Pertumbuhan Perbankan Syariah : Pengujian Faktor Penentu (original) (raw)

Determinan Penentu Pertumbuhan Dana Pihak Ketiga Perbankan Syariah DI Indonesia

Jurnal MAPS (Manajemen dan Perbankan Syariah)

Islamic banking has continued weakening of growth in Depositor Funds gathers. The lowest growth occurred in the year 2015 which growth reached 6.11%. The purpose of this research was to find out what internal factors that can affect the growth of Depositor Funds of Islamic banking in Indonesia. Internal factors that supposedly influential include: Operating Espenses to Operating Revenue (BOPO), Training Costs, Promotion Cost, Financing to Deposit Ratio (FDR), the number of office network, and Non-Performing Financing (NPF). This research hypothesis testing using the analysis with the model of Structural Equation Models (SEM). The analysis used Partial Least Square (PLS), so it can be known how much of the independent variables are observed with influential factors hypothesized. The research found that the latent variable Internal factors influence on Depositor Funds. The variable encompasses Internal factors explaining the Depositor Funds amounting to 15.6%, the rest is explained by...

Pengaruh Indikator Utama Perbankan Terhadap Pangsa Pasar Perbankan Syariah

2015

This study is about syariah banking. The secondary data, obtained from the published reports of Bank Indonesia (BI) was used. It consists of Islamic Banking Statistics (SPS) and the Progress Report on Islamic Banking (LPPS). The analytical methods used were multiple linear regression, F test and t test. Based on the calculation of F test, deposit indicators - ROA, NPF, FDR, and the ratio jointly influence the market share of Islamic banking in Indonesia. Further, based on t test that had been done, the variable deposits, ROA, NPF and the ratio have a significant effect, while the FDR variables have no significant effect to the market share of Islamic banking in Indonesia. Then, DPK variables, ROA, and FDR have a positive effect while the NPF and the ratio have a negative effect on the market share of Islamic banking in Indonesia. From the analysis, it can be implied that the bank should increase deposits and ROA because they will have an effect on increasing the market share of I...

Faktor Penentu Perkembangan Market Share Perbankan Syariah di Provinsi Aceh

2020

Penelitian ini bertujuan untuk menganalisis faktor penentu perkembangan market share perbankan syariah di Provinsi Aceh. Penelitian ini menggunakan analisis regresi linier berganda. Hasil estimasi menunjukkan bahwa proporsi deposito mudharabah dan suku bunga deposito satu bulan bank konvensional berpengaruh secara signifikan positif terhadap market share perbankan syariah di Provinsi Aceh, sedangkan BI rate dan suku bunga deposito satu tahun bank konvensional berpengaruh secara signifikan negatif terhadap market share perbankan syariah di Provinsi Aceh. Dengan demikian, perbankan syariah perlu meningkatkan daya saing produk deposito mudharabah dengan menaikan nisbah bagi hasil. Selain itu, Bank Indonesia sebaiknya mempertimbangkan kepentingan bank syariah dalam penentuan suku bunga acuan BI rate.

Analisis Faktor-Faktor Yang Mempengaruhi Pangsa Pasar Perbankan Syariah 2018

Jurnal ekonomi, manajemen dan perbankan (Journal of economics, management, and banking), 2022

Based on the Vision of Sharia banking in Indonesia, it must be able to support the real sector through share-based financing activities with fair transactions for the whole community. To realize this, it is necessary to develop Human Resources (SDI), Promotion and Strategic Policies in Islamic Banking. This is what makes the basis and purpose of research on "The Effect of Promotional Costs, Training Education Costs and Government Strategic Plans on the Sharia Banking Market Share in Indonesia". This study uses secondary data consist of 77 months on period of (2012-2018) that is processed using eviews6 with the Dynamic Tauhidi String Relations (TSR) Model. The results obtained from this study indicate that the cost of promotion, education costs and promotion costs have a positive and significant impact on the market share of Islamic Banking in Indonesia. The growth of market share at this time shows that there is still a lack of learning process and public understanding of the Syariah banking business.

Faktor-Faktor Yang Mempengaruhi Pertumbuhan Total Aset Perbankan Syariah DI Indonesia

Journal of Global Business and Management Review

This study aims to determine the internal and external factors that affect the growth of total Islamic banking assets in Indonesia. The data used in this study came from the published financial statements of each Islamic bank. The analytical method used in this study is annual time series data from 2016 to 2020. This study uses a causal quantitative approach. The sampling technique used is purposive sampling. The variables used in this study are Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Non-Performing Financing (NPF), Third Party Funds, Gross Domestic Product, Interest Rates, and Inflation. The analytical method used is Multiple Linear Regression Analysis. The results showed that partially internal factors, only CAR and DPK , had a significant effect on the growth of total assets; simultaneously, internal factors had a significant effect on the growth of total assets. Then the research results on external factors partially do not affect the growth of total Isla...

