Penilaian Tingkat Kesehatan Bank Menggunakan Metode Risk Based Bank Rating Pada Pd. BPR Bank Karanganyar Tahun 2014 - 2016 (original) (raw)

Analisis Tingkat Kesehatan Bank Papua Menggunakan Metode RBBR (Risk Based Bank Rating) Periode Tahun 2011-2018

EL MUDHORIB : Jurnal Kajian Ekonomi dan Perbankan Syariah, 2021

Penelitian ini bertujuan untuk menganalisis tingkat kesehatan Bank Papua periode tahun 2011-2018 menggunakan metode RBBR (Risk Based Bank Rating). Dalam penelitian ini dilakukan penilaian terhadap tiga faktor RBBR, yaitu faktor Risk Profile melalui rasio NPL dan LDR, faktor rentabilitas melalui rasio ROA dan NIM dan faktor permodalan melalui rasio CAR. Jenis penelitian ini adalah deskriptif dengan pendekatan kuantitatif. Rumusan masalah ada dua, yaitu, pertama mengenai analisis tingkat kesehatan Bank Papua menggunakan metode RBBR (Risk Based Bank Rating) dan yang kedua menyangkut performa Bank papua dilihat dari indikator NPL, LDR, ROA, NIM dan CAR. Hasil penelitian ini menunjukkan berdasarkan analisis tingkat kesehatan Bank Papua menggunakan metode Risk Based Bank Rating (RBBR) melalui rasio NPL, LDR, ROA, NIM dan CAR maka kondisi tingkat kesehatan Bank Papua yaitu dapat dikategorikan berada pada predikat Sehat. Namun demikian, perkembangan nilai-nilai rasio pada Bank Papua period...

Kesehatan Keuangan Dan Valuasi BJBR Menggunakan Risk Based Bank Rating Method

Jurnal Pajak dan Keuangan Negara (PKN), 2021

The COVID-19 pandemic has given an impact on the health of banks in Indonesia, one of which is the West Java and Banten Bank (BJBR). This study aims to assess the health of BJBR before and during the covid-19 pandemic and to find the intrinsic value of BJBR shares that can be used as an evaluation of the company's performance. This research is a descriptive quantitative research. BJBR health analysis was carried out using the Risk Based Rating or RGEC and the intrinsic value analysis was carried out using the Dividend Discount Model (DDM). The authors used data from the 2018-2020 of BJBR financial statements. The results showed that in general, the soundness of BJBR was very healthy and the intrinsic value of BJBR's shares was Rp. 1,659.33 or BJBR's share price is currently sold below its intrinsic value. This research is expected to provide information on the impact of the pandemic on banking, especially BJBR so that the Government and the Financial Services Authority c...

Penilaian Tingkat Kesehatan Bank dengan Metode Risk Based Bank Rating pada PT. Bank Negara Indonesia Tbk Periode 2016-2020

Jurnal Ilmiah Universitas Batanghari Jambi

This study raises the issue of how to assess bank health using the Risk Based Bank Rating method with ratios of NPL, LDR, GCG, ROA, NIM and CAR at PT. Bank Negara Indonesia Tbk 2016-2020. The purpose of this study was to determine the soundness of Bank Negara Indonesia Tbk with the Risk Based Bank Rating method by looking at the conditions based on the annual financial statements. With the results of the NPL ratio having a value of less than 2%, which means that lending is more than non-performing loans, the LDR ratio with the criteria of 85%-100% which means it is quite healthy to fulfill its obligations, the GCG ratio is in level 2 condition, which is generally good, ROA ratio that asset management is in good condition, the NIM ratio is above 3%, which means a high level of income and a CAR ratio is above 12% in a very healthy condition, which means that capital is carried out very effectively.

