Forecasting the Development of Islamic Bank in Indonesia: Adopting ARIMA Model (original) (raw)
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Analysis of the Effectiveness of Islamic Banks in Indonesia Period 2010-2019
SHS Web of Conferences
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Islamic Bank Asset Growth: Predictive Assessment Toward Dominant Variables Affecting
Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business), 2021
This study departs from asset growth in Islamic banks which has decreased in the last four years even though assets have increased every year. This research is structured to be the basis for making policies to increase the growth of assets of Islamic banks. The research design used is quantitative with the help of smart PLS ver.3.3. The number of samples is 94 people from a population of 123 employees of Islamic Banks Serang and Cilegon Branch Offices with supervisory positions and above. The sample selection in this study uses probability sampling, so that all branch offices of Islamic banks in Cilegon and Serang as well as all supervisory work units have the same opportunity to be selected as samples. The results indicate that the ones that have the biggest influence in increasing the growth of Islamic bank assets are the financing to deposit ratio and non-performing financing. This can be seen from the path coefficient value resulting from this study between financing to deposit ...
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To increase performance of Islamic Banking Finance in Indonesia, it needed assessment of its financial performance which was rated from its profitability level with ROA as an indicator. This caused economic conditions that can influence bank performance and the factors are inflation, gross domestic product (GDP), third-party funds (TPF), and market share. Aim: This research aims to find out the influence of inflation, gross domestic product (GDP), third-party funds (TPF) and market share on the Islamic banking industry in Indonesia from 2011-2015. Method: The method of this research is quantitative approach. Moreover, it uses inflation, gross domestic product (GDP), third party funds (TPF), and market share approach on the return on assets (ROA) of the sharia banking industry in Indonesia. Results: The results show negative correlation by 95% of inflation, gross domestic product (GDP) and third-party funds (TPF) to return on asset (ROA) of the islamic banking industry. Simultaneousl...
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Financial inclusion is an effort intended to eliminate price and non-price barriers toward public access to formal financial institutions. The aim of that is income equalization of the societies affecting increasing economic growth, poverty alleviation, and financial system stability. East Java is one of the provinces in Indonesia with the most number of Islamic Rural Banks (BPRS). This study wants to find out how the role of BPRS in realizing the acceleration of Islamic financial inclusion in East Java. Then, this research is conducted in the period January 2014 – May 2018 in which data sourced from the Islamic Banking Statistics (SPS), Financial Services Authority (FSA). An Autoregressive Integrated Moving Average (ARIMA) is applied as research method to predict the level of Islamic financial inclusion in East Java through BPRS by using three from four financial inclusion indicators released by Bank Indonesia in 2014 namely access with number of BPRS as its proxy, usage with amoun...
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Indonesia is a country that adheres to a dual banking system, namely conventional and Islamic Banking. The growth rate of Islamic banking in the last three years is higher than conventional banking. However, in total assets, Islamic banking is still far behind conventional banking. Therefore, it is necessary to study further the performance of Islamic banking reflected in its profitability. So, it becomes an alternative input in determining Islamic banking policies. This study aims to know the factors affecting the profitability (ROA) of Islamic Banking in Indonesia. The data used are the 2014-2020 monthly data in the amount of 79 data. The method used in this study is a Vector Error Correction Model (VECM) to determine the effect of long-run and short-run relationships. The results of the study showed that the long-run relationship of the NPF variable affected and was significant positive toward ROA, CAR affected and was significant negative toward ROA, while the inflation variable...
Comparison of Short-Term and Long-Term Estimation of Syariah Banking Performance
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Syariah banking system is one of the exciting research objects and has the potential to continue to be developed. Sharia banking is a new way out of banking. On a more macro level, the banking system affects banking performance on economic growth. Islamic banking is also stated to contribute better than conventional banking in achieving SDG points. The primary purpose of this study is to examine the development of conventional and Islamic banks in the future for short-and long-term analysis. The analysis will discuss how productive assets, bank profits, and third-party funds are both types of banking and how these three things contribute to economic growth for the next five years. Research analysis will be able to provide a comparison of the application of the short and long-term performance of sharia concepts to economic growth. Furthermore, it will be seen how the contribution of the two existing periods of the term of banking to economic growth, which one has a more significant impact on economic growth. Data was gathered for eleven years to test these relationships and analyzed accordingly. Besides descriptive analysis, correlations, and regression, mediation analysis was carried out using Vector Autoregression (VAR). VAR is a model that can analyze the interdependence relationship between time series variables. The results proved that profits, credits and assets significantly affect the short and long term. This study has some meaningful contributions towards both short and long practical knowledge of the subject matter, especially for banking and Government.
Analysis of the growth of Total Assets Perbankkan Sharia in Indonesia
The problems studied were: Does the amount of financing provided by the Bank of sharia positive and significant impact on the growth of the total assets of Islamic Banking in Indonesia and Is economic growth and a significant positive effect on the growth of the total assets of Islamic Banking in Indonesia. The method used in this research is descriptive analysis method and multiple regression analysis. Techniques of data collection are done by using the name with of secondary data for the period of 2007-2016. T hen processed counter in underlined last month with the classical assumption using heading 0.6 eviews programs so that it can draw conclusions. From the results of this research concluded that the total financing disbursed Islamic Bank proved positive and significant impact on the growth of the total assets of Islamic Banking in Indonesia and the national economic growth has the positive influence on the growth of the total assets of Islamic Banking in Indonesia. Implications of this research, the government is was much bigger to provide regulations to facilitate and assist in the financing of Islamic Banks both in terms of distribution and guarantees given to the Central Bank. As well as the dissemination to the public where Islamic Banking can facilitate business activities of the community and encourage the growth of Islamic banking industry and the national economy.
The optimal and decreasing growth rate of the Islamic banking industry
Qualitative Research in Financial Markets, 2013
Purpose – The Indonesian Islamic banking industry is very promising, but there has been no analysis of the optimal and decreasing growth rate of the industry. Information regarding these is essential for policy makers, Islamic bankers and all related parties to guide the future development of the industry and sets up proper plans and strategies. The paper aims to explore the optimal and decreasing growth rates of the industry and in so doing contribute to the current literature on the Indonesian Islamic banking industry. Design/methodology/approach – The paper first reports on the performance of the Indonesian Islamic banking industry, before explaining conditions where the Islamic banking industry is believed to be still immature. Third, in order to identify the optimal and decreasing growth rates, the paper estimates the future performance of the industry by using ARIMA models to identify periods where the growth rate is at optimal and decreasing points. Then, on the basis of a nu...