The future (original) (raw)

Matt and I had one of those "future" talks the other night. Finally talked about the future, what we wanted from it and when things may happen. The gist of it is as follows:

Matt wants to buy property on his own before he settles down. He is in the process of contacting a mortgage broker to see what he can borrow. He plans to buy a 2-3 bedroom place which we will live in together, hopefully by the end of the year. We will have a joint household account that we will contribute a set amount and I will pay him rent, in the future this place will be used as collateral when we buy investment properties. Other than the joint account money earned will be kept seperately as our own.

Matt is also trying for a job in education, that will have us working together again. If he doesn't get this job then there is a chance that we would try living/working in Melbourne for a spell.

Long term tentative plans are kids around the age of 30-35 (two) where I will take a full year off work to raise them. We plan to both put money aside for a full year prior to this occasion. Marriage/engagement is not on the cards yet and will not be until at least next year at the earliest occasion. Matt wants to live together prior and we both want an engagement of 1-2 years. So we'd be looking maybe sometime around 2009? at the earliest. Post kids I would return to work most likely in a casual role.

A honeymoon would involve a trafalgar/contiki tour of Europe.

Obviously these are still very early days as we've only been together for 6 months. We plan to revise these every 3-6 months and see where we are at work and with our lives. But these are some of the things we want together for the future. It's pretty good though, we covered living arrangements, money, children, childcare, holidays, savings etc.

Is there anything we've forgotten?