TM Asia Insurance Singapore Ltd. - Products: Travel Insurance (original) (raw)
Planning for an overseas holiday or business trip? How well are you prepared for it? When you are abroad, there can be situations where things may go wrong.
Ease your worries with Asia TravelPro, a very affordable comprehensive travel insurance that offers you around the clock cover against any contingency anywhere in the world. Whether it is a medical emergency or trip inconveniences like trouble with luggage, assistance worldwide is just a telephone call away.
For families travelling in the same trip, Asia TravelPro also offers economy family packages with no limit on the number of children covered.
Benefits
| COVERAGE | DELUXE | ELITE |
|---|---|---|
| Section 1 - Accidental death and/or disablement (accidents caused other than by war) | ||
| Adult | Principal Sum | |
| Below 75 years old | 100,000∣100,000 | 100,000∣200,000 |
| 75 to 79 years old (both ages inclusive) | 50,000∣50,000 | 50,000∣100,000 |
| Above 79 years old | 25,000∣25,000 | 25,000∣50,000 |
| Children | Principal Sum | |
| Below 18 years old | 25,000∣25,000 | 25,000∣50,000 |
| Up to 23 years old (as defined in a "family" policy) | 25,000∣25,000 | 25,000∣50,000 |
| Accident caused by war | ||
| Adult or children of all ages | 10,000∣10,000 | 10,000∣10,000 |
| Double indemnity per Section 2 | ||
| Applies except where the insured person is above 75 years old or the accident is caused by war or acts of terrorism | ||
| Section 3 - Medical expenses (medical expenses incurred whilst oversea as a result of injury or illness) | ||
| Maximum Benefit | ||
| Children & adult up to 79 years old | 100,000∣100,000 | 100,000∣200,000 |
| Adult above 79 years old | 25,000∣25,000 | 25,000∣50,000 |
| Section 4 - Hospitalisation allowance | ||
| Payment for every complete day the insured person is hospitalised whilst abroad | 100foreverycompletedayinhospitalsubjecttoamaximumbenefitof100 for every complete day in hospital subject to a maximum benefit of 100foreverycompletedayinhospitalsubjecttoamaximumbenefitof5,000 | 100foreverycompletedayinhospitalsubjecttoamaximumbenefitof100 for every complete day in hospital subject to a maximum benefit of 100foreverycompletedayinhospitalsubjecttoamaximumbenefitof10,000 |
| Section 5 - Compassionate visit | ||
| Cost of travel and hotel accommodation incurred by a relative or friend visit an insured person who is hospitalised overseas and not medically fit to return to Singapore. | 5,000perinsuredpersonsubjectto5,000 per insured person subject to 5,000perinsuredpersonsubjectto10,000 per family | |
| Section 6 - Child guardian | ||
| cost for a relative or friend to bring the child travelling with the insured person back to Singapore | $5,000 per trip | |
| Section 7 - Emergency medical evacuation | ||
| Expenses incurred to move the insured person to the nearest location or back to Singapore for emergency medical treatment | 300,000perinsuredpersonsubjectto300,000 per insured person subject to 300,000perinsuredpersonsubjectto1,000,000 per family | |
| Section 8 - Repatriation expenses | ||
| Expenses incurred to transport the mortal remains of an insured person back to Singapore. | 25,000∣25,000 | 25,000∣50,000 |
| Section 9 - Trip cancellation | ||
| Loss of travel and/or accommodation expenses paid in advance for trip cancelled due to illness of yourself or close relatives, strike, insolvency of travel agent or serious damage to your principal residence. | $12,500 per trip | |
| Section 10 - Trip curtailment | ||
| Additional travelling expenses and loss of travel and/accommodation expenses paid in advance for curtailment of trip due to illness of yourself or close relatives or hijacking of aircraft or sea-vessel. | $12,500 per trip | |
| Section 11 - Flight delay and misconnection | ||
| Flight delaySubject to a maximum payment of 1,000pertrip∗∗Flightmisconnection∗∗Subjecttoanexcessperiodof6hoursfromthescheduledtimeoftransferandamaximumpaymentof1,000 per tripFlight misconnection Subject to an excess period of 6 hours from the scheduled time of transfer and a maximum payment of 1,000pertrip∗∗Flightmisconnection∗∗Subjecttoanexcessperiodof6hoursfromthescheduledtimeoftransferandamaximumpaymentof1,500 per trip | 100foreachcompleteeight(8)−hourperiodofdelayfromtheoriginalscheduledtimeofarrivalatthefinaldestination100 for each complete eight (8)-hour period of delay from the original scheduled time of arrival at the final destination100foreachcompleteeight(8)−hourperiodofdelayfromtheoriginalscheduledtimeofarrivalatthefinaldestination100 for each complete hour of delay beyond the excess period | |
| Section 12 - Baggage delay | ||
| Payment for each complete hour that your baggage is delayed, misdirected or temporarily misplaced by the carrier for at least (12) consecutive hours after the insured person's arrival at the baggage pick-up point of the overseas destination. | 100foreachcompletehourofdelaybeyondtheexcessperiodsubjectto100 for each complete hour of delay beyond the excess period subject to 100foreachcompletehourofdelaybeyondtheexcessperiodsubjectto1,000 per trip | |
| Section 13 - Loss of or damage to baggage and personal effects | ||
| Losses of or damage to your baggage and personal effects during your trip abroad. | 5,000pertripsubjecttolimitsof:5,000 per trip subject to limits of: 5,000pertripsubjecttolimitsof:800 per item for personal effects other than electronics mobile/portable devices of jewellery or watches 300forelectronicsmobile/portabledevices300 for electronics mobile/portable devices 300forelectronicsmobile/portabledevices1500 for jewellery/watches(Electronics mobile/portable devices shall not include laptops or notebooks) | |
| Section 14 - Personal money and travel document | ||
| Covers losses of your personal money and travel documents whilst abroad. | 3,000subjecttolimitsof3,000 subject to limits of 3,000subjecttolimitsof300 for loss of cash | 5,000subjecttolimitsof5,000 subject to limits of 5,000subjecttolimitsof500 for loss of cash |
| Section 15 - Personal liability | ||
| Indemnifies against the insured person's liability for bodily injury caused or damages to property of others. | $1,000,000 per trip | |
| Section 16 - Rental vehicle excess | ||
| Payment of insurance excess for which the insured person is liable to pay in respect of motor vehicle as a result of an accident. | $750 per trip | |
| Section 17 - Vacant home protection | ||
| Damages to household contents due to fire when the insured person's house is left vacant during the trip. | $5,000 per trip |
Note: All currencies shown are in Singapore Dollars (S$)
Emergency Assistance is provided on behalf of TM Asia Insurance by International S.O.S. who is the world's largest and most comprehensive medical assistance company.
