Analisis Tingkat Literasi Keuangan Siswa Sma Kristen Satya Wacana (original) (raw)
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Analisis Tingkat Literasi Keuangan
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The research theme is financial management. This study aims to measure the level of financial literacy. This study used quantitative analysis. The sample was 100 people. Financial literacy is one of the key factors in building a sound financial industry and trusted for a country. It can be seen from the commitment of developed countries to seriously manage the issue of financial literacy as a strategic part in building a strong economy. The results showed that financial literacy among respondents are in the medium category.
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The aims of this research are to find out financial literacy level and the partial and simultaneous influence of financial attitude and financial behavior on the level of student financial literacy. The research is a descriptive quantitative. The sampling technique used is purposive sampling technique. The data are obtained by distributing questionnaires to 83 respondens. The analysis thecnique uses Deskriptive Statistical Analysis, Validity Test, Reliability Test, Multiple Linear Regression and Hypothesis Test. The analytical tool used is Statistical Package for the Social Sciences (SPPS) version 25. The results of this research are (1) the financial attitude influence the student financial literacy level (2) the financial behavior influence the financial literacy level. (3) the financial attitude and the financial behavior influence the financial literacy level partially and simultancously, (4) The level of financial literacy of students of 2016-2019 classes of Accounting Departem...
Tingkat Literasi Keuangan Mahasiswa Politeknik Negeri Ambon
JURNAL EKONOMI, SOSIAL & HUMANIORA, 2020
This study aims to determine level of financial literacy of students at Politeknik Negeri Ambon. Financial literacy is a fundamental thing that needs of individuals or communities in managing finances. Aspects of financial literacy used in this study are basic knowledge of personal finance, deposits and loans, insurance and investment. This research is a descriptive research conducted on active students at Politeknik Negeri Ambon in 2019-2020. The population is 3,091 active students. Sampling technique is purposive sampling. Data collection techniques are through the dissemination of research instruments in the form of questionnaires. While the data analysis techniques used are descriptive analysis. The results showed that the financial literacy rate of active students at Politeknik Negeri Ambon in 2020-2021 was 69.43 percent. The percentage is interpreted into the criteria of financial literacy level according to Chen and Volpe (1998) is in the moderate category.
Tingkat Literasi Keuangan Pada Mahasiswa S-1 Fakultas Ekonomi
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Penelitian ini bertujuan untuk meneliti bagaimana tingkat literasi keuangan mahasiswa S1 dan faktor yang mempengaruhinya. Penelitian ini menggunakan kuesioner yang disebarkan sebanyak 625 kuesioner dan hanya 584 kuesioner yang dapat digunakan. Metode analisis data adalah statistik deskriptif dan uji ANOVA. Tingkat literasi keuangan adalah 48,91% berada dalam kategori rendah. Hasil pengujian menunjukkan terdapat pengaruh antara jenis kelamin, usia, IPK, dan pendapatan orang tua. Hasil tersebut menunjukkan bahwa mahasiswa harus meningkatkan pemahaman mereka tentang personal finance khususnya dalam area investasi. Selain itu universitas dapat memberi pendidikan tentang personal finance kepada mahasiswa. Saran untuk penelitian selanjutnya adalah meneliti seluruh mahasiswa Universitas Trisakti, menggunakan metode online, menambah jumlah pertanyaan dan menambah variabel seperti pendapatan mahasiswa, kepemilikan tabungan, hutang dan pengalaman kerja mahasiswa.
Determinan Tingkat Literasi Keuangan Siswa Sekolah Menengah (Studi Komparatif Indonesia dan Vietnam)
Journal of Economic Education and Entrepreneurship Studies, 2020
Financial literacy is an individual ability to make decision on it’s financial regulation. An individu has to have knowledge and skill to set his financial resources effectively to gain his prosperity. Financial literacy is influenced by many factors, such as gender, education and income of parent those become the purpose of this research. The population of this study was students of SMA Hidayatullah and THPT Tran Nhan Tong. Saturated sampling was used as the method of sampling from 246 respondents. In analyzing the data, the writer used Mann Whitney method.The result showed that there was difference between gender and education of parent on influencing financial literacy under 0.05 asymptomatic significance, there was no difference income of parent on influencing towards financial literacy. Meanwhile there was difference of both countries’ financial literacy. For the suggestion, the students are expected to be more diligent to learn and apply their finanncial knowledge, meanwhile f...
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This research discusses about level of financial literacy of Maranatha Christian University alumni who active running his/her own business as an entrepreneur or active as a staff in a company. It also discuss about the difference level of financial literacy between entrepreneur and staff. There are 47 valid respondents as alumni who are asked about financial knowledge via online questionnaire. The measurement for financial literacy level is using descriptive analytical methods; moreover, the comparison between alumni who is an entrepreneur and working as a staff is using difference tests. The unexpected result shows that entrepreneur’s financial literacy level is lower than staff, but there is no significant difference between two groups.
Analisis Tingkat Literasi Keuangan Mahasiswa Bidang Tata Niaga Di Politeknik Negeri Bali
Prosiding Sentrinov (Seminar Nasional Terapan Riset Inovatif), 2017
This study aims to examine personal financial literacy based on the personal characteristics of the commerce department students at Politeknik Negeri Bali class rank 2014 through 2016 who still active by June 2017. Financial literacy was measured using 27 multiple-choice questions and a score calculated based on the percentage of the correct answers. Financial literacy and then analyzed based on the characteristics of the respondents consisting of gender, age, majors, class rank, GPA, residence, the level of parental education, and parental income. Financial literacy is also grouped into relatively high and relatively low based on the median to analyze the financial behavior of respondents in each group. The data used are the primary data obtained from a survey of 96 respondents. Data analysis methods used by this research were descriptive statistics and Analysis of Variance (ANOVA).The level of financial literacy was 52,00% were in the lower category. The test results revealed that there was influence of gender, age, GPA, and parent's income. The results showed that students should improve their understanding of personal finance, especially in the area of investment, in addition sugested to the Bali State Polytecnic to provide education about personal finance to the students.
Analisis Tingkat Literasi Wakaf Uang Civitas Akademika Universitas Islam Indonesia
At-Thullab : Jurnal Mahasiswa Studi Islam
Penelitian ini bertujuan untuk mengukur Indeks Literasi Wakaf Uang (ILWU) civitas akademika Universitas Islam Indonesia, dengan menggunakan metode penelitian kuantitatif deskriptif. Teknik pengumpulan data melalui angket/kuesioner, dengan jumlah sampel yang diambil adalah 100 responden. Adapun pengkriteriaan hasil tingkat literasi wakaf uang mengacu pada Chen dan Volpe (1998), dimana tingkat literasi tinggi jika di atas 80%, menengah antara 60-80%, dan rendah jika kurang dari 60%. Tahapan analisis ILWU dinilai dalam 2 dimensi, yakni dimensi pengetahuan dasar serta dimensi lanjutan mengenai wakaf uang. Lalu diolah dan di analisis dengan metode rata-rata tertimbang dimana seluruh indikator dianggap sama pentingnya. Hasil akhir perhitungan ILWU, akan dihitung kembali dengan mengalikan bobot kontribusi tiap dimensi. Berdasarkan hasil analisis data, diketahui bahwa Indeks Literasi Wakaf Uang (ILWU) civitas akademika Universitas Islam Indonesia adalah pada tingkat menengah, yaitu 76,89%.