Pola Gaya Hidup Dalam Keuangan Keluarga (Studi Kasus:Unit Kerja Institusi Pendidikan Swasta DI Bandung) (original) (raw)

Literasi Keuangan Dan Gaya Hidup Ibu Rumah Tangga Dalam Membentuk Perilaku Keuangan Keluarga DI Kota Tasikmalaya

Sustainable Competitive Advantage, 2018

Rendahnya pengetahuan mengenai keuangan menjadi masalah serius bagi masyarakat Indonesia, khususnya kaum perempuan. Dalam Soya Sobaya dan Junaidi Safitri, (2016) menjelaskan bahwa sesuai dengan hasil survey tentang tingkat literasi keuangan yang diselenggarakan oleh VISA pada tahun 2012 Indonesia dengan skor 27,7 menempati peringkat ke-27 dari 28 negara yang diteliti, tepat di atas Pakistan. Hal ini mengindikasikan masih lemahnya pemahaman masyarakat dalam hal pengelolaan keuangan. Modernisasi sebagai sebuah gejala perubahan sosial tentunya sangat penting bagi sebuah masyarakat, terutama pada masyarakat yang mempunyai sifat terbuka terhadap suatu perubahan. Modernisasi dirasa penting karena menyangkut dampak yang akan terjadi dalam suatu masyarakat, baik positif ataupun negatif. Penelitian ini bertujuan untuk mengetahui pengaruh literasi keuangan terhadap perilaku keuangan dengan gaya hidup sebagai variabel mediasi. Lokasi penelitian ini adalah di kota Tasikmalaya. Penelitian ini me...

Literasi Keuangan Dan Gaya Hidup Ibu Rumah Tangga Dalam Membentuk Perilaku Keuangan Di Tasikmalaya

Sains: Jurnal Manajemen dan Bisnis, 2020

This study aims to determine the effect of financial literacy on financial behavior with lifestyle as a mediation variable. The location of this research is in Tasikmalaya. This research is a kind of quantitative research using survey method given to Housewife in Tasikmalaya city. The object of research in this study is the financial literacy, lifestyle, and financial behavior. Determination of the number of samples in this study are as many as 100 respondents with the sampling method used is to use judgment sampling. The analysis used is Structural Equation Modeling (SEM) analysis. This analysis is assisted by using the AMOS 21. The results of this study indicate that financial literacy does not affect in financial behaviour. While life style can mediate influence financial literacy on financial behaviour;s housewife in Tasikmalaya.

Studi Fenomenologi Budaya Perencanaan Keuangan Keluarga Musllim di Sidoarjo dan Surabaya

Ika Yunia Fauzia, 2020

Sebelum membahas tentang bagaimana perencanaan dan pengelolaan harta dalam sebuah keluarga, Salleh (2012) mempertanyakan bagaimanakah pandangan Ekonomi Islam terkait cara mengelola kekayaan dalam rumah tangga? dan apakah semua manusia harus kaya? Beberapa pertanyaan ini menandaskan bahwa semua manusia memang membutuhkan harta benda sebagai perantarakesejahteraan dalam hidupnya. Akan tetapi, seberapa besar harta benda

Pengaruh Lingkungan Keluarga Dan Proses Pembelajaran Di Perguruan Tinggi Terhadap Literasi Keuangan (Studi Kasus Pada Mahasiswa Sekolah Tinggi Manajemen Labora)

Jurnal Co Management, 2020

This study aimed to analyze the influence of family environment and learning in college education toward financial literacy of Labora School of Manajemen students in Jakarta. This study uses a quantitative approach to comparative causal type. Based on the calculation of sampling using a purposive sampling method with Slovin formula obtained a minimum of 62 respondents so that the respondents get the final data. The method used is a survey method using a questionnaire given to students and answered by students and processed with a Likert scale. Data analysis techniques used are multiple linear regression. Based on the results of the analysis that has been done, the results show that the family environment, college learning has a positive and significant effect on financial literacy with a linear regression equation in this study formulated with Y = 2.054 + 0.419 X1 + 0.470 X2. The results of the study are partially family environment and learning in college education influence finan...

Pengaruh Literasi Keuangan dan Gaya Hidup Terhadap Pengelolaan Keuangan Karyawan (Studi di PT. Mulia Boga Raya Tbk)

PARAMETER, 2022

Financial management can help every individual in managing finances. Regulating and managing what is meant is that someone can allocate their income for various things, including consumption, educational needs, and savings. Lifestyle affects how individuals view financial management and how they set the rules for managing finances. This study aims to examine the relationship between financial literacy and lifestyle on the financial management of employees and to determine the differences in financial literacy, lifestyle and financial management of employees of PT. Mulia Boga Raya Tbk. This research is a quantitative research with data collection techniques using a questionnaire. The sample used is 42 employees of PT. Mulia Boga Raya Tbk who works in the Office. The analysis technique used is multiple linear regression analysis which is used to determine the effect of the independent variable and the dependent variable. Data analysis includes normality test, heteroscedasticity test, ...

