Pengaruh Religiusitas, Trust, Corporate Image, Dan Sistem Bagi Hasil Terhadap Minat Nasabah Menabung Dan Loyalitas DI Bank Syariah Mandiri DI Surabaya (original) (raw)
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Ecobankers : Journal of Economy and Banking
The students of the Tarbiyatul Banin Islamic boarding school, Kaliwadas Village, Sumber Subdistrict, Cirebon Regency, MA (Madrasah Aliyah) level have an interest in saving in Islamic banks. Islamic Bank. This research uses quantitative research. Data collection techniques using a questionnaire or questionnaire to obtain data on the influence of students' perceptions (X1) and students' religiosity (X2) on interest in saving in Islamic banks (Y). This study is a population study, by taking data from the MA level students with a total of 250 students, then the research sample is 30% of the total population with a total of 75 respondents using accidental sampling. Observations and research were carried out by the author in January 2021. The results of this study shows that there is a positive and significant influence on the perception and religiosity of the students of Tarbiyatul Banin Islamic Boarding School, Kaliwadas Village, Sumber Subdistrict, Cirebon Regency on interest i...
Strategi meningkatkan Minat Menabung di Bank Syariah melalui Penerapan Religiusitas
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Penelitian ini bertujuan untuk menganalisis strategi meningkatkan minat menabung di Bank Syariah melalui penerapan religiusitas dan minat menabung di Bank Syariah. Inti masalah penelitian ini mengenai penerapan religiusitas masyarakat Indonesia untuk segala aspek terutama dalam mengelola keuangan sehingga mempengaruhi minat masyarakat dalam memilih Bank dan pertumbuhan Bank Syariah berbanding terbalik dengan pertumbuhan penduduk mayoritas muslim di Indonesia sehingga perlu dilakukan analisis mengenai penerapan religiusitas terhadap peningkatan minat menabung masyarakat. Teknik pengumpulan data dalam penelitian ini adalah observasi, wawancara, dokumentasi, dan penyebaran kuesioner. Penelitian ini menggunakan metode yaitu kuantitatif dengan pendekatan statistik deskriptif dan verifikatif. Analisis data menggunakan uji statistik yang terdiri dari analisis regresi sederhana, analisis korelasi dan koefisien determinasi, dan uji t. Teknik pengambilan sampel yang digunakan adalah sampling insidental dan jumlah sampelnya adalah 98 orang dari jumlah populasi nasabah Bank Syariah Mandiri KCP Antapani Bandung sebanyak 5.664 nasabah. Hasil penelitian menunjukan bahwa hubungan religiusitas termasuk dalam kategori rendah, tetapi mengarah positif. Pengujian yang dilakukan secara parsial variabel religiusitas berpengaruh signifikan terhadap minat menabung masyarakat di Lingkungan Bank Syariah Mandiri KCP Antapani Bandung.
Pengaruh Promosi dan Religiuitas terhadap Minat Masyarakat Menabung di Bank Syariah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam, 2020
ABSTRACTThe purpose of this study was to determine whether people's interest in saving in Islamic banks, to determine whether promotion affects people's interest in saving in Islamic banks, and to find out whether religiosity affects people's interest in saving at Islamic banks. The data collection method was carried out through a questionnaire distributed to the community of Kp Kalong Sari, Kalong Sawah Village. Samples were taken as many as 50 respondents with a purposive sanpling technique. The data obtained were then processed using SPSS Version 21. The analysis included the reliability test, validity test, classical assumption test through the Ttest, Ftest test, and the coefficient of determinant (R2). The results of the Ttest test showed that promotion partially had a positive and significant effect on the community interest in Kp Kalong Sari, Kalong Sawah Village, amounting to 39.2%. The Ftest test shows that religiosity simultaneously has a significant effect on ...
Pengaruh Religiusitas, Kualitas Layanan, dan Promosi Terhadap Minat Menabung di Bank Syariah
Perbanas Journal of Islamic Economics and Business, 2022
Penelitian ini bertujuan untuk menganalisis pengaruh religiusitas, kualitas layanan, dan promosi terhadap minat menabung di bank syariah. Penelitian menggunakan pendekatan kuantitatif dengan teknik analisis regresi linear berganda sebagai metode analisis datanya. Pengumpulan data menggunakan teknik purposive sampling dengan populasi masyarakat muslim yang berdomisili di Jakarta Pusat. Hasil yang diperoleh dari penelitian ini memperlihatkan bahwa religiusitas dan kualitas layanan tidak mempengaruhi minat menabung, sedangkan promosi mempengaruhi minat menabung. Religiusitas seorang muslim tidak mempengaruhi minat orang tersebut untuk menabung di bank syariah. Demikian pula dengan kualitas layanan dari bank syariah yang tidak menentukan minat menabung seorang muslim. Promosi menjadi satu-satunya faktor dalam penelitian ini yang mendorong minat menabung seorang muslim di bank syariah. Tingginya promosi terhadap seorang muslim tentang bank syariah akan meningkatkan minat orang tersebut untuk menabung di bank syariah.
