The First International Conference on Entrepreneurship Book One 59 ASYMMETRY INFORMATION AND CREDIT RISK EFFECT ON LOAN PRICING IN ASIA PACIFIC 2006-2010 (original) (raw)

2019

Abstract

The purpose of this research is to test the relationship of the independent variables (commercial bank, mix bank, country risk, CPI, foreign lender, log amount, maturity, ticker, secure, senior, deal purpose, and sector industries) to the dependent variables (loan spread). Key issues in this study consisted of information asymmetry, moral hazard, adverse selection and country risk. The results of this research shows the variable that significantly affect the loan pricing decisions by lenders especially in Asia Pacific countries. Borrowers in They also can have more knowledge on the determinants influence the procedure of the loan pricing. Governments of the Asia Pacific countries can use this study to gain more information about factors that influence the loan pricing. They should make a regulation according loan pricing decisions and they should monitored the process of the loans for the local banks so they

James Bartle hasn't uploaded this paper.

Let James know you want this paper to be uploaded.

Ask for this paper to be uploaded.