Empowering Women in Finance through Developing Girls’ Financial Literacy Skills in the United States (original) (raw)
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ev e r s i o n Exploring Gender Disparities in Financial Literacy
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The Effect of Gender on Financial Literacy
Finans Ekonomi ve Sosyal Araştırmalar Dergisi, 2020
Financial literacy is the ability of an individual to take informed decisions on basic financial practices. Financial literacy is essential not only for the individual but also for the development of the markets of a country. In order to develop the markets of a country, education has to be provided to everyone starting from the individuals with the lowest position. Thus, providing quality finance education contributes to the development of both the individual and the economy of the concerned country. This study investigates the relation between financial literacy level and gender of individuals. It was attempted to determine whether gender affects the level of financial literacy and what is the extent of this effect. In order to test this relation, an online survey was applied to 602 people living in Turkey with a randomly selected sample. A regression analysis was conducted with the obtained data to determine the existence of the relation and the Anova analysis was conducted additionally. Then, the direction and level of the data were found by the correlation analysis. The study found out which gender had more sufficient financial knowledge and determined the gender of the individuals who needed to receive finance education. In addition, the investment knowledge of men and women were compared and the effect of gender difference on financial literacy was determined. As a result of the analyses, it was concluded that gender has no significant effect on financial literacy, that the financial literacy is affected by financial education and that there will not be any difference between men and women if women are educated and equipped with financial information as a part of the society.
Gender Differences in Financial Literacy among College Students
Journal of American Science, 2011
The paper aims to examine gender differences in financial literacy among college students. Using the stratified sampling method, 2,340 college students from six public and five private colleges were studied. The findings indicate gender differences in different dimensions of financial literacy, in which males were more knowledgeable in financial matters than female students. The results revealed that among the six dimensions of financial literacy, male students have more knowledge concerning credit and risk management, while females are more knowledgeable in respect of general financial literacy. [Leila Falahati, Gender Differences in Financial Literacy among College Students.
Citizenship, Social and Economics Education, 2012
In the wake of the 2008 global economic crisis, financial literacy education received increased political attention worldwide as an important policy solution to achieve a variety of ends. Cloaked in the neoliberal language of value-neutrality, financial literacy education takes on a gender-blind character, presuming a level playing field. Through its naivety, financial literacy education perpetuates the false impression that men and women experience economic participation, decisions and outcomes in the same ways. This article explores how attention to gender justice is an important moral obligation if we are to achieve inclusive financial literacy education and recommends feminist pedagogies to counter dominant and uncritical approaches to financial literacy in classrooms.
Gender Disparities in Financial Literacy among University Level Students.pdf
The major objective of this study was to determine gender disparities in financial literacy among university level students. Primary data were collected by using the random sampling method across KPK. A total of 300 self-administered questionnaires were distributed among the students and 250 questionnaires were returned. The response rate was eighty four percent which was quite satisfactory. The results of the study found that female respondents enrolled both in colleges and universities have greater talent in saving, financial records, time value of money, use of study loan and manage daily expenses as compares to male students whereas male students have greater skills in future needs, financial goals, investment and general knowledge on personal finance than female students. Based on total mean score, findings showed that overall male students have more knowledge about financial literacy than female students in KPK.
GENDER DISPARITIES IN FINANCIAL LITERACYAMONG UNIVERSITY LEVEL STUDENTS
The major objective of this study was to determine gender disparities in financial literacy among university level students. Primary data were collected by using the random sampling method across KPK. A total of 300 self-administered questionnaires were distributed among the students and 250 questionnaires were returned. The response rate was eighty four percent which was quite satisfactory. The results of the study found that female respondents enrolled both in colleges and universities have greater talent in saving, financial records, time value of money, use of study loan and manage daily expenses as compares to male students whereas male students have greater skills in future needs, financial goals, investment and general knowledge on personal finance than female students. Based on total mean score, findings showed that overall male students have more knowledge about financial literacy than female students in KPK.
2013
Abstract: The paper aims to examine gender differences in financial literacy among college students. Using the stratified sampling method, 2,340 college students from six public and five private colleges were studied. The findings indicate gender differences in different dimensions of financial literacy, in which males were more knowledgeable in financial matters than female students. The results revealed that among the six dimensions of financial literacy, male students have more knowledge concerning credit and risk management, while females are more knowledgeable in respect of general financial literacy. [Leila Falahati, Gender Differences in Financial
SOCIAL-ECONOMIC EMPOWERMENT OF WOMEN THROUGH FINANCIAL LITERACY
Journal of positive school psychology, 2022
This article plans to examine financial education as a necessary piece of destitution mitigation programs through ladies' financial investment. Financial education is an ally in expanding financial investment. Financial education is a bunch of data that alludes to a person's capacity to evaluate and choose the utilization and the executives of cash. The strategy utilized in this study is a writing audit of a few articles connected with the exploration point and other report records and significant contextual analyses. Economic interest is a vehicle for ladies with an end goal to diminish destitution in the financial area. Female's monetary investment won't work as expected without great monetary education. In other words, monetary proficiency emphatically upholds ladies' financial cooperation in light of the fact that in the information on such investment, the utilization and the executives of funds are specially required. Notwithstanding, females' monetary proficiency is apparently still low, coming to just 25%. This has suggestions for the accomplishment of ladies' monetary support, which is likewise beneath the norm, just coming to 36.62%. Hence, monetary proficiency for ladies is another public option strategy for neediness decrease programs. A sample of 139 respondents was collected from respondents through a "standard questionnaire," which was created on a five-point interval scale.
Teen Financial Knowledge, Self-Efficacy, and Behavior: A Gendered View
2007
A social constructionist perspective was taken in the current investigation of 5,329 male and female high school students. Gender differences were investigated in financial knowledge, self-efficacy, and behavior after studying a financial planning curriculum. Females gained more knowledge on credit, auto insurance, and investments, although males had more knowledge entering the course. Females believed that managing money affected their future