Best Park Forest, Illinois Auto Insurance in 2024 | AutoInsurance.org (original) (raw)
Things to Remember
- The most expensive auto insurance company in Park Forest for teen drivers is Farmers
- Average auto insurance rates in Park Forest, IL for senior drivers are $2,162 per year
- The cheapest auto insurance company in Park Forest is Liberty Mutual
Park Forest, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Park Forest can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Park Forest, Illinois, including driving record, credit, commute time, and more.
Compare auto insurance in Park Forest to other Illinois cities, including Elgin auto insurance rates, Peoria auto insurance rates, and Joliet auto insurance rates to see how Park Forest, Illinois auto insurance rates stack up.
Before you buy Park Forest, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Park Forest, Illinois auto insurance quotes.
Minimum Auto Insurance in Park Forest, Illinois
Park Forest, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Park Forest, Illinois.
Minimum Required Auto Insurance Coverage in Park Forest, Illinois
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | 25,000perperson25,000 per person25,000perperson50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
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Cheap Park Forest, Illinois Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Park Forest, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Park Forest, Illinois
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | 3,580∣3,580 | 3,580∣3,596 | 3,750∣3,750 | 3,750∣3,750 | 9,356∣9,356 | 9,356∣12,149 | 4,305∣4,305 | 4,305∣4,652 |
| American Family | 2,906∣2,906 | 2,906∣2,906 | 2,659∣2,659 | 2,659∣2,659 | 8,226∣8,226 | 8,226∣11,413 | 2,906∣2,906 | 2,906∣3,751 |
| Farmers | 2,926∣2,926 | 2,926∣2,926 | 2,588∣2,588 | 2,588∣2,746 | 12,959∣12,959 | 12,959∣13,522 | 3,338∣3,338 | 3,338∣3,476 |
| Geico | 2,123∣2,123 | 2,123∣2,185 | 2,065∣2,065 | 2,065∣2,308 | 7,762∣7,762 | 7,762∣8,099 | 2,462∣2,462 | 2,462∣2,576 |
| Liberty Mutual | 1,411∣1,411 | 1,411∣1,521 | 1,169∣1,169 | 1,169∣1,308 | 4,932∣4,932 | 4,932∣5,488 | 1,472∣1,472 | 1,472∣1,549 |
| Nationwide | 2,100∣2,100 | 2,100∣2,134 | 1,870∣1,870 | 1,870∣1,978 | 5,810∣5,810 | 5,810∣7,444 | 2,450∣2,450 | 2,450∣2,650 |
| Progressive | 2,499∣2,499 | 2,499∣2,341 | 2,061∣2,061 | 2,061∣2,181 | 9,183∣9,183 | 9,183∣10,287 | 2,958∣2,958 | 2,958∣3,167 |
| State Farm | 1,779∣1,779 | 1,779∣1,779 | 1,609∣1,609 | 1,609∣1,609 | 5,621∣5,621 | 5,621∣7,101 | 2,016∣2,016 | 2,016∣2,322 |
| Travelers | 1,800∣1,800 | 1,800∣1,898 | 1,661∣1,661 | 1,661∣1,769 | 5,487∣5,487 | 5,487∣6,943 | 1,908∣1,908 | 1,908∣2,009 |
| USAA | 1,902∣1,902 | 1,902∣1,927 | 1,765∣1,765 | 1,765∣1,726 | 6,322∣6,322 | 6,322∣6,968 | 2,513∣2,513 | 2,513∣2,749 |
Cheap Park Forest, Illinois Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Park Forest, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Park Forest, Illinois.
Annual Auto Insurance Rates for Teen Drivers in Park Forest, Illinois
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | 9,356∣9,356 | 9,356∣12,149 |
| American Family | 8,226∣8,226 | 8,226∣11,413 |
| Farmers | 12,959∣12,959 | 12,959∣13,522 |
| Geico | 7,762∣7,762 | 7,762∣8,099 |
| Liberty Mutual | 4,932∣4,932 | 4,932∣5,488 |
| Nationwide | 5,810∣5,810 | 5,810∣7,444 |
| Progressive | 9,183∣9,183 | 9,183∣10,287 |
| State Farm | 5,621∣5,621 | 5,621∣7,101 |
| Travelers | 5,487∣5,487 | 5,487∣6,943 |
| USAA | 6,322∣6,322 | 6,322∣6,968 |
Cheap Park Forest, Illinois Auto Insurance for Seniors
What are senior auto insurance rates in Park Forest, Illinois? Take a look at the annual average rates for older drivers.
Annual Auto Insurance Rates for Senior Drivers in Park Forest, Illinois
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | 3,750∣3,750 | 3,750∣3,750 |
| American Family | 2,659∣2,659 | 2,659∣2,659 |
| Farmers | 2,588∣2,588 | 2,588∣2,746 |
| Geico | 2,065∣2,065 | 2,065∣2,308 |
| Liberty Mutual | 1,169∣1,169 | 1,169∣1,308 |
| Nationwide | 1,870∣1,870 | 1,870∣1,978 |
| Progressive | 2,061∣2,061 | 2,061∣2,181 |
| State Farm | 1,609∣1,609 | 1,609∣1,609 |
| Travelers | 1,661∣1,661 | 1,661∣1,769 |
| USAA | 1,765∣1,765 | 1,765∣1,726 |
Cheap Park Forest, Illinois Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Park Forest, Illinois compared to the annual auto insurance rates with a clean record in Park Forest, Illinois.
