Federal Housing Finance Agency | LinkedIn (original) (raw)

Government Administration

Washington, DC 56,650 followers

FHFA is regulator and conservator of Fannie Mae & Freddie Mac and regulator of the Federal Home Loan Bank System

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About us

The Federal Housing Finance Agency (FHFA) is an independent government agency responsible for overseeing $6.2 trillion in the housing finance marketplace. FHFA’s mission is to ensure a stable and reliable source of funding for homeownership in the United States by regulating Fannie Mae, Freddie Mac and the Federal Home Loan Bank System. FHFA has acted as conservator of Fannie Mae and Freddie Mac since September 2008. As a member of the Financial Stability Oversight Council, FHFA collaborates with other regulators to create the market rules that protect and balance the interests of all stakeholders in the housing finance system, including banks, investors, and homeowners. FHFA Privacy Policy: go.usa.gov/kQh9

Industry

Government Administration

Company size

501-1,000 employees

Headquarters

Washington, DC

Type

Government Agency

Founded

2008

Locations

Employees at Federal Housing Finance Agency

Updates

FHFA today released its annual Performance and Accountability Report, which details FHFA’s activities as regulator of the Federal Home Loan Bank System and as regulator and conservator of Fannie Mae and Freddie Mac during fiscal year 2024. https://lnkd.in/eqgm-Xzh
A new FHFA Working Paper uses the Uniform Appraisal Dataset (UAD) to study the impact of neighborhoods’ racial composition on appraisal outcomes. The research shows that appraisers incorporate a neighborhood’s racial profile into their valuation decisions, whereby a higher share of African Americans significantly raises the likelihood of a low appraisal (below the contract price). However, this effect dissipates when appraisers work in neighborhoods in which they have appraised before or in which many appraisals were recently completed, facts consistent with information-based models of discrimination. Read more at https://ow.ly/9fvB50U8580. #Appraisal #Mortgage #RealEstate #FairHousing #DataAnalysis
Join us in supporting multifamily housing! The Division of Housing Mission & Goals (DHMG) has a Supervisory Policy Analyst position available. This position is within the Office of Multifamily Analytics and Policy (OMAP) and would lead the Asset Management and Portfolio Oversight (AMPO) branch and supervise a dynamic team in developing, analyzing, and implementing policies and procedures that support effective multifamily asset management and property conditions. Apply by Wednesday, November 27. https://lnkd.in/eB8YCYvQ
Supervisory Policy Analyst usajobs.gov
How does household demand for bank deposits change after a financial crisis and when interest rates fall? A new FHFA Working Paper (by Vivian W., Will Doerner, Ph.D., and Dr. Michael J. Seiler explores how post-crisis bank regulations, monetary policy, and shifting household preferences have influenced the doubling of cash on banks' balance sheets after the Great Financial Crisis until current time. With the very recent reduction in the fed funds rate and potentially more to come, this paper’s empirical results and model suggest economic activity may react slowly to new rounds of quantitative easing because household deposits are high and liquidity ratio requirements remain tight. Read more at https://lnkd.in/e2AFJSAM. #Banking #FinancialRegulation #MonetaryPolicy #Research
Mortgage borrowers in majority Black and Hispanic census tracts were charged higher interest rates than similarly qualified borrowers in majority white tracts in every year from 2000-2022, but this pattern broke in 2023. A new blog post by FHFA Senior Economist Scott Susin documents these trends and discusses potential explanations and data uncertainties. https://lnkd.in/eZ3VT27A
Join us! The Division of Research and Statistics (DRS) has an Interdisciplinary Economist/Statistician position available. This position conducts tasks and projects related to the lifecycle of data, research, and analysis, and leads production, dissemination, and promotion of accurate and reliable mortgage and housing data and statistics. Apply by Thursday, November 21. However, the application window will close when we receive 50 applications, which may be sooner. https://lnkd.in/edVuvNNd
Interdisciplinary Economist or Statistician usajobs.gov
FHFA released its August 2024 Foreclosure Prevention and Refinance Report. The report shows that Fannie Mae and Freddie Mac (the Enterprises) completed 14,614 foreclosure prevention actions during the month, raising the total number of homeowners who have been helped to 7,033,154 since the start of conservatorships in September 2008. https://lnkd.in/eWJmvk4n
Mortgage appraisal accuracy became a major concern following the global financial crisis in the late 2000s. A new FHFA Working Paper (by Scott Susin and Will Doerner, Ph.D.) utilizes a large sample from a newly available uniform appraisal database of over 45 million records from "subject" single-family properties and 228 million records from "comparable" homes covering the entire United States from 2015 through 2023. The paper asks whether appraisal time adjustments are made, if they improve fair market measurements, and whether they fix neighborhood appraisal disparities. Results show these readily available corrections are underutilized, too small, and applied less frequently in minority areas, contributing substantially to continuing underappraisal bias. The limited usage of time adjustments accounts for as much as 67% of the underappraisal bias in Black neighborhoods and 49% of the disparity in Hispanic neighborhoods. Read more at https://lnkd.in/eVNG6Hpi. #Appraisal #Mortgage #RealEstate #FairHousing #DataAnalysis
Research has shown that Native American communities are often underrepresented among consumers of traditional financial services. FHFA today announced two partnerships involving Fannie Mae, Freddie Mac, and Federal Home Loan Banks (FHLBanks) to boost awareness and liquidity for programs that expand housing access for tribal communities. In particular, the FHLBank of Des Moines will promote a Freddie Mac mortgage product intended to improve credit access for federally recognized Native American tribal members. Additionally, Fannie Mae will purchase loans originated through the FHLBank Mortgage Partnership Finance (MPF) program — administered by the FHLBank of Chicago — to increase mortgage liquidity for tribal communities. https://lnkd.in/eh5cj4fy
Join us! The Office of Congressional Affairs and Communications (OCAC) has a Senior Communications Specialist (Stakeholder Relations) position available. This position acts as a primary liaison to third-party stakeholder groups with a focus on community engagement, including companies, nonprofits, trade associations, think tanks, and other externally organized entities. Apply by Wednesday, November 13. https://lnkd.in/ewbp7u6V
Senior Communications Specialist (Stakeholder Relations) usajobs.gov

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Federal Housing Finance Agency | LinkedIn (original) (raw)

Government Administration

Washington, DC 56,650 followers

FHFA is regulator and conservator of Fannie Mae & Freddie Mac and regulator of the Federal Home Loan Bank System

About us

Locations

Employees at Federal Housing Finance Agency

Updates

Join now to see what you are missing

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