Raise Your Rate CD: Flexible 2 & 4 Year CD Rates | Ally Bank® (original) (raw)
Raise Your Rate Certificate of Deposit (CD)
Available Terms
Annual Percentage Yield
No minimum deposit to open
Great rates and simple online CD management. It's a match made in heaven.
We’re currently giving a 0.05% Loyalty Reward when you renew your CD to any CD with us. Check back 30 days before your CD matures to see what the reward is at that time.
There’s no minimum deposit required to open your account, and you’ll always start with a great rate. Plus, you’ll have the opportunity to raise it once for the 2-Year term or twice for the 4-Year term, if our rate goes up for your term and opening balance amount. Interest is compounded daily.
We make it easy to manage your CD online. When it’s time to renew, don’t do a thing and we’ll renew it automatically.
It’s easy to bank anytime, anywhere with the Ally Mobile app.
Deposits are insured by the FDIC up to the maximum allowed by law.
Don’t expect any sneaky monthly maintenance fees with us.
Offer flexibility and security for the ones you care about most.
Mix CDs of varying term lengths and rates for long-term returns and more frequent access to your money.
Compare the cost of banking somewhere else.
Our Annual Percentage Yields (APYs) are accurate as of XX/XX/XX . Advertised APYs are subject to change. The APYs for other banks are provided by mybanktracker.com and are accurate as of XX/XX/XX . The APYs in this table are for the state of California.
There’s no minimum balance required to open an account. The APY we pay is based on your opening deposit amount.
The APY is fixed for the term of the CD but subject to change upon renewal.
You shouldn't be nickel and dimed for using your own money.
We don’t charge any maintenance fees for your Ally Bank CD.
When your CD matures, you can withdraw your money at no charge during a 10-day grace period.
Withdrawals before the maturity date are subject to penalties. Partial withdrawals aren’t allowed. Are there exceptions?
Get to know every aspect of this account before you sign up.
Get your account up and running in minutes.
We’ll need some personal info, like your address and Social Security number.
The faster you fund, the sooner you’ll earn interest. No minimum deposit required.
Start exploring (and enjoying) everything we have to offer.
People like it here. We think you will, too.