Irina Domurath | University of Amsterdam (original) (raw)
Papers by Irina Domurath
The Transformation of Economic Law, 2019
Law, Centre for the Study of European Private Law. 1 As such, this contribution is based on previ... more Law, Centre for the Study of European Private Law. 1 As such, this contribution is based on previous research work, see I Domurath and I Neubeck , ' Verbraucher-Scoring aus Sicht des Datenschutzrechts ' (2018) Ver ö ff entlichungen des Sachverst ä n digenrats f ü r Verbraucherfragen. Th e previous co-author has given consent to expanding the original piece for this contribution. All responsibility lies with the author. 2 F Trentmann , Th e Empire of Th ings-How We Became a World of Consumers, from the Fiteenth Century to the Twenty-First
Amsterdam Law School Legal Studies Research Paper Series, 2013
Verbraucherrecht wird in der EU als Nebengebiet des Binnenmarktrechts und verschiedene nationale ... more Verbraucherrecht wird in der EU als Nebengebiet des Binnenmarktrechts und verschiedene nationale Verbraucherschutzregelungen als potentielle Hindernisse fur den freien Warenverkehr angesehen. Der durchschnittliche europaische Verbraucher wird als verantwortungsbewusst und umsichtig betrachtet und soll befahigt werden, informierte Produktentscheidungen zu treffen und so den Wettbewerb auf dem europaischen Binnenmarkt zu fordern. Daruber hinaus ist der Verbraucher mehr und mehr dazu angehalten, eigene Vorkehrungen zur Sozial- und Altersvorsorge zu treffen. Der Erwerb eines Eigenheims durch Verbraucherkredit ist ein prominentes Beispiel dieser privatautonomen – nicht staatlichen – Fursorge. Dieser wettbewerbspolitische Ansatzpunkt mit seinem Schwerpunkt auf Privatautonomie hat weitreichende Auswirkungen auf das Schutzniveau europaischer Verbrauchergesetzgebung. Das Paradigma der Informationsbeschaffung dominiert die meisten Bereiche des europaischen Verbraucherrechts, so auch das Verbr...
The Modern Law Review, 2020
This article explores the different meanings of the right to housing in Europe in public and priv... more This article explores the different meanings of the right to housing in Europe in public and private relations with housing providers. In light of the fundamental right to housing's meaning in the case law of the European Court of Human Rights and the Court of Justice of the European Union, we offer a new reading of the CJEU judgments that have hitherto been heralded as extending the social dimension of EU (private) law. We submit that the emphasis on economic and procedural rights risks further ‘economisation’ of housing relations in Europe. While the possibilities to grant direct horizontal effect to the right to housing in EU law currently offer limited potential to counter this trend, private law provides part of the framework for a further balancing of social and economic elements in housing cases. Accordingly, we call for a debate on the specific aspects of horizontal relationships in the complex system of housing justice.
European Law Journal, 2016
The high numbers of over‐indebtedness and of evictions in Europe since the financial crisis have ... more The high numbers of over‐indebtedness and of evictions in Europe since the financial crisis have highlighted the need to re‐think the role that mortgage credit plays for societies. This contribution examines the social function of contract law, based on the observation that contract law is a means of allocating welfare in a political economy in which the welfare state is in retreat. The claim asserted in this article is that EU law in the field of mortgages does not fulfil its social function because it is based on a formalistic understanding of contract law. In order to close the protective gap brought about by a shift in the allocation of welfare from public provision to private markets without altering the understanding of contracts, the proposal is to follow the cooperative contract model of contracts as social cooperation. This approach allows for an assessment of fairness that acknowledges the long‐term character of mortgage contracts and the ensuing need to distribute market ...
Indiana Journal of Global Legal Studies, 2023
This contribution deals with algorithmic profiling as an example of datafication and machine colo... more This contribution deals with algorithmic profiling as an example of datafication and machine colonization. It examines to what extent Teubner's theory of societal constitutionalism (SC) describes the emergence of an EU digital constitution, including its capacities to deal with datafication and machine colonization. This article advances an internal critique of SC, by questioning its assumptions concerning the capacity of societal actors and nonlegal media, such as public outrage and litigation, to exert the pressure needed for change from within. Using Habermas's colonization theory as well as the insights of the law and political economy literature helps to understand the structural power of companies as an inhibition to the buildup of external pressure and to justify the adoption of a counter-concept of structural digital vulnerability, which can be used to interpret existing rules in a stricter way.