Analisis Tingkat Kesehatan Bank Pada Pt. Bank Perkreditan Rakyat (BPR) Jorong Kampuang Tangah Pariaman Cabang Padang

2018

The purpose of this study is to determine the level of bank health at PT. Bank Perkreditan Rakyat (BPR) Jorong Kampuang Tangah Pariaman Cabang Padang that should be done by the bank in minimizing problems that occur. This research focused on: Analysis of Bank Health Level At PT. Bank Perkreditan Rakyat (BPR) Jorong Kampuang Tangah Pariaman Cabang Padang. The result of this research is Bank Health Level Analysis of PT. BPR-JKT Pariaman Cabang Padang which can be seen in several process stages from the level of health, data or file validity assessment, CAMEL analysis that is, analysis of Capital Adequacy Ratio (CAR) which decreased by 2015 by 15% and decrease in 2016 by 11% due to no decrease or increase in capital, while the CAR of 2015-2016 is above the BI standard of 8% which means healthy. Ratio of BPR-JKT Cabang Pariaman Padang is under 10.35% in healthy category, as well as ROA owned in healthy condition while Ratio LDR PT. BPR-JKT Pariaman Cabang Padang is not in the healthy ca...

Analisis Tingkat Kesehatan Perbankan Dengan Pendekatan Risk Based Bank Rating (RBBR) Pada Perbankan Yang Terdaftar Di Bursa Efek Indonesia Tahun 2014-2018

Jurnal Ecogen, 2020

The purpose of this research is to determine the level of health of the banks listed on the Indonesia Stock Exchange in 2014-2018 by using the risk-based bank rating approach. The type of research is quantitative descriptive. The technique of sample used is purposive sampling technique, the sample was obtained from consideration of certain criteria and obtained 4 BUMN Banks as samples, namely Bank Nasional Indonesia (BNI), Bank Rakyat Indonesia (BRI), Bank Tabungan Negara (BTN), and Bank Mandiri. Data was collected from the bank's financial statements that have been published by the bank in the Indonesia Stock Exchange during the period 2014-2018. The result showed that all banks have a healthy rating, especially Bank Nasional Indonesia (BNI) because it is able to manage risk well. Furthermore, Bank Rakyat Indonesia (BRI) and Bank Mandiri are classified as banks with healthy ratings. At the same time, the results of Bank Tabungan Negara (BTN) were also healthy, but from the liqu...

Analisis Tingkat Kesehatan Bank Pada Pt. BPR Sindang Binaharta

Jurnal Ilmu Manajemen, 2019

Health Analysis of Rural Banks (BPR) Based on the Decree of the Board ofDirectors of Bank Indonesia no. 30/12 / Kep / DIR Date 30 April 1997 onProcedures for Rating of Rural Bank Health Rating (BPR). The Health Ratingof Rural Banks (BPR) is measured using the parameters of Capital, AssetsManagement, Earning and Liguity. This study determines the healthpredicate of the bank. Data used in the form of bank financial statementspublished in 2011 - 2015. data collection techniques used financial studymethods, methods of documentation, method keperpustakaan. The capitalaspect shows PT. BPR Sindang Binaharta is able to maintain themanagement of its own capital and risky assets, and able to cover the losseson the loans. The quality aspect of productive assets shows PT. BPRSindang Binaharta is less able to overcome business risks contained in thegiven credit component. aspects of management, during the year 2011 -2015 PT. BPR Sindang Binaharta has a level of effectiveness that has notbeen wel...

Analisis Tingkat Kesehatan Bank dengan Menggunakan Metode Risk-Based Bank Rating (RBBR) pada PT. Bank Mega Syariah Periode Tahun 2017-2021

MAMEN: Jurnal Manajemen

This study analyzes the health level of banks using the Risk-Based Bank Rating (RBBR) method. The secondary data used in this study was taken from the Financial Statements of PT Bank Mega Syariah on the official website of PT Bank Mega Syariah for the period 2017-2021. The Risk-Based Bank Rating (RBBR) method based on BI Circular No. 13/24/DPNP uses Risk Profile, Earning and Capital assessments. The method used in this research is descriptive research method with a quantitative approach. The results show that the Risk Profile component calculated using the NPF ratio in 2017 was 2.75 percent, in 2018 it was 1.96 percent, in 2019 it was 1.49 percent, in 2020 it was 1.38 percent and in 2021. by 0.97 percent. In addition, the FDR ratio in 2017 was 91.05 percent, in 2018 it was 90.88 percent, in 2019 it was 94.53 percent, in 2020 it was 63.94 percent, and in 2021 it was 62.84 percent. In the Earning component calculated using the ROA ratio in 2017 it was 1.56 percent, in 2018 it was 0.93...

