Islamic insurance participation context. The model is tested using survey data from 206 respondents.

Research paper thumbnail of Modelling Ar-Rahnu Use in Eastern Malaysia: Perspectives of Muslimah

Research paper thumbnail of PATRONAGE FACTORS OF MALAYSIAN LOCAL CUSTOMERS TOWARD ISLAMIC CREDIT CARDS

Management Research Review, Jan 1, 2012

Purpose–The purpose of this paper is to analyze the probability of Islamic credit card usage inte... more Purpose–The purpose of this paper is to analyze the probability of Islamic credit card usage intention among Islamic banks' customers. Financial cost, knowledge of Islamic credit card, attitude, financial recommendation and demographic items were examined in order to determine whether these factors are influencing the Islamic credit card usage intention or not. Design/methodology/approach–Drawing upon the theory of reasoned action (TRA), this study proposes a conceptual model to examine the factors determining the Islamic credit ...

Research paper thumbnail of ISLAMIC BANKING DEVELOPMENT IN BIMPEAGA COUNTRIES: ISSUES AND POTENTIAL COOPERATION

This study analyses the Islamic banking system development in BIMP-EAGA countries since 1983. An ... more This study analyses the Islamic banking system development in BIMP-EAGA countries since 1983. An analytical method of comparative study is employed for Brunei, Indonesia, Malaysia and Indonesia to verify the discrepancy of the countries in terms of Islamic banks. In Bruei, the evidence suggests that Sultan Haji Hassanah Bolkiah Mu'izzaddin Waddaulah is committed to inease the number of Islamic banks since 1990s. The evidence from Indonesia suggests that the development of Islamic banks has showed significant ...

Research paper thumbnail of ISLAMIC BUSINESS ETHICS IN SMALL AND MEDIUM ENTERPRISES (SMEs): AN ANALYSIS

internationalconference.com.my

Research paper thumbnail of Explaining intention to use the Islamic credit card: an extension of the TRA model

Research paper thumbnail of AN ANALYSIS OF ONLINE BANKING USAGE INTENTIONS: AN EXTENSION OF THE TECHNOLOGY

International Journal Business and Society, Jan 1, 2009

Purpose-This study is aimed at investigating the factors influencing the online banking acceptanc... more Purpose-This study is aimed at investigating the factors influencing the online banking acceptance in Kota Kinabalu, Northern Borneo, Malaysia. Design/methodology/approach-This study applies technology acceptance model (TAM) as the base model in order to investigate the online banking acceptance. For this purpose, a linear regression is employed to examine the factors influencing online banking acceptance. The model employs perceived credibility, perceived enjoyment, and social norm, in addition to perceived ...

Research paper thumbnail of Explaining intention to use SMS banking among bank Islam Malaysia Berhad (BIMB) customers: is gender a good indicator?

Research paper thumbnail of EXTENDING THE TECHNOLOGY ACCEPTANCE MODEL FOR SMS BANKING: ANALYZING THE GENDER GAP AMONG STUDENTS

Research paper thumbnail of Is the theory of reasoned action valid for Ar-Rahnu? An Empirical investigation

This study examines the applicability of theory of reasoned action (TRA) in a context of Islamic ... more This study examines the applicability of theory of reasoned action (TRA) in a context of Islamic pawnshop using structural equation modelling (SEM). The present study presents a simplified theory of TRA, hence it is intended to test whether the two constructs in the theory are acceptable or not in a newly context of Islamic pawnshop. The simplified theory is tested using survey data from 250 respondents. Out of these, only 221 questionnaires are found to be usable whilst the rest are omitted owing to the incomplete responses.

Research paper thumbnail of Extending TAM to SMS banking: analyzing the gender gap among students

Research paper thumbnail of The adoption of mobile banking in Malaysia: The case of Bank Islam Malaysia Berhad (BIMB)

ABSTRACT For several years, commercial banks in Malaysia have tried to introduce mobile banking s... more ABSTRACT For several years, commercial banks in Malaysia have tried to introduce mobile banking systems to improve their operations and reduce transaction costs. Bank Islam Malaysia Berhad (BIMB) is one of the commercial banks in Malaysia introduced mobile banking systems to its customers. On the basis of this argument, this research examines the factors that determine intention to use mobile banking among BIMB's customers.

Research paper thumbnail of An empirical investigation of SMS exam result query system model (SERQSM) in Malaysia: the case of Universiti Malaysia Sabah

Research paper thumbnail of Substitution effects: Do inflation and deflation affect Islamic home financing?

Research paper thumbnail of RECEPTIVENESS OF MOBILE BANKING BY MALAYSIAN LOCAL CUSTOMERS IN SABAH: AN EMPIRICAL INVESTIGATION

Abstract The aim of this study is to investigate the factors that determine the local people of S... more Abstract The aim of this study is to investigate the factors that determine the local people of Sabah (also known as Sabahan) bank customers' intention to use mobile banking. This study extends the applicability of the Technology Acceptance Model (TAM) to mobile banking and includes “perceived credibility”,“perceived enjoyment” and “perceived selfefficacy”, in addition to “perceived usefulness” and “perceived ease of use”.

Research paper thumbnail of Is the Theory of Planned Behaviour Valid for Islamic home financing?

