A Study on the Factors Influencing Investors Decision in Investing in Equity Shares in Jaipur and Moradabad with Special Reference to Gender (original) (raw)
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Sri Lanka Journal of Economic Research, 2016
Individual investment behaviour has become more sophisticated in past decades. Some scholars have explored how various demographic factors, predominantly gender, influence individual investor behaviour. Besides, they have concluded that there are three behavioural factors affecting the investment decisions of individual investors, such as cognitive factors (i.e. overconfidence, anchoring, hindsight bias, gambler's fallacy, investor optimism), emotional factors (i.e. mental accounting, endowment effect, loss aversion, regret aversion), and herding factors (i.e. following the habits of other investors in buying , selling , choice and trading of investments). This paper discusses the influence of investors' gender attitudes on investor behaviour, and in turn, their impact on the selection of different investment avenues in the Colombo Stock Exchange (CSE) in Sri Lanka. It reports the views of 97 (N=97) individual investors in the CSE, randomly selected from the North Western Province (NWP). The results reveal that, though people accepted the importance of investing in the CSE, less investors actually have an appropriate plan to invest in shares a majority of them male. The results validate that individual gender attitude differences significantly influence cognitive factors, emotional factors, and herding factors, and in turn, individual investor behaviour in CSE. These findings also illustrate that there seems to be a strong correlation among the investor's demographic factors, market factors, risk-bearing capacity, lifestyle characteristics, and behaviour.
11.Difference in Gender Attitude in Investment Decision Making in India
As women play a more active role, they also want to get the same attention, advice, terms and deals that men get from their wealth managers and advisers. Traditionally, the right to make investment decisions normally belongs to men. However, women today are making a bigger share of the decision over whether to invest in stocks, bonds or real estate. Specifically, in 2009, women decided how to allocate about $20 trillion in investments --about 27% of the world's wealth, which is up by 16% from 2008. The objective of this study is to study the differences in the Investment Decision Making (IDM) process between female and male investors. In this study, chi-square test has been applied as statistical tool. The findings of this study are higher level of awareness for males than females for different investment avenues and Female investors tend to display less confidence in their investment decisions and hence have lower satisfaction levels.
Difference in Gender Attitude in Investment Decision Making in India
As women play a more active role, they also want to get the same attention, advice, terms and deals that men get from their wealth managers and advisers. Traditionally, the right to make investment decisions normally belongs to men. However, women today are making a bigger share of the decision over whether to invest in stocks, bonds or real estate. Specifically, in 2009, women decided how to allocate about $20 trillion in investments --about 27% of the world's wealth, which is up by 16% from 2008. The objective of this study is to study the differences in the Investment Decision Making (IDM) process between female and male investors. In this study, chi-square test has been applied as statistical tool. The findings of this study are higher level of awareness for males than females for different investment avenues and Female investors tend to display less confidence in their investment decisions and hence have lower satisfaction levels.
2021
Investor behaviour is a significant area in research studies. Before evaluating any type of investment avenue and its prospects, one needs to take into account the behaviour of a rational investor. It has been highlighted in many studies taken up in the past that investor behaviour plays a significant role in their decision making process when it comes to making an investment. The success and popularity of any investment avenue depends upon the degree of effectiveness achieved in meeting the expectations of the investors. The present study focuses on the understanding the expectations of the investors and their preferences when it comes to making an investment. The study also focuses on finding out the awareness level as well as identifying the factors that influences an investor to make an investment in mutual funds. The survey has been conducted on female investors of Howrah through a pres-structured questionnaire.
Financial Differences between the Male and Female Investors in the Indian Secondary Equity Market
Financial differences do exist between the male and female investors in the Indian secondary equity market. Using a sample of 322 secondary equity investors with equal number of male and female investors who reside in Chennai, the financial differences were quantified. The financial dimensions namely: annual income, monthly savings, equity investment proportion, equity investment experience, monitoring frequency, equity investment knowledge, risk level and actual capital appreciation were analysed. Significant differences were found between the two groups using Independent sample t tests. Cross tabulation analysis was also done to highlight the differences. Financial advisors and wealth managers could use the financial differences mentioned in the study to recommend appropriate strategies, tailored to each gender group of investors.
