Effect of Mudharabah Income, Musyarakah Income, and Murabahah Income on Net Profit in PT Bank BCA Indonesia (original) (raw)

Influence of Income For Mudharabah Results And Murabahah Margin Income on Profit Sharia Bank Business In Indonesai Period 2015-2019

MORFAI JOURNAL, 2021

This study aims to analyze the effect of mudharabah revenue sharing and murabahah margin income on operating profit of Islamic banks in Indonesia for the 2015 - 2019 period. The data used in this study are data published by Islamic banks in Indonesia using data from 2015 to 2019 and obtained sample data of 48 data. In selecting the sample, the researcher used a purposive sampling technique, which is a sample selection method based on certain criteria to obtain a representative sample of the population. The results of this study indicate that the revenue sharing of mudharabah and Murabahah Margin income has a positive and significant effect on Operating Profit at Islamic Banks in Indonesia for the 2015-2019 period.

The Effect of Mudharabah and Musyarakah on the Profitability of Islamic Banks

2017

Intention of this research is to check and test influence of defrayal of mudharabah and musyarakah to profitability at sharia banks who registered in Indonesian Bank 2013-2015 period. This research used quantitative descriptive method by using secondary data in the form of defrayal data, profit before tax and total asset of company from year of 2013-2015. Amount of sample cover publicized report continuously from year of 2013-2015 and financial statement owning equipment of data pursuant to accurate variable which taken by purposive sampling. Analyzer test used SEM-PLS. The result show, from the data analysis it can be concluded that the Mudharabah significant effect on bank profitability while Musyarakah financing does not affect the bank's profitability. This is indicated by the value of t-statistic whereby when the t-statistic> 1.96. To reject / accept the hypothesis using all-Ha received JILA probability of p 1.96, then the hypothesis is accepted. As for the Musyarakah fi...

The Effect of Mudharabah, Musyarakah, and Murabahah Financing on the Profitability Level of Islamic Commercial Banks in Indonesia

Assets : Jurnal Ilmiah Ilmu Akuntansi, Keuangan dan Pajak

This study pursuits to locate the effect of mudharabah, musyarakah, and murabahah financing at the profitability degree of Islamic industrial Banks in Indonesia within the 2015-2018 length. The populace on this have a look at there are 14 groups, and get three samples, particularly PT. bank Muamalat Indonesia, PT. BRI Syariah financial institution, and PT. Mandiri Syariah financial institution. This examine used a purposive sampling method in figuring out the pattern, while the records evaluation approach used more than one linear regression evaluation with the SPSS utility. The results of this observe suggest that the t-check indicates that partly mudharabah has a fine and insignificant effect on the extent of profitability, while musharaka has a poor and large impact on the extent of profitability, even as murabaha has a negative and insignificant impact on the profitability degree of Islamic business Banks in Indonesia. within the F test, the independent variable simultaneously h...

Pengaruh Pembiayaan Musyarakah dan Murabahah Terhadap Profitabilitas Pada Bank Pembiayaan Rakyat Syariah Harta Insan Karimah

Fakultas Ekonomi dan Bisnis uin jakarta, 2020

This study aims to determine the effect of Musharaka and Murabahah financing on Return On Assets (ROA) at BPRS Harta, Karimah, either partially or simultaneously. The population of this study is BPRS Harta Insan Karimah. The data used are secondary data from the 2011 to 2019 quarterly financial reports. The data source is obtained from the website www.ojk.go.id. The method used to test this data is multiple linear analysis, simultaneous test (F test) and partial test (t test) and the data is processed using SPSS 22 software. Musharaka and Murabahah variables are independent variables while Return on Assets is dependent. Based on the simultaneous test, it was found that musyarakah and murabahah financing together had a positive effect on the profitability of BPRS Harta Insan Karimah. Partially musyarakah financing has a negative effect on BPRS Harta Insan Karimah. This shows that musharaka financing at BPRS Harta Insan Karimah has an effect on company profits but the effect is very low. Partially Murabahah financing has a positive effect on BPRS Harta Insan Karimah. This shows that the more murabahah financing conducted by BPRS, the higher the level of profitability (ROA).

Determinant of Islamic Banking Profitability in Indonesia

Jurnal Organisasi dan Manajemen, 2019

Finding a determinant of profitability has become one of the most popular topics in banking research. Previous research has identified many factors that significantly influence bank profitability. There are also many studies that measure the effectiveness of sharia banking globally, but few analyze the profitability issues of sharia banks. This study aims to analyze the impact of factors affecting profitability in Islamic Banks listed on the Indonesia Stock Exchange. The method used is multiple linear regression analysis. The variables are return on assets as dependent variable and murabahah, musyarakah, mudharabah, branch office, cash office, and Automatic Teller Machine as independent variable. This study found that funding factors such as murabaha, musharaka and conventional and electronic networking factors such as Branch Office, Cash Office, and ATM had positive and significant impact on profitablity of Sharia Bank, while mudharabah had a negative and significant influence on p...