Abstract This study is aimed at explaining factors influencing the intention amongst bank custome... more Abstract This study is aimed at explaining factors influencing the intention amongst bank customers in selecting Islamic home financing that is musharakah mutanaqisah home financing. Drawing upon the theory of planned behaviour (the TPB), this study proposes a model to examine the effects of three explanatory factors namely attitude, subjective norm and perceived behavioural control on such intention. This study tests the TPB in a context of musharakah mutanaqisah home financing.

Research paper thumbnail of An analysis of mobile banking acceptance by Malaysian customers

Today, the advancement of mobile technologies has provided an opportunity for financial providers... more Today, the advancement of mobile technologies has provided an opportunity for financial providers in introducing new financial innovations. One of the emerging financial innovations introduced by financial providers is mobile banking. This study adopts a technology acceptance model (TAM) to investigate factors that determine an individual? s intention to use mobile banking among bank customers in Labuan and Kota Kinabalu. The TAM includes perceived credibility, perceived self-efficacy and normative pressure.

Research paper thumbnail of DETERMINANTS OF ISLAMIC INSURANCE ACCEPTANCE: AN EMPIRICAL ANALYSIS

ABSTRACT This study is aimed at investigating the factors influencing the Islamic insurance accep... more ABSTRACT This study is aimed at investigating the factors influencing the Islamic insurance acceptance among Malaysian bank customers. It focuses on the relationships among attitude, subjective norm, amount of information (AOI) and acceptance of Islamic insurance. For the purpose, the study used existing theory to identify factors, which are of paramount importance to explain the Islamic insurance acceptance. Multiple regression analyses are employed in order to confirm the relationship of the antecedents involved.

Research paper thumbnail of UNDERGRADUATES’PERCEPTION OF SMS BANKING IN LABUAN: AN EMPIRICAL ANALYSIS

ABSTRACT Mobile phone for banking purpose is crucial for those who are busy with daily routine ac... more ABSTRACT Mobile phone for banking purpose is crucial for those who are busy with daily routine activities, especially those who are employed. In contrast, mobile phone is evolved among undergraduate students as a key social tool to connect with family members, friends and lecturers. The objective of this study is to identify the key points which relevant to the students' perception over SMS banking by the use of a survey conducted during July-September 2005.

Research paper thumbnail of An Analysis on Islamic Insurance Participation

ABSTRACT The paper tests the effects of attitude, subjective norm and amount of information on th... more ABSTRACT The paper tests the effects of attitude, subjective norm and amount of information on the Islamic insurance participation. Drawing upon the theory of reasoned action (TRA), this study proposes a model to examine the factors within the Islamic insurance participation context. The model is tested using survey data from 206 respondents.

Research paper thumbnail of Modelling Ar-Rahnu Use in Eastern Malaysia: Perspectives of Muslimah

Research paper thumbnail of PATRONAGE FACTORS OF MALAYSIAN LOCAL CUSTOMERS TOWARD ISLAMIC CREDIT CARDS

Management Research Review, Jan 1, 2012

Purpose–The purpose of this paper is to analyze the probability of Islamic credit card usage inte... more Purpose–The purpose of this paper is to analyze the probability of Islamic credit card usage intention among Islamic banks' customers. Financial cost, knowledge of Islamic credit card, attitude, financial recommendation and demographic items were examined in order to determine whether these factors are influencing the Islamic credit card usage intention or not. Design/methodology/approach–Drawing upon the theory of reasoned action (TRA), this study proposes a conceptual model to examine the factors determining the Islamic credit ...

Research paper thumbnail of ISLAMIC BANKING DEVELOPMENT IN BIMPEAGA COUNTRIES: ISSUES AND POTENTIAL COOPERATION

This study analyses the Islamic banking system development in BIMP-EAGA countries since 1983. An ... more This study analyses the Islamic banking system development in BIMP-EAGA countries since 1983. An analytical method of comparative study is employed for Brunei, Indonesia, Malaysia and Indonesia to verify the discrepancy of the countries in terms of Islamic banks. In Bruei, the evidence suggests that Sultan Haji Hassanah Bolkiah Mu'izzaddin Waddaulah is committed to inease the number of Islamic banks since 1990s. The evidence from Indonesia suggests that the development of Islamic banks has showed significant ...

Research paper thumbnail of ISLAMIC BUSINESS ETHICS IN SMALL AND MEDIUM ENTERPRISES (SMEs): AN ANALYSIS

internationalconference.com.my

Research paper thumbnail of Explaining intention to use the Islamic credit card: an extension of the TRA model

Research paper thumbnail of AN ANALYSIS OF ONLINE BANKING USAGE INTENTIONS: AN EXTENSION OF THE TECHNOLOGY

International Journal Business and Society, Jan 1, 2009

Purpose-This study is aimed at investigating the factors influencing the online banking acceptanc... more Purpose-This study is aimed at investigating the factors influencing the online banking acceptance in Kota Kinabalu, Northern Borneo, Malaysia. Design/methodology/approach-This study applies technology acceptance model (TAM) as the base model in order to investigate the online banking acceptance. For this purpose, a linear regression is employed to examine the factors influencing online banking acceptance. The model employs perceived credibility, perceived enjoyment, and social norm, in addition to perceived ...

Research paper thumbnail of JIBF cluster analysis