Contratto e Empresa Europa, 2023
I contributi destinati alla pubblicazione sono sottoposti alla procedura di referaggio con il met... more I contributi destinati alla pubblicazione sono sottoposti alla procedura di referaggio con il metodo c.d. double-blind peer review, a cui provvede un apposito Comitato di Revisione, formato da professori italiani e stranieri di prima fascia esterni alla Direzione, il cui elenco è riportato nella presente pagina e sul sito Internet della Rivista.
Sachverständigenrat für Verbraucherfragen Working Papers, 2018
Sachverständigenrat für Verbraucherfragen Working Papers, 2017
Das Internet der Dinge beschreibt die Vernetzung von Alltagsgeräten im Internet zueinander. Seine... more Das Internet der Dinge beschreibt die Vernetzung von Alltagsgeräten im Internet zueinander. Seine Funktionalität basiert maßgeblich auf der Generierung von massenhaften und weit angelegten Datenströmen. Dabei kommt es zu Eingriffen in die Privatsphäre der Verbraucher. Obschon jegliche Datenerhebung und -verarbeitung entweder durch eine Einwilligung des Betroffenen oder einen anderen Legitimationstatbestand aus dem Datenschutzrecht legitimiert werden muss, ergeben sich erhebliche Schutzlücken, sowohl in materiell-rechtlicher als auch prozessualer Hinsicht. Dieses Working Paper beschäftigt sich mit der Frage, inwiefern die rechtliche Regulierung von Datenerfassungen undverarbeitungen im Internet der Dinge und technische Maßnahmen zum Datenschutz die Probleme der Datenverarbeitung im Internet der Dinge lösen können.
The high numbers of over-indebtedness and of evictions in Europe since the financial crisis have ... more The high numbers of over-indebtedness and of evictions in Europe since the financial crisis have highlighted the need to rethink the role that mortgage credit plays for societies. This contribution examines the social function of contract law, based on the observation that contract law is a means of allocating welfare in a political economy in which the welfare state is in retreat. The claim asserted in this article is that EU law in the field of mortgages does not fulfil its social function because it is based on a formalistic understanding of contract law. In order to close the protective gap brought about by a shift in the allocation of welfare from public provision to private markets without altering the understanding of contracts, the proposal is to follow the cooperative contract model of contracts as social cooperation. This approach allows for an assessment of fairness that acknowledges the long-term character of mortgage contracts and the ensuing need to distribute market risks between both contracting parties.
Osservatorio del Diritto Civile e Commerciale , 2015
This paper describes the role of private law and its founding principle of private autonomy in th... more This paper describes the role of private law and its founding principle of private autonomy in the modern consumer credit society. It shows that the financialisation of the economy and a conceivable shift from welfare to a «market state» has direct consequences for the regulation of consumer and mortgage credit. An analysis of pertinent EU legislation reveals that consumer and mortgage credit is being charged with public policy functions, supposed to perform both economic and social tasks in order to compensate for a diminished role of the welfare state. Considering the consequences of these developments at a more theoretical level, private autonomy is neither necessarily expanded nor limited, but «regulated» in order to achieve financial and social inclusion. The events linked to the financial crisis are likely to trigger developments at EU level which will have further impacts on contract law and the traditional understanding of private autonomy.
now, the 'job should be done properly'. 2 The second -normative -assumption of this contribution ... more now, the 'job should be done properly'. 2 The second -normative -assumption of this contribution is that EU consumer law should have as its goal the prevention of over-indebtedness. This could derive from Article 114 in connection with Article 169 TFEU, according to which the EU should aim at a 'high level of consumer protection', which can include the prevention of over-indebtedness. 3 In parts of the academic literature it is already acknowledged that the prevention of over-indebtedness should be a goal of EU consumer law. 4 Policy seems to slowly follow. Albeit not specifically stated as an 'aim' of its provisions, the Mortgage Credit Directive 2014/17 mentions the need for using appropriate tools to prevent household over-indebtedness, which can be interpreted as an acknowledgement of the need for such a perspective in EU law.
