Survey Results Show That Adults Are Willing To Pay Higher Insurance Premiums For Generous Coverage Of Specialty Drugs (original) (raw)

This study estimates how US adults value generous insurance coverage of specialty drugs, finding they are willing to pay an average of $12.94 more per month in premiums for such coverage. This willingness reflects concerns over future financial risk associated with potential health issues, indicating that healthy individuals value insurance for high-cost therapies despite not currently needing them. The findings challenge existing insurance coverage policies that impose high out-of-pocket costs for specialty drugs, highlighting the discrepancy between patient values and payer decisions.