Pengaruh Literasi Keuangan Syariah, Religiusitas Dan Gaya Hidup Terhadap Perilaku Konsumtif Pada Mahasiswa (original) (raw)
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2020
Penelitian ini bertujuan untuk menguji secara empiris pengaruh Perubahan Gaya Hidup, Literasi Keuangan (Financial Literacy) dan Pemahaman Ekonomi Islam terhadap Perilaku Konsumtif Mahasiswa Prodi Ekonomi Syariah di Fakultas Ekonomi dan Bisnis Islam IAIN Kudus angkatan 2016. Dalampenelitian ini menggunakan pendekatan kuantitatif dan jenis penelitian menggunakan penelitian lapangan (field research). Teknik pengumpulan data dengan cara penyebaran kuesioner secara langsung pada mahasiswa prodi ekonomi syariah di Fakultas Ekonomi dan Bisnis Islam IAIN Kudus Angakatan 2016 sebanyak 71 anggota. Metode analisis menggunakan metode analisis regresi berganda dengan menggunkan program olah data SPSS versi 17.0 for windows. Berdasarkan pembahasan dan analisis yang telah dilakukan dapat diketahui bahwa 1) Terdapat pengaruh gaya hidup secara signifikan terhadap perilaku konsumtif mahasiswa prodi Ekonomi Syariah di Fakultas Ekonomi dan Bisnis Islam IAIN Kudus Angkatan 2016. 2) Terdapat pengaruh lit...
Pengaruh Literasi Keuangan Syariah Terhadap Minat Mahasiswa Menggunakan Produk Paylater Non Syariah
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The study aims to determine the effect of Islamic financial literacy level on interest in using non-sharia PayLater products. The type research is quantitative research. The data collection technique used questionnaire distributed online to students of the State Polytechnic of Malang accounting department class of 2018-2021. The sampling technique used nonprobability sampling, as many as 95 people. The data analysis of this study was Simple Linear Regression Analysis by using SPSS version 26 software. The results of this study showed that the level of Islamic financial literacy had no effect on students' interest in using non-sharia PayLater products with a t count of -242 (<1.989) and a significance value of 0.809 (>0.05). The value of the coefficient of determination (R2) is 0.001, which means that the variable ability of islamic financial literacy levels in explaining students' interest in using non-sharia PayLater products is 0.1%.
Jurnal Riset Mahasiswa Akuntansi
Penelitian ini bertujuan untuk menguji pengaruh literasi keuangan syariah, pengetahuan, religiusitas dan uang saku terhadap minat mahasiswa menjadi nasabah pada bank syariah (Studi Kasus Mahasiswa Fakultas Ekonomi dan Bisnis Universitas Mataram). Penelitian ini merupakan penelitian asosiatif dengan pendekatan kuantitatif. Data yang digunakan dalam penelitian ini adalah data primer yang diperoleh melalui penyebaran kuesioner (angket) kepada responden. Sampel dalam penelitian ini adalah mahasiswa Fakultas Ekonomi dan Bisnis Universitas Mataram dengan kriteria mahasiswa aktif angkatan 2019 sampai dengan 2021 yang beragama muslim dan sudah menempuh mata kuliah ekonomi syariah sehingga total sampelnya 350 responden. Alat analisis data yang digunakan adalah Partial Least Square (PLS) versi 3.0. Hasil penelitian ini yaitu literasi keuangan syariah, pengetahuan dan religiusitas berpengaruh positif signifikan terhadap minat mahasiswa menjadi nasabah pada bank syariah. Akan tetapi, uang saku ...
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam, 2021
This study aims to determine the effect of Islamic financial literacy, Islamic branding, and religiosity on student decisions in using Islamic banking services. The dependent variable in the study is student decisions, while the independent variables are Islamic financial literacy, Islamic branding, and religiosity. The data in this study were collected through questionnaires distributed to active FAI students class 2017-2018 who had transacted using Islamic banks. The research method used is quantitative. The population in this study are active students of FAI class 2017-2018 who have transacted using Islamic banks, with data collected totaling 100 respondents. The data analysis tool used in this study uses the Partial Least Square (PLS) approach. The results of this study indicate that there is a positive and significant influence of the Islamic financial literacy variable, Islamic branding on student decisions in using Islamic banking services, while the religiosity variable has ...