A 60 month European Research Council grant has been awarded to Prof. Hans-Wolfgang Micklitz for t... more A 60 month European Research Council grant has been awarded to Prof. Hans-Wolfgang Micklitz for the project "European Regulatory Private Law: the Transformation of European Private Law from Autonomy to Functionalism in Competition and Regulation" (ERPL). The focus of the socio-legal project lies in the search for a normative model which could shape a selfsufficient European private legal order in its interaction with national private law systems. The project aims at a new-orientation of the structures and methods of European private law based on its transformation from autonomy to functionalism in competition and regulation. It suggests the emergence of a self-sufficient European private law, composed of three different layers (1) the sectorial substance of ERPL, (2) the general principlesprovisionally termed competitive contract lawand (3) common principles of civil law. It elaborates on the interaction between ERPL and national private law systems around four normative models: (1) intrusion and substitution, (2) conflict and resistance, (3) hybridisation and (4) convergence. It analyses the new order of values, enshrined in the concept of access justice (Zugangsgerechtigkeit).
Journal of European Integration, 2012
Solidarity is an important idea behind European integration. The Lisbon Treaty advanced the under... more Solidarity is an important idea behind European integration. The Lisbon Treaty advanced the understanding of the concept by establishing three dimensions: solidarity between member states, member states and individuals, and between generations. However, the knowledge about solidarity is incomplete and its conceptualization in the EU legal order needs to be further developed. This article aims at deepening the knowledge about solidarity in the EU by eliciting its rationales and scope of application. It will be concluded that solidarity is developed to different extent in different fields of law. It is most advanced in socio-economic law, but underdeveloped in areas of law that are new to the EU legal order: solidarity in the event of environmental disasters and solidarity with future generations. Reasons for the different depths of solidarity will be elicited, as well as possible means to overcome inhibitors to transnational solidarity.
"Der EWR – verpasste oder noch bestehende Chance?", Verlag Neue Zürcher Zeitung, Zürch, 2012
The Transformation of Economic Law, 2019
Law, Centre for the Study of European Private Law. 1 As such, this contribution is based on previ... more Law, Centre for the Study of European Private Law. 1 As such, this contribution is based on previous research work, see I Domurath and I Neubeck , ' Verbraucher-Scoring aus Sicht des Datenschutzrechts ' (2018) Ver ö ff entlichungen des Sachverst ä n digenrats f ü r Verbraucherfragen. Th e previous co-author has given consent to expanding the original piece for this contribution. All responsibility lies with the author. 2 F Trentmann , Th e Empire of Th ings-How We Became a World of Consumers, from the Fiteenth Century to the Twenty-First
Amsterdam Law School Legal Studies Research Paper Series, 2013
Verbraucherrecht wird in der EU als Nebengebiet des Binnenmarktrechts und verschiedene nationale ... more Verbraucherrecht wird in der EU als Nebengebiet des Binnenmarktrechts und verschiedene nationale Verbraucherschutzregelungen als potentielle Hindernisse fur den freien Warenverkehr angesehen. Der durchschnittliche europaische Verbraucher wird als verantwortungsbewusst und umsichtig betrachtet und soll befahigt werden, informierte Produktentscheidungen zu treffen und so den Wettbewerb auf dem europaischen Binnenmarkt zu fordern. Daruber hinaus ist der Verbraucher mehr und mehr dazu angehalten, eigene Vorkehrungen zur Sozial- und Altersvorsorge zu treffen. Der Erwerb eines Eigenheims durch Verbraucherkredit ist ein prominentes Beispiel dieser privatautonomen – nicht staatlichen – Fursorge. Dieser wettbewerbspolitische Ansatzpunkt mit seinem Schwerpunkt auf Privatautonomie hat weitreichende Auswirkungen auf das Schutzniveau europaischer Verbrauchergesetzgebung. Das Paradigma der Informationsbeschaffung dominiert die meisten Bereiche des europaischen Verbraucherrechts, so auch das Verbr...