A Study on Investment Behaviour and Attitude of Women Investors of Bangalore, Karnataka
Asian Journal of Managerial Science, 2021
Investment is one of the pre – eminent concern of every single individual investor as the small savings of today are to meet the future expenses of tomorrow. Considering the survey over 120 respondents from Bangalore City among women, this paper attempts to study the behaviour and attitude of investment based on the socio-economic profile, awareness and preferences and financial literacy over various investment avenues that are available in India. The study was conducted during the pandemic period from March to July as many of the women investors resulted in unemployment that affected their income, earnings and savings. Fort the study the data was collected using structured questionnaires. The result showed that most of the women investors belongs to a less age group as they are into a working class and to which most of them are comfortable in traditional mode of investment such as secured deposits. The study also revealed investment in stock market is bit sceptical as it involves h...
European Journal of Business and Management, 2012
The decision making process is a cognitive process which results in the selection of a course of action among several alternatives. Every decision-making process produces a final choice. The output can be an action or an opinion of choice. Investment decisions made today often are critical for financial security in later life, due to the potential for large financial loss and the high costs of revising or recovering from a wrongful investment decision. Most of the equity investors do not have the sufficient knowledge of basic economic concepts required to make investment decisions. To identify these factors the current study has applied factor analysis. After applying factor analysis it was found that all the 40 attributes are reduced to the following ten factors Individual Eccentric, Wealth Maximization, Risk Minimization, Brand Perception, Social Responsibility, Financial Expectation, Accounting information, Government & Media, Economic Expectation and Advocate recommendation fact...
Journal of Management and Entrepreneurship, 2021
The study aims to acquire information about the maritalstatus and age factors affecting the investment behavior of women towards financial instruments with extraordinary reference to Chennai district. Through the literature review it is known that specific differences happens between age and marital status while selecting the investment sources, it can be seen that more youthful and unmarried are generally risk takers. Older and married are trying not to face challenge. So, the descriptive study is completed to recognize about these elements which are impacting the investment decision. Convenient sampling techniques are used to recognize the respondents and it is restricted to Chennai Area. The review will be useful to the government or non-governmental organizations to send off different saving schemes in light of the age and marital status to the women to guarantee their saving habits to promote economic development of the country.
2024
The developments in the financial markets around the globe are providing a wide variety of markets and investment options to the investor's. This in turn makes the investment decision process more complex. Research has been done to identify the factors influencing the investor's attitude towards investment. Primary data is collected through questionnaire. The average value of the top five highly influential factors according to the investors' were, what the company does, valuation of the company's stock, company's 10-Q annual reports, price to earnings ratio, is the company profitable. The five factors which were given lowest priority, or which had low influence on the attitude of the retail investors investing in equity stocks were revenue/profit patterns of the company was the lowest influencing factors among the five, customer/client reviews about the company, vision and mission of the company, risk factors involved in the nature of business, debt-to-equity ratio.
Factors Influencing Investment Decisions of Individual Investors
2015
Investment decisions are based on investor’s psychology than onrational decision making. The study focuses on the factorsinfluencing investment decisions of investors in the Indian capitalmarket, with a sample size of 250 respondents using ANOVA, factoranalysis, and t-test for hypothesis testing. The variable can begrouped in eight summary factors which captured investor’sdecisions. The results point out that the most impelling factors oninvestment decisions of investors are: financial requirements, adviceand recommendations, firm’s image, share price, dividendattraction, macro and micro analysis, higher earning perspectiveand sector performance. The study also found that gender andthe demographic characteristics of investors statistically andsignificantly influence the investment choices of investors.