BASHAR BHUIYAN | Universiti Selangor (original) (raw)
Papers by BASHAR BHUIYAN
Research Journal of Environmental Sciences, 2012
ABSTRACT This study explores the risk management practices, reporting and performance of Islamic ... more ABSTRACT This study explores the risk management practices, reporting and performance of Islamic bank in Malaysia using single case study. Under the broad paradigm of mixed methods, one in depth interview, content analysis and ratio analysis were conducted. The result evidences a clear gap between Shariah and practice of Islamic risk management, difference in Shariah and legal remedy, and availability of credible internal control mechanism that are responsible for effective risk analysis and management. The top priority risk is the operational risk followed by market and credit risks. Risk management activities are mostly reported using annual reports. The declining return ratios with respect to the decreasing risk ratios indicate existence of conventional mean variance frontier in Islamic finance. However, this low risk low return and credit to asset ratios exhibit low risk taking tendency of the bank. As a result liquidity ratio is increasing but at the cost of profitability. Bank has to build an internal risk management culture by training the employees and building up the internal control system.
Journal of Asian Scientific Research, 2014
The main purpose of this paper is to corroborate the relationship between entrepreneurship develo... more The main purpose of this paper is to corroborate the relationship between entrepreneurship development and poverty alleviation constructed on empirical reviews. In this study, we conducted general search to accumulate empirical literatures by the name of entrepreneurship development and poverty alleviation in different online database sources such as Google Scholars, Springer Link, Wiley, Science Direct, JSTOR, Emerald full text, Scopus, and EBSCO HOST etc. We found innovation, entrepreneurship training & education, family background, government support program, social entrepreneurship, women participation, individual entrepreneurial characteristics, participation of micro, small & medium enterprises, youth empowerment, collaboration of government-university-industry is the key tool for entrepreneurship development which is stimulating employment are eventually alleviating poverty.
International Journal of Sustainable Society, 2012
This paper reviews empirical evidence on the common findings from the existing literature on Gram... more This paper reviews empirical evidence on the common findings from the existing literature on Grameen Bank (GB) microcredit performance on the borrower's poverty alleviation in Bangladesh. We first examine the GB microcredit impact on poverty alleviation with respect to its member's income, consumption, health, children's education and women empowerment. In general, most of the findings from the literature have shown that Bank members are doing well to reduce their vulnerability and to increase income and consumption, health improvement literacy of children and empowerment compared to non-members and controlled groups. However, this paper also examines some criticisms about the effective uses of microcredit rather than commercial mentality for profit making of microfinance institutions (MFIs).
Research Journal of Environmental Sciences, 2012
ABSTRACT This study explores the risk management practices, reporting and performance of Islamic ... more ABSTRACT This study explores the risk management practices, reporting and performance of Islamic bank in Malaysia using single case study. Under the broad paradigm of mixed methods, one in depth interview, content analysis and ratio analysis were conducted. The result evidences a clear gap between Shariah and practice of Islamic risk management, difference in Shariah and legal remedy, and availability of credible internal control mechanism that are responsible for effective risk analysis and management. The top priority risk is the operational risk followed by market and credit risks. Risk management activities are mostly reported using annual reports. The declining return ratios with respect to the decreasing risk ratios indicate existence of conventional mean variance frontier in Islamic finance. However, this low risk low return and credit to asset ratios exhibit low risk taking tendency of the bank. As a result liquidity ratio is increasing but at the cost of profitability. Bank has to build an internal risk management culture by training the employees and building up the internal control system.
Journal of Asian Scientific Research, 2014
The main purpose of this paper is to corroborate the relationship between entrepreneurship develo... more The main purpose of this paper is to corroborate the relationship between entrepreneurship development and poverty alleviation constructed on empirical reviews. In this study, we conducted general search to accumulate empirical literatures by the name of entrepreneurship development and poverty alleviation in different online database sources such as Google Scholars, Springer Link, Wiley, Science Direct, JSTOR, Emerald full text, Scopus, and EBSCO HOST etc. We found innovation, entrepreneurship training & education, family background, government support program, social entrepreneurship, women participation, individual entrepreneurial characteristics, participation of micro, small & medium enterprises, youth empowerment, collaboration of government-university-industry is the key tool for entrepreneurship development which is stimulating employment are eventually alleviating poverty.
International Journal of Sustainable Society, 2012
This paper reviews empirical evidence on the common findings from the existing literature on Gram... more This paper reviews empirical evidence on the common findings from the existing literature on Grameen Bank (GB) microcredit performance on the borrower's poverty alleviation in Bangladesh. We first examine the GB microcredit impact on poverty alleviation with respect to its member's income, consumption, health, children's education and women empowerment. In general, most of the findings from the literature have shown that Bank members are doing well to reduce their vulnerability and to increase income and consumption, health improvement literacy of children and empowerment compared to non-members and controlled groups. However, this paper also examines some criticisms about the effective uses of microcredit rather than commercial mentality for profit making of microfinance institutions (MFIs).