Immorality Research Papers - Academia.edu (original) (raw)

In India’s License Raj, with the permit to produce sulubuloxine in his wife Sneha’s hand, Gautam Prabhu thought of a tie-up with a business house with the license as his share of the capital. But then, Global Facilitators, the grandiose lobbying firm of his dreams, would be a non-starter, after all. So he racked his brains as to how to retain his lien on the license and yet make his ‘deals facilitating’ dream a reality. It was at that juncture at a stag party, that he met Ranjit Palit, the Branch Manager of the Oriental Fire and General Insurance Company. When he was reasonably high, Palit came to articulate the genesis of the arson that plagued the general insurance business. With the common denominator being utmost good faith, he articulated that insuring others’ properties was like entrusting one’s wife to another’s safe keeping. While misplaced trust in the former could occasion a fraudulent claim, in case of the latter, it might lead to an alien paternity. Thus, the breach of warranty in both would leave behind the unwanted in the end.
Blaming it all upon the Loss Assessors, Palit reserved his choicest expletives for them all. He thought they were but a bunch of self-serving nincompoops with weak moral fibers. They were all superficial to the core sorely lacking the needed skills to separate the wheat from the chaff. Wouldn’t that let the bluffing claimants to take this mindless lot for a smooth ride of exaggeration? And lazy as they were with their assignments, they were all alacrity when it came to criticizing their colleagues’ work.
What was worse, he averred, with right inducements, they could be easily made to look the other way, even in the case of apparently untenable claims. With such Loss Assessors around, it was little wonder that the insurers might go under one day. As though to appear balanced, even after consuming a pint, Palit conceded to the presence of black sheep on the underwriting side of the fence as well. It was such who form a ‘nexus of loot’ with the insured and the Loss Assessors, he concluded.