Analisis Faktor Internal Dan Eksternal Yang Memengaruhi Pertumbuhan Aset Bank Syariah DI Indonesia

2020

Penelitian ini bertujuan untuk menganalisis pengaruh variabel internal (NPF, ROA, FDR, CAR dan BOPO) serta variabel ekstrernal (inflasi, pertumbuhan ekonomi, dan BI rate) terhadap pertumbuhan aset bank syariah di Indonesia. Selain itu penelitian ini juga bertujuan untuk menganalisis tren pertumbuhan aset bank syariah di Indonesia sejak Tahun 2009 sampai dengan tahun 2020. Penelitian ini menggunakan data sekunder. Metode analisis data yang digunakan adalah regresi linier berganda untuk menganalisis pengaruh variabel NPF, ROA, FDR, CAR, BOPO, inflasi, pertumbuhan ekonomi, dan BI rate terhadap pertumbuhan aset bank syariah di Indonesia. Analisis tren dengan metode kuadrat terkecil digunakan untuk me nganalisis tren pertumbuhan perbankan syariah di Indonesia Periode penelitian dimulai sejak bulan Maret 2009 sampai dengan bulan Desember 2017. Hasil analisis regresi linier menunjukkan bahwa variabel ROA, CAR serta pertumbuhan ekonomi berpengaruh positif dan signifikan terhadap pertumbuhan aset perbankan syariah di Indonesia. Variabel FDR, BOPO serta inflasi berpengaruh negatif dan signifikan terhadap pertumbuhan aset perbankan syariah di Indonesia. Sedangkan variabel NPF dan BI rate memiliki pengaruh yang negatif namun tidak signifikan terhadap pertumbuhan aset perbankan syariah di Indonesia. Nilai adjusted R 2 sebesar 0,565 menunjukkan bahwa variabel independen yang digunakan dalam penelitian ini telah menjelaskan variasi variabel pertumbuhan aset perbankan syariah di Indonesia sebesar 56,5 persen, sedangkan sisanya sebesar 43,5 persen dijelaskan oleh variabel lain di luar model. Hasil analisis tren menunjukkan bahwa pertumbuhan aset perbankan syariah di Indonesia memiliki tren yang negatif dan signifikan.

Studi Literatur Faktor-Faktor Yang Mempengaruhi Peningkatan Jumlah Nasabah Pada Bank Syariah

Jurnal Ilmu Pendidikan dan Sosial

Islamic banking is one of the Indonesian banks that has a different system and mechanism than traditional banks, Islamic banks themselves follow the rules and regulations that Islam has long taught, but traditional banks themselves , generally have fixed systems and rules. Continued use of usury (interest) in conducting bond transactions. In banks, marketing is a sure thing. Marketing is the method of conducting business negotiations to attract customers and promotions to obtain results (customers). Well, the customer himself wins by seeing how the bank is doing promotions, value for the price, what kind of competitiveness the customer looking to sign up is looking for. Therefore, an analysis of promotion methods, price bets and competitiveness, whether this will attract the interest of potential customers. to judge.

Analisis Perkembangan Perbankan Syariah

Perbankan merupakan lembaga yang berfungsi sebagai intermediasi yang menyimpan dana dari pihak yang kelebihan dana dan menyalurkan dana untuk dipinjam oleh pihak yang kekurangan dana. Seiring

Analisa Faktor Makro Ekonomi Yang Mempengaruhi Kinerja Bank Syariah DI Indonesia

2017

The author would like to discuss the analysis of macro-economic factors that affect the performance of Islamic banks in Indonesia. Analysis used in this study is the method of Vector autoregression (VAR) or Vector Error Correction Model (VECM) to process some of the data time series. Vector Autoregression (VAR) will be used to analyze the influence of macro-economic on the performance of Islamic banks, if the data used is stationary and does not terkontegrasi, or be combined with the error correction model into a Vector Error Correction Model (VECM) if the data used are stationary at first difference however there is cointegration. Of Research (1) Factors macroeconomic affect the performance of Islamic banks for indicators ROE Islamic banking is based on the analysis of IRF that inflation is positive and the exchange rate is a negative effect, while the IPI and the SBI interest rate does not affect ROE. (2 ) the results of the analysis of IRF that IPI which influence positively and ...