Analisis Risk Based Bank Rating (RBBR) Untuk Mengukur Tingkat Kesehatan Bank Syariah DI Indonesia

JIMF (JURNAL ILMIAH MANAJEMEN FORKAMMA), 2019

Penelitian ini bertujuan untuk mengetahui kondisi profil risiko, Good Corporate Governance (GCG), rentabilitas, permodalan dan tingkat kesehatan Bank Syariah di Indonesia dinilai dengan metode Risk Based Bank Rating (RBBR) selama periode 2012-2016. Jenis penelitian deskriptif dengan pendekatan kuantitatif digunakan dalam penelitian ini. Hasil penelitian menunjukkan bahwa faktor profil risiko bank syariah di Indonesia dengan faktor risk profile atas resiko kredit dengan rasio rata-rata secara keseluruhan NPF dengan predikat Sehat. Risiko Likuiditas menunjukkan bahwa rata-rata secara keseluruhan Financing to Deposit Ratio (FDR) dengan predikat Kurang Sehat, Good Coorporate Governance diperoleh hasil analisis self assessment yaitu dengan nilai komposit 1.83% dengan predikat Baik, faktor earning (rentabilitas) dengan Return On Asset (ROA) predikat Kurang Sehat, analisis modal dengan Capital Adequency Ratio (CAR) predikat Sangat Sehat, Metode Risk Based Bank Rating (RBBR) menunjukkan nil...

Analisis Tingkat Kesehatan Bank menggunakan metode Risk Based Bank Rating terhadap Tingkat Profitabilitas Bank Syariah Bukopin Periode 2011-2019

2019

Bank dengan kondisi yang sehat akan lebih mudah untuk memperoleh profitabilitas. Namun, apabila bank dalam kondisi yang kurang sehat atau bahkan tidak sehat maka bank harus segera memperbaiki kondisi kesehatannya agar dapat memperoleh profitabilitas sesuai dengan yang diharapkan. Pada tahun 2019 Bank Syariah Bukopin memperoleh nilai profitabilitas terendah yang diproksikan dengan Return On Asset. Oleh karena itu, bank perlu memperbaiki kondisi kesehatannya sehingga bank dapat memperoleh laba atau profit sesuai dengan yang diharapkan. Penelitian ini mengenai penilaian kesehatan Bank Syariah Bukopin dengan menggunakan indikator RGEC. Penelitian ini bertujuan untuk mengetahui pengaruh tingkat kesehatan bank menggunakan metode Risk Based Bank Rating terhadap tingkat profitabilitas (ROA) Bank Syariah Bukopin pada tahun 2011-2019. Adapun metode penelitian yang digunakan pada penelitian ini adalah metode deskriptif kuantitatif dengan teknik analisis regresi linier berganda. Populasi pada p...

Pengaruh Tingkat Kesehatan Bank Dengan Metode Risk Based Bank Rating (RBBR) Terhadap Kinerja Keuangan (Studi Pada Bank Umum Kategori BUKU 3 Periode Tahun 2018-2020)

ADI Bisnis Digital Interdisiplin Jurnal

Penelitian ini bertujuan menganalisis pengaruh tingkat kesehatan bank dengan metode Risk Based Bank Rating (RBBR) terhadap kinerja keuangan Bank Umum berdasarkan Kegiatan Usah (BUKU 3). Penelitian ini merupakan penelitian kuantitatif dengan metode deskriptif berupa data sekunder diambil dari laporan keuangan publikasi Bank tahun 2018-2020. Jumlah populasi 20 dan sampel 10 Bank. Berdasarkan hasil koefisien determinasi disimpulkan bahwa sebesar 57,30% variabel kinerja keuangan di pengaruhi oleh variabel tingkat kesehatan bank yang diukur melalui GCG, NIM, LDR, NPL dan CAR, sedangkan sisanya sebesar 42,70% dipengaruhi oleh variabel lain yang tidak dimasukan dalam penelitian ini. Secara simultan variabel tingkat kesehatan bank (GCG, NIM, LDR, NPL dan CAR) berpengaruh pada variabel kinerja keuangan (ROA) pada Bank umum kategori BUKU 3 periode tahun 2018-2020. Secara parsial variabel Profil Risiko, GCG dan Permodalan tidak terdapat pengaruh dengan variabel Kinerja Keuangan. Sedangkan va...