E-Banking and Banks' Performance: Evidence from Nigeria (original) (raw)

2013, International Journal of Scientific Engineering and Technology

AI-generated Abstract

The paper investigates the impact of electronic banking on the performance of banks in Nigeria, emphasizing the role of technological innovation in enhancing the delivery of banking services. It analyses various performance metrics, including Return on Assets (ROA), Return on Equity (ROE), and Net Interest Margin (NIM), against different explanatory variables, particularly focusing on the adoption of e-banking. The findings suggest significant relationships between e-banking and bank performance, while also considering control variables such as inflation and bank consolidation, providing evidence that electronic banking contributes to improved performance in Nigerian banks.

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