Child Trust Fund (original) (raw)
Our Child Trust Fund at a glance...
Who has a CTF?
Most people born between 1 September 2002 and 2 January 2011 as a UK resident.
How much did the government pay into CTFs?
Between £50 and £750 (depending on your circumstances and date of birth).
How do I access my OneFamily CTF?
What happens to my CTF when I turn 18?
It becomes an adult ISA and you can access the money.
Anything else you need to know? Explore our FAQs
Register to manage your, or your child's, OneFamily Child Trust Fund
To see your OneFamily Child Trust Fund, you need to register for an online account.
You must be at least 16 years old to manage your own Child Trust Fund.
Until then, your parents can register for their own online account which will show them your child trust fund. But as soon as you reach 16, you can register and take over.
You'll be able to access the money in your Child Trust Fund through your online account once you turn 18.
Your options when you turn 18
On your 18th birthday, you’ll have complete control over what you do with the money in your Child Trust Fund.
Once you’ve decided your next move, you’ll be able to log into your account and get started. Don’t panic if you’re not sure, you can leave your money invested while you decide – there’s no rush.
1
The here-and-now option
Take all your money out now to spend how you like
2
The happy medium option
Keep some money invested but take some out to spend now
3
The future planning option
Resist temptation and invest all your money for a future goal
Frequently asked questions about OneFamily Child Trust Funds
When you turn 18. This is when your Child Trust Fund “matures”, which means the money becomes available.
It’s not possible to withdraw any money from your Child Trust Fund before you turn 18.
Campaign for better access to Child Trust Funds for children who lack mental capacity
Not only have we changed our own approach so that families don’t need to go through a lengthy and costly process, we’re also lobbying the UK government.
We’re asking Westminster to make this simplified process the norm for the estimated 200,000 children who don’t have mental capacity to access their CTF.
Read the latest campaign update
