Consumer Credit Protection Act of 1968 (original) (raw)

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The Consumer Credit Protection Act (CCPA) is a United States law Pub.L. 90–321, 82 Stat. 146, enacted May 29, 1968, composed of several titles relating to consumer credit, mainly title I, the Truth in Lending Act, title II related to extortionate credit transactions, title III related to restrictions on wage garnishment, and title IV related to the National Commission on Consumer Finance. Titles: * Truth in Lending Act * Fair Credit Reporting Act * Credit Repair Organizations Act * Fair Debt Collection Practices Act

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dbo:abstract The Consumer Credit Protection Act (CCPA) is a United States law Pub.L. 90–321, 82 Stat. 146, enacted May 29, 1968, composed of several titles relating to consumer credit, mainly title I, the Truth in Lending Act, title II related to extortionate credit transactions, title III related to restrictions on wage garnishment, and title IV related to the National Commission on Consumer Finance. The restrictions on wage garnishment guard employees from discharge by their employers because their wages have been garnished for any one indebtedness. The Wage and Hour Division of the United States Department of Labor enforces the provisions. The informed use of credit is administered by the United States Congress and stabilizes economic acts to be enhanced with competition informed unto various financial institutions that are engaged in extension of consumer credit that would be strengthened otherwise by informed credit use. Titles: * Truth in Lending Act * Fair Credit Reporting Act * Credit Repair Organizations Act * Fair Debt Collection Practices Act (en)
dbo:wikiPageExternalLink http://www.fdic.gov/regulations/laws/rules/6500-200.html https://fraser.stlouisfed.org/title/1029 https://www.govinfo.gov/app/details/COMPS-260/ https://www.govinfo.gov/content/pkg/COMPS-260/pdf/COMPS-260.pdf https://www.govinfo.gov/content/pkg/COMPS-260/uslm/COMPS-260.xml http://www.govtrack.us/congress/votes/90-1967/s126 http://www.govtrack.us/congress/votes/90-1968/h250 http://www4.law.cornell.edu http://www.gpo.gov/fdsys/pkg/STATUTE-82/pdf/STATUTE-82-Pg146.pdf http://www4.law.cornell.edu/uscode/15/ch41.html https://www.govinfo.gov/help/comps
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dbp:acronym CCPA, TILA (en)
dbp:agreedbody House (en) Senate (en)
dbp:agreeddate 1968-05-22 (xsd:date)
dbp:agreedvote agreed (en)
dbp:amendments dbr:Economic_Growth,_Regulatory_Relief_and_Consumer_Protection_Act dbr:Dodd–Frank_Wall_Street_Reform_and_Consumer_Protection_Act
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dbp:conferencedate 1968-05-22 (xsd:date)
dbp:effectiveDate 1968-05-29 (xsd:date)
dbp:enactedBy 90 (xsd:integer)
dbp:fullname An Act to safeguard the consumer in connection with the utilization of credit by requiring full disclosure of the terms and conditions of finance charges in credit transactions or in offers to extend credit; by restricting the garnishment of wages; and by creating the National Commission on Consumer Finance to study and make recommendations on the need for further regulation of the consumer finance industry; and for other purposes. (en)
dbp:introducedby William Proxmire (en)
dbp:introduceddate 1967-01-11 (xsd:date)
dbp:introducedin Senate (en)
dbp:name Consumer Credit Protection Act (en)
dbp:nickname Truth in Lending Act (en)
dbp:passedbody House (en) Senate (en)
dbp:passeddate 1967-07-11 (xsd:date) 1968-02-01 (xsd:date)
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dbp:publicLawUrl http://www.gpo.gov/fdsys/pkg/STATUTE-82/pdf/STATUTE-82-Pg146.pdf
dbp:sectionsCreated § 1601 (en)
dbp:signeddate 1968-05-29 (xsd:date)
dbp:signedpresident dbr:Lyndon_B._Johnson
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rdfs:comment The Consumer Credit Protection Act (CCPA) is a United States law Pub.L. 90–321, 82 Stat. 146, enacted May 29, 1968, composed of several titles relating to consumer credit, mainly title I, the Truth in Lending Act, title II related to extortionate credit transactions, title III related to restrictions on wage garnishment, and title IV related to the National Commission on Consumer Finance. Titles: * Truth in Lending Act * Fair Credit Reporting Act * Credit Repair Organizations Act * Fair Debt Collection Practices Act (en)
rdfs:label Consumer Credit Protection Act of 1968 (en)
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