Gambaran Umum Perbankan Syariah di Indonesia (original) (raw)

2022

Abstract

The first Islamic bank appeared in Indonesia in 1992 with the establishment of Bank Muamalat Indonesia, in response to the public's request for the presence of a financial transaction service that was carried out in line with the moral values and principles of Islamic Sharia. The rapid development of Islamic banks has only been felt since the Government and Bank Indonesia made a major commitment and took various policies to develop Islamic banks seriously, especially since the amendment of the banking law with Law no. 10 of 1998. These various policies are not only concerned with expanding the number of offices and operations of Islamic banks to improve the supply side, but also developing public understanding and awareness to increase the demand side. The rapid development has been especially recorded since the issuance of a Bank Indonesia regulation that gave permission to conventional banks to establish a sharia business unit (UUS).Keywords: Islamic Bank, development of Islam...

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