Annual Park Forest, Illinois Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | 4,003∣4,003 | 4,003∣6,885 | 6,387∣6,387 | 6,387∣5,294 |
| American Family | 3,446∣3,446 | 3,446∣4,852 | 6,506∣6,506 | 6,506∣3,909 |
| Farmers | 4,693∣4,693 | 4,693∣6,063 | 5,912∣5,912 | 5,912∣5,573 |
| Geico | 2,472∣2,472 | 2,472∣3,968 | 5,441∣5,441 | 5,441∣2,909 |
| Liberty Mutual | 1,957∣1,957 | 1,957∣2,796 | 2,447∣2,447 | 2,447∣2,225 |
| Nationwide | 2,665∣2,665 | 2,665∣3,446 | 4,048∣4,048 | 4,048∣3,059 |
| Progressive | 3,561∣3,561 | 3,561∣5,314 | 3,956∣3,956 | 3,956∣4,507 |
| State Farm | 2,706∣2,706 | 2,706∣3,253 | 2,980∣2,980 | 2,980∣2,980 |
| Travelers | 2,323∣2,323 | 2,323∣3,063 | 3,428∣3,428 | 3,428∣2,924 |
| USAA | 2,293∣2,293 | 2,293∣3,317 | 4,554∣4,554 | 4,554∣2,771 |
Cheap Park Forest, Illinois Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Park Forest, Illinois is not easy. Compare the annual rates for DUI auto insurance in Park Forest, Illinois to find the best deal.
Annual Auto Insurance Rates After a DUI in Park Forest, Illinois
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,387 |
| American Family | $6,506 |
| Farmers | $5,912 |
| Geico | $5,441 |
| Liberty Mutual | $2,447 |
| Nationwide | $4,048 |
| Progressive | $3,956 |
| State Farm | $2,980 |
| Travelers | $3,428 |
| USAA | $4,554 |
Cheap Park Forest, Illinois Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Park Forest, Illinois annual auto insurance rates by credit history compare.
Annual Auto Insurance Rates by Credit Score in Park Forest, Illinois
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | 7,194∣7,194 | 7,194∣5,189 | $4,544 |
| American Family | 6,227∣6,227 | 6,227∣4,231 | $3,576 |
| Farmers | 6,304∣6,304 | 6,304∣5,318 | $5,058 |
| Geico | 5,966∣5,966 | 5,966∣2,888 | $2,239 |
| Liberty Mutual | 3,329∣3,329 | 3,329∣2,085 | $1,656 |
| Nationwide | 3,949∣3,949 | 3,949∣3,184 | $2,781 |
| Progressive | 4,950∣4,950 | 4,950∣4,187 | $3,867 |
| State Farm | 4,330∣4,330 | 4,330∣2,595 | $2,014 |
| Travelers | 3,568∣3,568 | 3,568∣2,894 | $2,341 |
| USAA | 4,307∣4,307 | 4,307∣2,958 | $2,436 |
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Cheap Park Forest, Illinois Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Park Forest, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Park Forest, Illinois to see how car insurance rates are affected by location.
Annual Auto Insurance Rates by ZIP Code in Park Forest, Illinois
| ZIP Code | Average Annual Rates |
|---|---|
| 60466 | $3,823 |
Cheap Park Forest, Illinois Auto Insurance Rates By Commute
Commute length and annual mileage affect Park Forest, Illinois auto insurance. Find the cheapest annual Park Forest, Illinois auto insurance by commute length.
Annual Auto Insurance Rates by Commute Length in Park Forest, Illinois
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | 5,642∣5,642 | 5,642∣5,642 |
| American Family | 4,618∣4,618 | 4,618∣4,738 |
| Farmers | 5,560∣5,560 | 5,560∣5,560 |
| Geico | 3,632∣3,632 | 3,632∣3,764 |
| Liberty Mutual | 2,356∣2,356 | 2,356∣2,356 |
| Nationwide | 3,304∣3,304 | 3,304∣3,304 |
| Progressive | 4,335∣4,335 | 4,335∣4,335 |
| State Farm | 2,904∣2,904 | 2,904∣3,055 |
| Travelers | 2,818∣2,818 | 2,818∣3,051 |
| USAA | 3,143∣3,143 | 3,143∣3,325 |
Cheap Park Forest, Illinois Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Park Forest, Illinois? Check out the comparison of annual Park Forest, Illinois auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Park Forest, Illinois
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | 5,453∣5,453 | 5,453∣5,636 | $5,838 |
| American Family | 4,515∣4,515 | 4,515∣4,849 | $4,671 |
| Farmers | 5,266∣5,266 | 5,266∣5,416 | $5,998 |
| Geico | 3,359∣3,359 | 3,359∣3,685 | $4,049 |
| Liberty Mutual | 2,214∣2,214 | 2,214∣2,351 | $2,504 |
| Nationwide | 3,258∣3,258 | 3,258∣3,334 | $3,322 |
| Progressive | 3,899∣3,899 | 3,899∣4,298 | $4,807 |
| State Farm | 2,791∣2,791 | 2,791∣2,984 | $3,164 |
| Travelers | 2,737∣2,737 | 2,737∣2,931 | $3,136 |
| USAA | 3,031∣3,031 | 3,031∣3,232 | $3,439 |
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Best By Category: Cheapest Auto Insurance in Park Forest, Illinois
Compare the cheapest auto insurance companies in Park Forest, Illinois in each category to find the company with the best rates for your personal needs.
