Pengaruh DPK, Mudharabah, Musyarakah Dan NPF Terhadap Profitabilitas (Roa) Bank Umum Syariah (original) (raw)

Pengaruh Pembiayaan Mudharabah Dan Musyarakah Terhadap Profitabilitas (Roa) Pada Bank Umum Syariah Swasta

Ekonomi & Bisnis, 2021

Tujuan penelitian ini untuk menganalisis pengaruh pembiayaan mudharabah dan musyarakah terhadap profitabilitas (ROA) pada 5 Bank Umum Syariah Swasta, yaitu Bank Muamalat Indonesia, Bank Victoria Syariah, Bank Panin Dubai Syariah, Bank Syariah Bukopin, dan Bank BCA Syariah. Metode penelitian menggunakan metode verifikatif kuantitatif dengan data sekunder bersumber dari website resmi Otoritas Jasa Keuangan (OJK) dan juga laman website resmi masing-masing Bank Umum Syariah. Teknik analisis data yang digunakan yaitu analisis linear berganda. Adapun hasil penelitian menunjukkan bahwa: (1) Pembiayaan mudharabah berpengaruh positif terhadap profitabilitas (ROA) pada Bank Umum Swasta Syariah dengan nilai sig. 0,000 < α 0.05 dan nilai t hitung 5,609 > t tabel 2,026. (2) Pembiayaan musyarakah berpengaruh negatif terhadap profitabilitas (ROA) pada Bank Umum Syariah Swasta dengan nilai sig. 0,000 < α 0.05 dan nilai t hitung = -6,090 > t tabel = 2,026. (3) Pembiayaan mudharabah dan m...

Pengaruh NPF, FDR Dan Roa Terhadap Pembiayaan Bagi Hasil Pada Bank Umum Syariah

IQTISHADUNA, 2021

This study aims to test the influence of NPF, FDR, and ROA on Profit Sharing Financing. The population of this research is Sharia Commercial Banks in Indonesia and the sample used is only 3 banks that fit the criteria. The data in this study was taken from the Quarterly Financial Statements of Sharia Commercial Banks for 3 periods, from 2017-2019. The results showed that NPF and ROA had a significant effect on Profit Sharing Financing while FDR did not affect Profit Sharing Financing. The predicting ability of the three variables to The Profit Sharing Financing in this study was 14.70% while the remaining 85.30% was influenced by other factors that were not included in the research model.

Pengaruh Pembiayaan Mudharabah, MusyarakahDan Non Performing Financing (NPF) TerhadapProfitabilitas (ROE) Pada Bank Umum Syariah Di Indonesia

2016

This study aimed to test whether a variable Mudaraba, Musharaka financing and Non Performing Financing (NPF) Influence To Profitability In Syriah Commercial Bank in Indonesia. The sample used in this study is Bank Sharia which displays quarter financial statements during the period 2010-2014. The analysis in this study using multiple linear regression analysis to t Refineries on the data in this study using SPSS 16.0 (Statistical Package For The Social Science). Based on the results of the calculations on simultaneous test values obtained Fcount 10.945 and the value of P-Value (0,000), Value P-Value Performing Financing (NPF) significant effect on profitability, while partially on Financing Mudhabah (0.05), the Musharaka financing variable has no effect on the profitability of Islamic Banks with tcount significant impact on profitability is negative with tcount (0.05).

Pengaruh NPF, Bopo Dan FDR Terhadap Return on Assets (Roa) Pada Bank Umum Syariah

2021

This study aims to test the influence of Non-Performing Financing (NPF), Operating Costs on Operating Income (BOPO), and Financing to Deposit Ratio (FDR) on Return on Assets (ROA). The results of this study showed that Non-Performing Financing (NPF) and Operating Costs to Operating Income (BOPO) had a significant negative effect on Return on Assets (ROA) while Financing to Deposit Ratio (FDR) had a significant positive effect on Return on Assets (ROA). The predicting ability of the three variables against Return on Assets (ROA) in this study was 96.70%, while the remaining 3.30% was influenced by other factors not included in the research model.