Distribusi - Journal of Management and Business
ABSTRAKKonstruk dan fenomena budaya telah menjadi kajian yang sangat penting dalam konsep perilaku konsumen. Selama ini belum banyak kajian yang menyertakan peranan agama sebagai unsur kebudayaan terkait perilaku konsumen, terutama dalam menggunakan religiusitas sebagai pengukurnya serta keterkaitannya dengan kepercayaan merek. Perkembangan perbankan syariah menjadi hal yang menarik untuk dikaji, terutama terkait dengan merek yang menunjukkan kekhasannya dan menggambarkan dasar kegiatan yang berbasis syariah. Penelitian ini bertujuan untuk menganalisis hubungan tingkat religiusitas individu terhadap perilaku dalam memilih bank syariah, baik secara langsung atau dimediasi oleh variabel kepercayaan merek. Penelitian dilakukan di Kota Mataram. Pengumpulan data dilakukan dengan kuesioner yang disebarkan pada 100 responden. Data diolah dengan Analisis Jalur menggunakan program SPSS. Hasil penelitian membuktikan adanya pengaruh positif dan signifikan variabel religiusitas terhadap perila...
Pengaruh Religiusitas, Persepsi Dan Motivasi Nasabah Terhadap Keputusan Memilih Perbankan Syariah
JPS (Jurnal Perbankan Syariah)
This research aims to see how much influence religiosity, perception, and motivation have on choosing Islamic banking. This research is quantitative research with data collection methods using survey methods and questionnaires. Samples were selected by non-probability sampling and convenience sampling. Questionnaires were distributed to 96 CIMB Niaga Syariah Medan customers, and 61 questionnaires were returned. Data analysis using multiple regression test using SPSS tool. The study results found simultaneously that religiosity, perception, and motivation influenced the decision to choose Islamic banking. Partially, motivation has a positive effect on the decision to choose Islamic banking. In contrast, religiosity has a negative value and does not affect the decision to choose Islamic banking and perception, does not affect the decision to choose Islamic banking.
2018
Various previous studies show different results. Religiosity/emotional variables, for example, turn out to be the main factor of public preference for choosing Islamic banks for the people of Central Java. While for the people of West Java and East Java was religiosity / religiosity does not become the main factor of choice and preference for the utilization of sharia banks. On the other hand shows that the growth of DPK in 2004 of sharia banks in Central Java reached 247.81% exceeds the national level of only 106.55%. On average, the growth of Islamic banking DPK in Central Java between 2004 and 2009 was 74.87%. While the national level between 2004 to 2009 only ranged 45.14%. Consumer preferences according to the concept of sharia are not based on the spirit of the value of rationalism and utilitarianism, but based on the value of "falah" Chapra, (2001) which in Weber's theory (1969) is called the value of religious absolutism. Utilitarianism refers only to satisfact...
2017
This study was conducted to examine the effect of religiosity, bank products, the confidence, knowledge and services to saving preferences on Islamic banking (a case study in the Faculty of Economics and Business Islam UIN Sunan Kalijaga Yogyakarta). Samples used in this study of 100 respondents. Analysis of the data in this study using multiple linear regression analysis using SPSS shoftware 16 to test the research data. Data analysis by t test found that the variable trust and service and significant effect on saving preferences. While the variable religiosity, bank products and knowledge has no effect on saving preferences. It can be seen from the questionnaires were obtained, where respondents thought that the choice of saving on Islamic banking are not solely influenced by a person's level of religiosity. Other factors that also affect the non significant is, not all respondents is agree that the products offered by Islamic banks are profitable for them and not all responde...
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These study aims to determinew the system from the application of Marketing Mix and Islamic Business Ethicss there is Customer loyalty in Islamic Banking (BRI Syariah, Bank Jateng Syariah and Bank Muamalat) in Semarang City. By using the variables of Marketing Mix and Islamic Business Ethics as Exogenous Variables and Customer Loyalty as Endogenous Variables, besides that, intervening variables are also used to seasure the mediating effect of exogenous to endogenousfactors. Sampling using purposive sampling. The data used is primary data from 3 Islamic Banking customers who are 100 respondents. The results of the study explain that first, the Marketing Mix affects the decision to becomea customer. Second, Islamic Business Ethics influences the decision to became a customer. Third, Marketing Mix has an effect on Customer Loyalty. Fourth, Islamic Business Ethics has no effect on Customer Loyalty. Fifth, the decision to become a customer affects customer loyalty. Sixth, the decision to...
2020
Penelitian ini bertujuan untuk menganalisis dan mendapatkan bukti empiris mengenai pengaruh hedonisme, religiusitas, motivasi, dan promosi terhadap keputusan menabung pada bank syariah (studi kasus pada PT Bank BRI Syariah, Tbk Kantor Cabang Pembantu Majapahit Semarang) baik secara simultan maupun parsial. Data yang digunakan dalam penelitian ini adalah data primer yang dikumpulkan menggunakan kuesioner. Populasi dalam penelitian ini adalah seluruh nasabah tabungan pada PT Bank BRI Syariah, Tbk KCP Majapahit Semarang. Sampel dalam penelitian ini berjumlah 110 nasabah tabungan PT Bank BRI Syariah, Tbk KCP Majapahit Semarang. Teknik pengambilan sampel yang digunakan adalah accidental sampling. Model analisis data menggunakan model analisis regresi linier berganda. Sedangkan teknik analisis data menggunakan menggunakan uji statistik F, uji koefisien determinasi (R2), dan uji statistik t. Hasil pembuktian hipotesis dan pembahasan menunjukkan bahwa (1) hedonisme, religiusitas, motivasi, ...