Pengaruh Literasi Ekonomi terhadap Perilaku Konsumtif Mahasiswa
2020
This research aims to study the economic literacy of consumer behavior of students of the State University Makassar Economic Education Study. This research was categorized as a quantitative study with participants 350 students, while the sample was 78 students of the State University University Makassar Economic Education. Collection data is done by using the technique and questionnaire. Analysis technique used is descriptive analysis. The results showed that there was an effect of economic literacy on the consumptive behavior students of State University Makassar Economic Education Study.
Inspiratif Pendidikan
Obtain a survey to specify the affect of learning Islamic banking, Islamic financial literacy, and religion on student interest in the use of Islamic banking products. This includes quantitative research. The subjects of the survey are FEB students of Surabaya State University who studied Islamic banks or Islamic financial institutions. Sampling by sampling method using Slobin formula with the number of samples as many as 104 respondents. The data collected from the survey will continue with tests using multiple linear regression analysis techniques. Islamic banking learning, Islamic financial literacy, and religiousness simultaneously or partially influence student interest in the use of Islamic banking products with a significance score of 0.00 or higher. 0.05. The result of the R square is 0.461. This means that impact of three independence variables is 46.1%, with the remaining 53.9% being due to variables other than this survey.
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ABSTRAK Nur Kholila Hsb (2021) : Pengaruh Gaya Hidup Konsumtif terhadap Minat Menabung Mahasiswa Ekonomi Syariah UIN Suska Riau Ditinjau Menurut Ekonomi Syariah. Penelitian ini dilatarbelakangi berdasarkan fenomena yang sering terjadi saat ini yaitu gaya jidup konsumtif, Gaya hidup selalu mengalami perubahan seiring dengan perkembangan zaman. Bagi sebagian orang gaya hidup merupakan suatu hal yang penting karena dianggap sebagai sebuah ekspresi diri. Seperti yang kita lihat sekarang ini yaitu tingginya gaya hidup konsumtif mahasiswa mempengaruhi minimnya keinginan mahasiswa untuk menabung. Penelitian ini bertujuan untuk mengetahui Pengaruh gaya hidup konsumtif terhadap minat menabung mahasiswa ekonomi syariah UIN Suska Riau dan Tinjauan ekonomi islam tentang pengaruh gaya hidup konsumtif terhadap minat menabung mahasiswa. Penelitian ini menggunakan jenis pendekatan kuantitatif. Terdapat 238 populasi dan sampelnya berjumlah 50 mahasiswa. Teknik pengumpulan data melalui kuesioner, obs...
Faktor–Faktor yang Memengaruhi Tingkat Literasi Keuangan Syariah pada Mahasiswa Muslim di Bogor
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The Indonesian Financial Services Authority (OJK) has targeted college students as one of the priority targets of their financial education programs in Indonesia. This research aimed to analyze the level of Islamic financial literacy of college students in Bogor; and analyze the factors that influence their level of Islamic financial literacy. The independent variable used in this study is the score of Islamic financial literacy. While gender, university, Grade Point Average (GPA), sources of information and religiosity are used as the dependent variables. The data analysis is conducted using the descriptive analysis and Structural Equation Modeling Partial Least Square (SEM-PLS). The estimation results showed that the level of Islamic financial literacy towards Muslim students in Bogor is 50.2% and is classified as sufficient literate. The study found that gender and university have positively and significantly influenced the level of Islamic financial literacy of Muslim students i...
Dampak Literasi Keuangan Terhadap Perilaku Keuangan Mahasiswa
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This study aims to determine the description of financial literacy and financial management behavior, as well as the influence of financial literacy on financial management behavior of students at HKBP Nommensen Pematangsiantar University, especially Economic Education Study Program. The population in this study were all students majoring in economics education, totaling 300 students, which was then determined as a sample of 75 students using random sampling technique. The data collection methods used in this research are as follows: 1) Questionnaire, 2) Observation, 3) Documentation Study. The prerequisite test in this study is the normality test of the data using the Kolmogrov-Smirnov Test. The data analysis technique used is descriptive analysis and simple linear regression. The result of this study is that financial literacy has a positive and significant influence on the financial behavior of students at the HKBP Nommensen University Pematang Siantar, especially the Economics E...