Studi Fenomenologi Budaya Perencanaan Keuangan Keluarga Muslim DI Sidoarjo & Surabaya

AKUNSIKA: Jurnal Akuntansi dan Keuangan, 2020

Abstrac:This paper is interested in exploring the phenomenon of planning and management of the Muslim family finances in Sidoarjo and Surabaya. The Muslim families that this paper focuses on are those with high religious commitment judged from their regular attendance to religious rituals and gatherings such as Majlis Taklim and the likes. The towns of Sidoarjo and Surabaya are being chosen to obtain specific findings on the one hand, and to have a better picture of the culture of wealth management among the urban Muslims on the other. The study is qualitative in its methods, and phenomenological in its analysis. Data were extracted from 20 informants, 7 of whom are categorised as lower income, 8 are middle income, and 5 are upper income laborers. One of the findings that this paper comes about is the fact that better understanding to the teachings of religion obtained from religious gatherings does not necessarily make a family better in its financial planning and management. On th...

Pengaruh Gaya Hidup dan Literasi Keuangan Terhadap Pengelolaan Keuangan Tenaga Kerja Muda di Jakarta

AKURASI: Jurnal Riset Akuntansi dan Keuangan

The main purpose of this research is to analyze the impact of lifestyle and financial literacy on financial management. The method of this research is quantitative research. The population of this research are young workers in Jakarta with accidental sampling tehniques using 30 samples as a pre test and 135 samples as a main test. The analysis techniques use multiple regression, t test and F test. The result of t test showed that lifestyle and financial literacy partially affected on financial management. And the result of F test showed that lifestyle and financial literacy simultaneous affected on financial management.

Pengaruh Literasi Keuangan Dan Gaya Hidup Ibu Rumah Tangga Terhadap Pengelolaan Keuangan Keluarga DI Desa Bulusari

JURNAL ECONOMINA

Pengaruh Literasi Keuangan dan Gaya Hidup Ibu Rumah Tangga Terhadap Pengelolaan Keuangan Keluarga Di Desa Bulusari. Penelitian ini bertujuan untuk mengetahui pengaruh literasi keuangan dan gaya hidup ibu rumah terhadap pengelolaan keuangan keluarga di desa Bulusari. Metode pengumpulan data yang digunakan dalam penelitian ini adalah angket/ kuesioner dan analisis data menggunakan regresi linier berganda. Hasil penelitian Uji t terbukti bahwa literasi keuangan (X1) terhadap pengelolaan keuangan (Y) nilai thitung > ttabel yaitu 6,148 > 1,984 dan gaya hidup (X2) terhadap Pengelolaan keuangan (Y) nilai thitung > ttabel yaitu 7,417 > 1,984. Dapat disimpulkan secara parsial bahwa “ada pengaruh literasi keuangan dan gaya hidup terhadap pengelolaan keuangan keluarga”. Uji F menunjukkan bahwa nilai Fhitung (43,129) > Ftabel (3,09).

Pengaruh Orang Tua, Pengetahuan Keuangan Dan Gaya Hidup Dalam Pola Pengambilan Keputusan Finansial Mahasiswa

SCIENTIFIC JOURNAL OF REFLECTION : Economic, Accounting, Management and Business

College student represent young adult who are well educated especially comes to financial considerations. In daily basis, students need to make financial decisions in quick and accurate manner. One of them is about saving. Saving is known as an attitude as to how important future to most people. Saving is an action of keeping a part of income for future consumption. People have their own motives for saving their money. It is also believed that those motives are influenced by several things such as home education, school education and personal life-style. We are interested to study those motives, how they influences saving behaviour. We distributed questioners to University of Pamulang students and had received 100 answers which then we summarized and studied the results so we can have a good understanding on motives that influence on saving behaviour.

Pengaruh Literasi Keuangan Ibu Rumah Tangga Terhadap Perilaku Pengelolaan Keuangan Keluarga Dimoderatori Tingkat Pendidikan dan Pekerjaan

Jurnal Pendidikan Ekonomi (JUPE), 2022

This study aims to determine the effect of housewives' financial literacy on the behavior of family financial management by moderating the level of education and work in Mojo District, Kediri Regency. Determination of the research method is descriptive quantitative with research subjects housewives in Mojo District, Kediri Regency totaling 384 respondents. The sampling technique is non-probability sampling using convenience sampling technique by distributing questionnaires or questionnaires. The data analysis technique used in this research is Moderated Regression Analysis (MRA). The results obtained indicate that: (1) the financial literacy of housewives has a significant effect on the behavior of family financial management in Mojo District, Kediri Regency. (2) the financial literacy of housewives with a moderate level of education has a significant effect on the behavior of family financial management in Mojo District, Kediri Regency. (3) the financial literacy of housewives ...