Analisis Pengaruh NPF, FDR, CAR, dan GCG terhadap Profitabilitas Bank Umum Syariah

Journal of Applied Islamic Economics and Finance

This study aims to examine the effect of NPF, FDR, CAR and GCG on the profitability of Islamic commercial banks. The data used is secondary data in the form of annual financial reports from 10 Islamic Commercial Banks in Indonesia registered with the Financial Services Authority for the 2017-2020 period. The independent variables used are NPF, FDR, CAR, and GCG which are proxied by the board of directors, independent board of commissioners, and sharia supervisory board. While the dependent variable used is return on assets (ROA). Testing this hypothesis uses a path diagram that is processed with WarpPLS version 8.0. The results of this study indicate that the NPF, FDR, CAR and the sharia supervisory board have significant effect on the profitability of Islamic commercial banks, while the independent board of directors and commissioners have no significant effect on the profitability of Islamic commercial banks.

Pengaruh NPF, Car, Dan FDR Terhadap Profitabilitas Pada Bank Umum Syariah DI Indonesia Periode 2016-2020

Jurnal Ilmiah Akuntansi, Manajemen dan Ekonomi Islam (JAM-EKIS)

ABSTRACTThis study aims to determine the effect of NPF, CAR, FDR on Profitability at Islamic Commercial Banks in Indonesia, with the research sample using the saturated sample method and the data used are NPF, CAR, FDR, and ROA data for Islamic commercial banks for the 2016-2020 period, taken from the official website of the Financial Services Authority, with multiple linear regression analysis as a data analysis technique. Based on the results of the study proves that NPF has a significant negative effect on the profitability of Islamic commercial banks with a regression coefficient of -0.28 and a significant value of 0.00. CAR has no significant effect on the profitability of Islamic commercial banks with a regression coefficient of 0.05 and a significant value of 0.08. FDR has no significant positive effect on the profitability of Islamic commercial banks with a regression coefficient of 0.00 and a significant value of 0.84. With a Prob (F-statistic) value of 0.00, simultaneously...

Pengaruh Pembiayaan Mudharabah,Musyarakah, Murabahah, Istishna Dan Ijarah Terhadap Profitabilitas Pada Bank Umum Syariah DI Indonesia

2014

This research aimed at knowing the effect of mudaraba, musyaraka, murabaha, istishna, and ijarah financing on the profitability of Sharia Commercial Banks in Indonesia. The profitability is measured by using return on assets (ROA). The data used in this research were collected from the Quartely Financial Report Published by Sharia Commercial Banks during period of 2009-2013. The sampling method of this research is using purposive sampling. The samples consist of three Sharia Commercial Banks. Those are Bank Muamalat Indonesia, Bank Mandiri Syariah, and BRI Syariah. The technical analysis used in reasearch is multiple linear regression. This research found that the mudharabah and musyaraka financing have negative effect, while murabahah, istishna,and ijarah have positive effect on profitability of Sharia Commercial Banks in Indonesia. However, only murabaha and istishna have significant effect on profitability of Sharia Commercial Banks in Indonesia.

Pengaruh FDR Dan NPF Terhadap Profitabilitas (Roa) Bank Syariah Yang Terdaftar DI Bursa Efek Indonesia (Periode 2018-2022)

SYARIAH: Journal of Islamic Law

This study aims to determine the effect of Financing to Deposit Ratio (FDR) and Non Performing Financing (NPF) on Return on Assets (ROA) in Islamic banking listed on the Indonesia Stock Exchange (2018-2022 Period). This study uses a descriptive quantitative method with multiple linear regression analysis. The results of the study show that the ratio of FDR and NPF simultaneously influences the ROA of Islamic banking. While the partial results, FDR has a negative and insignificant effect on ROA, for the NPF ratio it has a negative and significant effect on ROA

Pengaruh Pembiayaan Murabahah, Musyarakah, Dan Mudharabah Terhadap Profitabilitas (Roa)

COMPETITIVE Jurnal Akuntansi dan Keuangan, 2021

Penelitian ini bertujuan untuk mengetahui pengaruh murabahah, musyarakah, dan murabahah terhadap profitabilitas bank umum syariah di Indonesia periode 2015-2019. Jenis penelitian yang digunakan adalah penelitian kuantitatif dengan metode penelitian deskriptif. Metode analisis data yang di gunakan dalam penelitian ini adalah Analisis Regresi Linier Berganda. Hasil penelitian menunjukkan murabahah, musyarakah dan murabahah secara simultan berpengaruh terhadap ROA. Murabahah secara parsial berpengaruh negatif signifikan terhadap ROA sedangkan Musyarakah dan Mudharabah bsecara parsial berpengaruh positif signifikan terhadap ROA.