Best Annual Auto Insurance Rates by Company in Park Forest, Illinois
| Category | Insurance Company |
|---|---|
| Teenagers | Liberty Mutual |
| Seniors | Liberty Mutual |
| Clean Record | Liberty Mutual |
| With 1 Accident | Liberty Mutual |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | Liberty Mutual |
The Cheapest Park Forest, Illinois Auto Insurance Companies
What auto insurance companies in Park Forest, Illinois are the cheapest? Compare the top Park Forest, Illinois auto insurance companies to find the best annual rates.
Average Annual Auto Insurance Rates by Company in Park Forest, Illinois
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,642 |
| American Family | $4,678 |
| Farmers | $5,560 |
| Geico | $3,698 |
| Liberty Mutual | $2,356 |
| Nationwide | $3,304 |
| Progressive | $4,335 |
| State Farm | $2,980 |
| Travelers | $2,934 |
| USAA | $3,234 |
What affects auto insurance rates in Park Forest, Illinois?
There are a lot of reasons why auto insurance rates in Park Forest, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Park Forest, Illinois. Many local factors may affect your Park Forest auto insurance rates.
Park Forest Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Park Forest, Illinois commute length is 31.9 minutes according to City-Data.
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Compare Park Forest, Illinois Auto Insurance Quotes
Before you buy Park Forest, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Park Forest, Illinois auto insurance quotes.
Frequently Asked Questions
What is Park Forest, IL auto insurance?
Park Forest, IL auto insurance refers to the insurance coverage specifically designed for vehicles registered and operated in Park Forest, Illinois. It provides financial protection in case of accidents, damage to the vehicle, or injuries to individuals involved in a car accident within the Park Forest area.
What are the minimum auto insurance requirements in Park Forest, IL?
In Park Forest, IL, the minimum auto insurance requirements are as follows:
- Liability insurance: 25,000bodilyinjuryperperson,25,000 bodily injury per person, 25,000bodilyinjuryperperson,50,000 bodily injury per accident, and $20,000 property damage per accident.
- Uninsured/underinsured motorist coverage: 25,000bodilyinjuryperperson,25,000 bodily injury per person, 25,000bodilyinjuryperperson,50,000 bodily injury per accident.
Are there any additional auto insurance coverages recommended in Park Forest, IL?
While the minimum insurance requirements cover the basic liability and uninsured/underinsured motorist protection, it is often recommended to consider additional coverages such as:
- Collision coverage: Covers damage to your vehicle in case of a collision, regardless of fault.
- Comprehensive coverage: Protects your vehicle against non-collision events such as theft, vandalism, or natural disasters.
- Medical payments coverage: Provides coverage for medical expenses for you and your passengers regardless of fault.
- Rental car reimbursement: Reimburses you for the cost of renting a vehicle while your car is being repaired after an accident.
How can I find affordable auto insurance in Park Forest, IL?
To find affordable auto insurance in Park Forest, IL, consider the following tips:
- Shop around: Obtain quotes from multiple insurance providers to compare prices and coverage options.
- Review discounts: Inquire about available discounts such as safe driver discounts, multi-policy discounts, or student discounts.
- Maintain a good driving record: Avoid accidents and traffic violations to keep your insurance premiums lower.
- Increase deductibles: Opting for higher deductibles can lower your premium, but ensure you can comfortably afford the deductible amount in case of a claim.
- Bundle insurance policies: Consider bundling your auto insurance with other policies like home or renters insurance to potentially receive a discounted rate.
What should I do if I have an accident in Park Forest, IL?
If you have an accident in Park Forest, IL, follow these steps:
- Ensure safety: Check for injuries and move to a safe location if possible.
- Call the police: Dial 911 to report the accident and request assistance.
- Exchange information: Share contact, insurance, and vehicle details with the other driver’s involved.
- Document the accident: Take photos of the accident scene and any visible damage to the vehicles.
- Notify your insurance company: Contact your insurance provider as soon as possible to report the accident and initiate the claims process.
- Seek medical attention: If you or anyone involved in the accident requires medical attention, seek appropriate medical care promptly.
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Written by:
Alexandra Arcand
Insurance and Finance Writer
Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...
Insurance and Finance Writer
Reviewed by:
Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
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