The Modern Law Review, 2020
This article explores the different meanings of the right to housing in Europe in public and priv... more This article explores the different meanings of the right to housing in Europe in public and private relations with housing providers. In light of the fundamental right to housing's meaning in the case law of the European Court of Human Rights and the Court of Justice of the European Union, we offer a new reading of the CJEU judgments that have hitherto been heralded as extending the social dimension of EU (private) law. We submit that the emphasis on economic and procedural rights risks further ‘economisation’ of housing relations in Europe. While the possibilities to grant direct horizontal effect to the right to housing in EU law currently offer limited potential to counter this trend, private law provides part of the framework for a further balancing of social and economic elements in housing cases. Accordingly, we call for a debate on the specific aspects of horizontal relationships in the complex system of housing justice.
European Law Journal, 2016
The high numbers of over‐indebtedness and of evictions in Europe since the financial crisis have ... more The high numbers of over‐indebtedness and of evictions in Europe since the financial crisis have highlighted the need to re‐think the role that mortgage credit plays for societies. This contribution examines the social function of contract law, based on the observation that contract law is a means of allocating welfare in a political economy in which the welfare state is in retreat. The claim asserted in this article is that EU law in the field of mortgages does not fulfil its social function because it is based on a formalistic understanding of contract law. In order to close the protective gap brought about by a shift in the allocation of welfare from public provision to private markets without altering the understanding of contracts, the proposal is to follow the cooperative contract model of contracts as social cooperation. This approach allows for an assessment of fairness that acknowledges the long‐term character of mortgage contracts and the ensuing need to distribute market ...
Indiana Journal of Global Legal Studies, 2023
This contribution deals with algorithmic profiling as an example of datafication and machine colo... more This contribution deals with algorithmic profiling as an example of datafication and machine colonization. It examines to what extent Teubner's theory of societal constitutionalism (SC) describes the emergence of an EU digital constitution, including its capacities to deal with datafication and machine colonization. This article advances an internal critique of SC, by questioning its assumptions concerning the capacity of societal actors and nonlegal media, such as public outrage and litigation, to exert the pressure needed for change from within. Using Habermas's colonization theory as well as the insights of the law and political economy literature helps to understand the structural power of companies as an inhibition to the buildup of external pressure and to justify the adoption of a counter-concept of structural digital vulnerability, which can be used to interpret existing rules in a stricter way.
Contratto e Empresa Europa, 2023
I contributi destinati alla pubblicazione sono sottoposti alla procedura di referaggio con il met... more I contributi destinati alla pubblicazione sono sottoposti alla procedura di referaggio con il metodo c.d. double-blind peer review, a cui provvede un apposito Comitato di Revisione, formato da professori italiani e stranieri di prima fascia esterni alla Direzione, il cui elenco è riportato nella presente pagina e sul sito Internet della Rivista.
Sachverständigenrat für Verbraucherfragen Working Papers, 2018
Sachverständigenrat für Verbraucherfragen Working Papers, 2017
Das Internet der Dinge beschreibt die Vernetzung von Alltagsgeräten im Internet zueinander. Seine... more Das Internet der Dinge beschreibt die Vernetzung von Alltagsgeräten im Internet zueinander. Seine Funktionalität basiert maßgeblich auf der Generierung von massenhaften und weit angelegten Datenströmen. Dabei kommt es zu Eingriffen in die Privatsphäre der Verbraucher. Obschon jegliche Datenerhebung und -verarbeitung entweder durch eine Einwilligung des Betroffenen oder einen anderen Legitimationstatbestand aus dem Datenschutzrecht legitimiert werden muss, ergeben sich erhebliche Schutzlücken, sowohl in materiell-rechtlicher als auch prozessualer Hinsicht. Dieses Working Paper beschäftigt sich mit der Frage, inwiefern die rechtliche Regulierung von Datenerfassungen undverarbeitungen im Internet der Dinge und technische Maßnahmen zum Datenschutz die Probleme der Datenverarbeitung im Internet der Dinge lösen können.
