The Effect of Financial Literacy, Income and Self Control on Financial Behavior Generation Z (Study on Generation Z Financial Behavior in Bekasi Regency) (original) (raw)
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Financial Literacy, Income and Self-Control on Financial Management Behavior of Generation Z
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This study aimed to determine the effect of financial behaviour, financial knowledge and self-control on the financial well-being of Generation Z in Indonesia. Supervision was sought out by 255 respondents of Generation Z in Indonesia. The research method used is quantitative. The data used in this research is primary data collected through questionnaires distributed online using g-forms to the respondents of Generation Z in Indonesia. Data management in this study will use SPSS 23 for Windows. The results of this study indicated that financial behaviour and financial knowledge have a positive and significant effect on financial well-being, which proves that higher financial behaviour and knowledge can affect the increase of financial well-being. At the same time, self-control does not affect financial well-being. This research can be a new literature to show the effect of self-control on financial well-being.
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With the existence of internet technology and wireless telecommunication networks, it is easier for humans to connect. The generation that is most exposed to changes in information is the Z generation. Generation Z or Gen Z or also known as iGeneration, the net generation or the internet generation are the generations born between 1996 and 2012. Today's lifestyle has become an individual and group identity. People's interest in various goods is influenced by their lifestyle and the goods they buy reflect that lifestyle. This type of research uses quantitative research. The population in this study is generation Z in Surabaya. The sampling technique uses purposive sampling using the Lameshow formula. This study uses sem analysis (structural equation modelling) based on components or variants, namely partial least squares (pls), using smart pls 3.0 software which consists of an inner model and an outer model. Financial literacy has a significant effect on lifestyle with the su...
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