Coverage: Deluxe or Elite
Type of Plan: Individual or Family
Asean: Brunei, Cambodia, Indonesia, Laos, Malaysia, Myanmar, Philippines, Thailand, Vietnam
Asia: Australia, China, Hong Kong, India, Japan, Korea, Macau, New Zealand, Sri Lanka & Taiwan
Worldwide: Worldwide (Rest of the world)
- Professional sports activities and hazardous sports activities such as motorcycling, hunting, racing (other than on foot), mountaineering, rock climbing, abseiling, scuba diving, ballooning, parachuting, gliding, paragliding, bungee jumping and similar activities, parasailing or whitewater rafting, etc.;
- Involvement in naval, military or air force service or operations, or hazardous occupations such as testing of any kind of conveyance or being employed as a manual worker or whilst engaging in offshore or mining or aerial photography or handling of explosives;
- Mental or nervous disorders, Venereal or other sexually transmitted diseases, AIDS or related diseases, pregnancy or childbirth related injuries, illness or complications, and pre-existing conditions;
- Confiscation, detention, destruction by customs or other lawful authorities;
- Suicide or attempt threat or intentional self-injury;
- Exposure to nuclear or other radioactive material;
- Illegal or unlawful acts of the insured person;
For full details of policy exclusions, please refer to policy which is available upon request.
| ASEAN: Brunei, Cambodia, Indonesia, Laos, Malaysia, Myanmar, Philippines, Thailand, Vietnam | ||||
|---|---|---|---|---|
| Length of Trip in days | Deluxe Plan (S$) | Elite (S$) | ||
| Individual (S$) | Family (S$) | Individual (S$) | Family (S$) | |
| 1 - 4 | 20 | 55 | 35 | 90 |
| 5 - 9 | 35 | 90 | 50 | 125 |
| 10 - 17 | 45 | 120 | 65 | 165 |
| 18 - 24 | 50 | 130 | 70 | 180 |
| 25 - 31 | 60 | 160 | 90 | 235 |
| Each additional week or part thereof | 10 | 30 | 15 | 40 |
| ASIA: Australia, China, Hong Kong, India, Japan, Korea, Macau, New Zealand, Sri Lanka & Taiwan | ||||
|---|---|---|---|---|
| Length of Trip in days | Deluxe Plan (S$) | Elite (S$) | ||
| Individual (S$) | Family (S$) | Individual (S$) | Family (S$) | |
| 1 - 4 | 35 | 90 | 45 | 120 |
| 5 - 9 | 45 | 120 | 55 | 150 |
| 10 - 17 | 55 | 145 | 70 | 190 |
| 18 - 24 | 60 | 155 | 80 | 210 |
| 25 - 31 | 70 | 180 | 100 | 260 |
| Each additional week or part thereof | 15 | 40 | 20 | 55 |
| WORLDWIDE: (Rest of the world) | ||||
|---|---|---|---|---|
| Length of Trip in days | Deluxe Plan (S$) | Elite (S$) | ||
| Individual (S$) | Family (S$) | Individual (S$) | Family (S$) | |
| 1 - 4 | 45 | 120 | 55 | 150 |
| 5 - 9 | 60 | 155 | 80 | 210 |
| 10 - 17 | 90 | 235 | 110 | 300 |
| 18 - 24 | 105 | 285 | 130 | 340 |
| 25 - 31 | 120 | 320 | 150 | 390 |
| Each additional week or part thereof | 20 | 55 | 25 | 60 |
| For more information, contact one of our following staff : | ||
|---|---|---|
| Mary Tan | (65) 6325-0429 | or email : marytan@tmasiainsurance.com |
| Jocelyn Ho | (65) 6325-0408 | or email : jocelynho@tmasiainsurance.com |