The high numbers of over-indebtedness and of evictions in Europe since the financial crisis have ... more The high numbers of over-indebtedness and of evictions in Europe since the financial crisis have highlighted the need to rethink the role that mortgage credit plays for societies. This contribution examines the social function of contract law, based on the observation that contract law is a means of allocating welfare in a political economy in which the welfare state is in retreat. The claim asserted in this article is that EU law in the field of mortgages does not fulfil its social function because it is based on a formalistic understanding of contract law. In order to close the protective gap brought about by a shift in the allocation of welfare from public provision to private markets without altering the understanding of contracts, the proposal is to follow the cooperative contract model of contracts as social cooperation. This approach allows for an assessment of fairness that acknowledges the long-term character of mortgage contracts and the ensuing need to distribute market risks between both contracting parties.
Osservatorio del Diritto Civile e Commerciale , 2015
This paper describes the role of private law and its founding principle of private autonomy in th... more This paper describes the role of private law and its founding principle of private autonomy in the modern consumer credit society. It shows that the financialisation of the economy and a conceivable shift from welfare to a «market state» has direct consequences for the regulation of consumer and mortgage credit. An analysis of pertinent EU legislation reveals that consumer and mortgage credit is being charged with public policy functions, supposed to perform both economic and social tasks in order to compensate for a diminished role of the welfare state. Considering the consequences of these developments at a more theoretical level, private autonomy is neither necessarily expanded nor limited, but «regulated» in order to achieve financial and social inclusion. The events linked to the financial crisis are likely to trigger developments at EU level which will have further impacts on contract law and the traditional understanding of private autonomy.
now, the 'job should be done properly'. 2 The second -normative -assumption of this contribution ... more now, the 'job should be done properly'. 2 The second -normative -assumption of this contribution is that EU consumer law should have as its goal the prevention of over-indebtedness. This could derive from Article 114 in connection with Article 169 TFEU, according to which the EU should aim at a 'high level of consumer protection', which can include the prevention of over-indebtedness. 3 In parts of the academic literature it is already acknowledged that the prevention of over-indebtedness should be a goal of EU consumer law. 4 Policy seems to slowly follow. Albeit not specifically stated as an 'aim' of its provisions, the Mortgage Credit Directive 2014/17 mentions the need for using appropriate tools to prevent household over-indebtedness, which can be interpreted as an acknowledgement of the need for such a perspective in EU law.
A 60 month European Research Council grant has been awarded to Prof. Hans-Wolfgang Micklitz for t... more A 60 month European Research Council grant has been awarded to Prof. Hans-Wolfgang Micklitz for the project "European Regulatory Private Law: the Transformation of European Private Law from Autonomy to Functionalism in Competition and Regulation" (ERPL). The focus of the socio-legal project lies in the search for a normative model which could shape a selfsufficient European private legal order in its interaction with national private law systems. The project aims at a new-orientation of the structures and methods of European private law based on its transformation from autonomy to functionalism in competition and regulation. It suggests the emergence of a self-sufficient European private law, composed of three different layers (1) the sectorial substance of ERPL, (2) the general principlesprovisionally termed competitive contract lawand (3) common principles of civil law. It elaborates on the interaction between ERPL and national private law systems around four normative models: (1) intrusion and substitution, (2) conflict and resistance, (3) hybridisation and (4) convergence. It analyses the new order of values, enshrined in the concept of access justice (Zugangsgerechtigkeit).
Journal of European Integration, 2012
Solidarity is an important idea behind European integration. The Lisbon Treaty advanced the under... more Solidarity is an important idea behind European integration. The Lisbon Treaty advanced the understanding of the concept by establishing three dimensions: solidarity between member states, member states and individuals, and between generations. However, the knowledge about solidarity is incomplete and its conceptualization in the EU legal order needs to be further developed. This article aims at deepening the knowledge about solidarity in the EU by eliciting its rationales and scope of application. It will be concluded that solidarity is developed to different extent in different fields of law. It is most advanced in socio-economic law, but underdeveloped in areas of law that are new to the EU legal order: solidarity in the event of environmental disasters and solidarity with future generations. Reasons for the different depths of solidarity will be elicited, as well as possible means to overcome inhibitors to transnational solidarity.
"Der EWR – verpasste oder noch bestehende Chance?", Verlag Neue Zürcher Zeitung, Zürch, 2012