The Effect of Mudharabah, Musyarakah, and Murabahah on Profitability with Non Performing Financing (NPF) as Moderated Variables

2020

The objective of study is to analysis the influence of Mudharabah, Musyarakah and Murabahah on profitability with Non Performing Financing (NPF) as moderating variabel on Sharia Commercial Banks in Indonesian in the 2014-2018 period. Data obtained by accesing financial statements and annual report of the company through the Sharia Commercial Banks website. The sampling method used was purposive sampling method using criteria so that 8 (eight) sample companies were obtained for 6 (six) years of observation (2014-2019). The research was carried out by using the technique of multiple regression analysis and for processing the data using Eviews version 9.0. The result of this study shows that Mudharabah and Musyarakah have influence positive and significant on profitability on Sharia Commercial Banks. Murabahah have influence negative and significant on profitability on Sharia Commercial Banks. Non Performing Financing (NPF) have weaken of Mudharabah and Musyarakah on profitability on S...

The Effects Of Mudharabah And Musyarakah Financing On The Profitability Of Sharia Commercial Banks In Indonesia

2020

This research was conducted to determine the effect of mudharabah and musharakah profit sharing financing on the profitability of Islamic commercial banks in Indonesia. This study uses the annual Islamic Commercial Bank financial reports obtained from the Financial Services Authority (Otoritas Jasa Keuangan) for the period 2015-2019. The test results using SPSS 25 show that both mudharabah and musyarakah financing have a significant effect on the profitability of Islamic banks. But unlike musyarakah financing, mudharabah financing actually has a negative effect on profitability, meaning that the higher an Islamic bank distributes mudharabah financing, the rate of profit will decrease.

Pengaruh Ukuran Perusahaan Dan Umur Perusahaan Terhadap Pengungkapan Islamic Social Reporting Dengan Profitabilitas Sebagai Variabel Intervening Pada Bank Umum Syariah (Bus) DI Indonesia Periode 2013-2018

2019

Hanifah, Indarul. 2019. Pengaruh Ukuran Perusahaan dan Umur Perusahaan Terhadap Pengungkapan Islamic Social Reporting dan Profitabilitas sebagai Variabel Intervening pada Bank Umum Syariah (BUS) di Indonesia Periode 2013-2018. Skripsi, Fakultas Ekonomi dan Bisnis Islam. Program Studi S1-Perbankan Syariah. Institut Agama Islam Negeri Salatiga. Pembimbing: Dr. Abdul Aziz N P, M.M. Kata Kunci : Ukuran Perusahaan, Umur Perusahaan, Islamic Social Reporting dan Profitabilitas. Penelitian ini bertujuan untuk menguji: Pengaruh Ukuran Perusahaan dan Umur Perusahaan Terhadap Pengungkapan Islamic Social Reporting dan Profitabilitas sebagai Variabel Intervening pada Bank Umum Syariah (BUS) di Indonesia Periode 2013-2018. Penelitian ini menggunakan jenis penelitian kuantitatif dengan menggunakan analisis regresi berganda sebagai analisis data. Penelitian ini menggunakan data sekunder. Populasi penelitian ini adalah Bank Umum Syariah yang ada di Indonesia dari tahun 2013 sampai 2018. Metode dalam...

Determinants Profitability of Islamic Banks in Indonesia

2019

The aim of study is to analyse the determination of profitability of Islamic Banks in Indonesia. The sample used of all Islamic banks in Indonesia. Sampling method is purposive sampling and gotten 10 Islamic banks. Data analysed by using panel regression. The results of the research obtained that DER positively effect on ROA, while Operational Costs and Operating Income (BOPO) negatively influence to ROA. The variable NPF and CAR have no significant effect on Return on Assets (ROA) in Islamic

The Effect of Mudharabah Financing, Musyarakah Financing and Ijarah Rent on Profitability in Islamic Banking 2015-2019

2021

This study aims to determine the effect of Mudharabah Financing, Musharaka Financing and Ijarah Rental either partially or collectively on the level of profitability at PT. Bank Indonesia Syariah, Tbk. The research method used in this research is descriptive and verification methods with a quantitative approach. This study uses a multiple linear regression analysis model, using four classical assumptions, namely normality, multicollinearity, autocorrelation and heteroscedasticity. Based on the results of research using multiple regression analysis, for Mudharabah Financing, it is concluded that Mudharabah Financing (X 1 ) has no significant effect on the level of Profitability Level (Y). Furthermore, for Musharaka Financing, it is concluded that Musharaka Financing (X 2 ) has a positive and significant effect on the level of profitability. Then for the Ijarah Rental, it is concluded that the Ijarah Rental (X 3 ) has no significant effect on the Profitability Level (Y). Then the conc...