The Structural Impact of Multiple-Office Banking in New York and Virginia (original) (raw)

The Antitrust bulletin, 1978

Abstract

It has frequently been argued by those opposed to multiple-office banking that a liberalization of state law permitting commercial banks to establish offices in distant locations; i.e., to extend themselves geographically by branching or through holding companies, will result in increased concentration and a deterioration of competition.' Sometimes states such as Oregon, in which the two largest organizations clearly dominate commercial banking, are cited as examples of what can happen if restrictions on multiple-office banking are given up."

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