Adoption of Biometric Fingerprint Identification as an Accessible, Secured form of ATM Transaction Authentication (original) (raw)

Fingerprint Authentication System: Toward Enhancing ATM Security

International Journal of Applied Information Systems (IJAIS) – ISSN : 2249-0868 Foundation of Computer Science FCS, New York, USA, 2014

One of the major problems people face is the loss of the password and not remembering it again, these have cause a lot of damage to many people and organizations. ATM fraud has been very common in all banks and the problems has created fear in many costumers heart that they prefer going to the bank to collect their money than to use an ATM, also many people are illiterate that they don’t know how to use the ATM card. So, the main aim of introducing ATM machine has not been met because you still find long queues in almost all banks in Nigeria. The existing ATM machine uses PIN-Card as a security which is very weak and easy to contravene. This paper tries to find a solution to the above problems by introducing fingerprint authentication into the existing ATM machine. A program prototype was designed to imitate a typical ATM system that uses fingerprint identification to enhance the security of the ATMs. The proposed system demonstrated a three-tier architectural structure. The verification system which centered on the enrolment, enhancement, feature extraction and matching of fingerprints. The backend database system that serves as warehouse of the templates of all ATM account holders’ pre-registered fingerprints. The system’s platform creates related transactions such as withdrawals, bill payment, buying of credit cards and balance enquiries etc. The results obtained confirm that the current approach could significantly reduce ATM fraud if not totally eradicate it.

ATM Security Using Fingerprint Biometric Identifier: An Investigative Study

The growth in electronic transactions has resulted in a greater demand for fast and accurate user identification and authentication. Access codes for buildings, banks accounts and computer systems often use personal identification numbers (PIN's) for identification and security clearances. Conventional method of identification based on possession of ID cards or exclusive knowledge like a social security number or a password are not all together reliable. An embedded fingerprint biometric authentication scheme for automated teller machine (ATM) banking systems is proposed in this paper. In this scheme, a fingerprint biometric technique is fused with the ATM for person authentication to ameliorate the security level.

ATM Security Using Fingerprint Biometric Identifer: An Investigative Study

2012

ATM Transaction Security Using Fingerprint Recognition

ABSTRACT: This paper deals with the solutions related to the ATM (Automated Teller Machine) security. Today, ATMs and Credit cards are used for the purpose of money transactions which play a vital role in the nature of trade. The weaknesses of existing authentication scheme such as password and PIN number caused the leakage of information stored in ATM smartcard which lead to the lost of money in bank account and private information misuses. To overcome this shortcoming of piracy in money transactions, we propose the idea of using fingerprints of customers as password included with traditional PIN number. After authorized verification, the customer will be able to proceed for transaction else after three successive wrong attempts, the ATM card will be blocked for 24 hours and a message will be sent to the registered mobile number. Fingerprint biometric of every person is unique and unchangeable as well as one of the famous techniques for smart card security.

Biometric Fingerprint ATM for More Secured ATM Transactions

Abstract— The transactions of money play an important role in the present society. ATMs and Credit cards are mainly used for transactions. ATM machine uses ATM Card and PIN (Personal Identification Number) as authentication mechanisms. Today intruders produce duplicate ATM card and make fraudulent transactions by fixing ATM Card scanners in ATM Machine to obtain encrypted data from ATM Card. So the authentication provided by card and PIN is not so secure. The fingerprints of customers can be used as a password instead traditional PIN to overcome this disadvantage. Fingerprints of each human being are unique and unchangeable. Hence it provides more security and authentication than the current systems.

An Approach to Authentication of Fingerprints in ATM

2015

Abstract: This paper mainly deals with the authentication of the user by his fingerprint in ATM. In Conventional ATM system we use a card and a pin associated with it to authenticate ourselves. In traditional method of using card and pin to authenticate the user has many potential disadvantages, one such is the misuse of card by the third person. But by using fingerprint of the user to authenticate him, we can assure 100 % security to the user. This paper contains the following modules: registering the user of the system in bank, storing the fingerprints of user with all details of him, scanning and matching of fingerprints in ATM. So this system provides a user a safe and convenient way to access their accounts in ATM without giving any chances to security issues.

An Enhanced Automated Teller Machine Security Prototype using Fingerprint Biometric Authentication

2017

The steady growth in electronic transactions has promoted the Automated Teller Machine (ATM) thereby making it the main transaction channel for carrying out financial transactions. However, this has also increased the amount of fraudulent activities carried out on Automated Teller Machines (ATMs) thereby calling for efficient security mechanisms and increasing the demand for fast and accurate user identification and authentication in ATMs. This research analyses, designs and proposes a biometric authentication prototype for integrating fingerprint security with ATMs as an added layer of security. A fingerprint biometric technique was fused with personal identification numbers (PIN's) for authentication to ameliorate the security level. The prototype was simulated using a fingerprint scanner and Java Platform Enterprise Edition was used to develop an ATM application which was used to synchronize with a fingerprint scanner thereby providing a biometric authentication scheme for ca...

ATM SECURITY IMPROVEMENT USING FINGER PRINT

The growth in electronic transactions has resulted in a greater demand for fast and accurate user identification and authentication We provide the first published estimates of the difficulty of guessing a human-chosen 4- digit PIN. We begin with two large sets of 4-digit sequences chosen outside banking for online passwords and smartphone unlock-codes. In this paper the existing security of the ATM (Automated Teller Machine) system has been improved by integrating the fingerprint of the user into the bank’s database as to further authenticate it. In this scheme, a fingerprint biometric technique is fused with the ATM for person authentication to ameliorate the security level. Then change the security level of next generation. Keyword - ATM ,PIN ,FINGERPRINT, BIOMATRICS,SECURITY

Fingerprint Based ATM

Bonfring International Journal of Software Engineering and Soft Computing, 2016

In today's technological era, though it has brought in many convenience features, still it suffers with certain security glitches. Keeping in mind, an attempt has been made through this paper to do away with some of the securities of transactionsthrough Automated Teller Machine (ATM) which have been of real concern in the various parts of the globe. The existing designs in the available service points have series of limitations raising points of security. Highlighting a few-Currently the usage of Personal Identification Number (PIN) as ATM user's verification and identification has been susceptible to accessibility to the unauthorized user is of utmost security lapse, others being misplacement, card swallowing and forgetfulness, leading to eyebrows raised over the machine's acceptability and patronage. Objective of this paper is attempting to add more security aspects of ATM machines by integrating it with fingerprint module. Particularly this idea provides each customer a unique identity across the banks, and can be used for identification the verification of the account holder.

Enhanced Atm Security System Using Biometrics

2012

Because biometrics-based authentication offers several advantages over other authentication methods, there has been a significant surge in the use of biometrics for user authentication in recent years. In this paper the existing security of the ATM (Automated Teller Machine) system has been improved by integrating the fingerprint of the user into the bank's database as to further authenticate it. This was achieved by modelling and building an ATM simulator that will mimic a typical ATM system. The end result is an enhanced biometric authenticated ATM system that ensures greater security and increased customer's confidence in the banking sector.

Adoption of Biometric Fingerprint Identification as an Accessible, Secured form of ATM Transaction Authentication (original) (raw)

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