Daniel Amoah | Christian Service University College (original) (raw)
Papers by Daniel Amoah
Daniel Amoah, 2021
The research seeks to assess the determinants of NPLs of listed banks in Ghana. The study used de... more The research seeks to assess the determinants of NPLs of listed banks in Ghana. The study used descriptive research design. Secondary data were collected from seven banks during the periods of 2010 to 2020. The results showed that there was a downward trend for the movement of NPLs from the periods of 2010 to 2019, before it began to rise in the year 2020. There was an up and down movement in the profitability of the banks. The highest profitability was recorded in the year 2019. Loan to deposit ratio (LTD), capital adequacy ratio (CAR), profitability, and bank size were the factors related to the bank that revealed negative and significant impact on NPLs. The lending rate (LR) had a positive but not significant impact on NPLs. For the macro-economic indicators, money supply (M2) and gross domestic product (GDP) showed a negative and significant impact on NPLs. Inflation had a positive but insignificant impact on NPLs. The study concluded that for the banks to decrease their exposure to NPLs there in the need to increase their CAR, LTD, return on equity (ROE) and bank size (BS). Also, there was the need to increase macroeconomic determinants; GDP, and M2 to reduce the NPLs of the banks. The study recommended that banks should mobilize more deposits to improve their CAR and minimize the deposits issued as loans. Also, central banks together with the Government must develop strategies in controlling the macroeconomic indicators such as money supply and inflation so an to minimize NPLs.
Daniel Amoah, 2022
Performance appraisal is a must-have tool for improving organizational performance. It involves a... more Performance appraisal is a must-have tool for improving organizational performance. It involves a formal, systematic way of monitoring and analyzing an employee's work, associated behaviors, and results to determine how and why the employee is presently doing on the job. The use of performance appraisal to enhance organizational performance in healthcare organizations has received little attention, despite being extensively studied in both the private and public sectors of business. This study attempts to respond to this gap with a case study from the Kwadaso SDA Hospital in Kumasi. The main objective of this study was to determine the impact of performance appraisal on employee performance in the healthcare sector in Ghana. Employing a qualitative case study design, a sample size of 36 respondents, representing 12.86% of the population was employed using the purposive sampling technique. Both questionnaires and semi-structured interview guides served as data collection instruments. Findings established that behavior checklists and 360-degree performance appraisal systems have been used to appraise employees' performance at the health facility. This study showed that the purpose of effective performance appraisal leads to important outcomes such as job satisfaction, employee productivity, quality work, and employee trust and commitment. However, these were critically challenged by a high degree of commitment to standards and procedures, poor communication, and socio-cultural variables. This study makes specific relevant recommendations such as the adoption of online-based management by objective as well as transparent and rational systems to improve the effectiveness of performance appraisal towards achieving the primary goal of enhancing the health sector’s performance. Although findings contribute to the basis for future research on the subject, academicians and scholars are recommended to provide a critical examination of the field by covering most of the hospitals in Ghana with larger sample size.
Daniel Amoah, 2020
This research report focuses on the financial performance analysis of Taylor Wimpey Plc, a leadin... more This research report focuses on the financial performance analysis of Taylor Wimpey Plc, a leading homebuilder company in the UK. The report aims to provide comprehensive information on the company's economic activities to current and potential owners/shareholders, customers, and lenders. The research methodology used in this report is empirical, and the data collected from secondary sources are carefully scrutinized for reliability, suitability, and adequacy. The main analytical tools and techniques used in this report are ratio analysis, statistical percentages, classification, and comparison methods. The report concludes with a summary of the findings and the outlook for the subsequent year, indicating that Taylor Wimpey Plc has performed well in terms of profitability and liquidity. However, the report also highlights some of the challenges faced by the company's management in meeting the shareholders' interests, such as the impact of economic uncertainty and regulatory changes in the UK housing market.
Daniel Amoah, 2019
This paper attempts to analyze the financial statements and measure the performance of Portmeirio... more This paper attempts to analyze the financial statements and measure the performance of Portmeirion Group PLC. In detail the research methodology used is descriptive research design that has focused on the past performance of the company. The study purely relies on secondary data, which were collected for a period of five years (2014-2018) from the audited annual reports of the company and the data provided for the purpose of effective periodical analysis. To achieve the research goal, diverse financial metrics such as financial ratios, trend, vertical, horizontal, SWOT were utilized. This study reveals almost a tenth consecutive year of increase in revenue by the company. EPS increased by 10.8% in 2018, and total dividends paid and proposed for 2018 increased by 8.2%. However, there exist a positive correlation between revenue and operating expenses.
Daniel Amoah, 2021
The research seeks to assess the determinants of NPLs of listed banks in Ghana. The study used de... more The research seeks to assess the determinants of NPLs of listed banks in Ghana. The study used descriptive research design. Secondary data were collected from seven banks during the periods of 2010 to 2020. The results showed that there was a downward trend for the movement of NPLs from the periods of 2010 to 2019, before it began to rise in the year 2020. There was an up and down movement in the profitability of the banks. The highest profitability was recorded in the year 2019. Loan to deposit ratio (LTD), capital adequacy ratio (CAR), profitability, and bank size were the factors related to the bank that revealed negative and significant impact on NPLs. The lending rate (LR) had a positive but not significant impact on NPLs. For the macro-economic indicators, money supply (M2) and gross domestic product (GDP) showed a negative and significant impact on NPLs. Inflation had a positive but insignificant impact on NPLs. The study concluded that for the banks to decrease their exposure to NPLs there in the need to increase their CAR, LTD, return on equity (ROE) and bank size (BS). Also, there was the need to increase macroeconomic determinants; GDP, and M2 to reduce the NPLs of the banks. The study recommended that banks should mobilize more deposits to improve their CAR and minimize the deposits issued as loans. Also, central banks together with the Government must develop strategies in controlling the macroeconomic indicators such as money supply and inflation so an to minimize NPLs.
Daniel Amoah, 2022
Performance appraisal is a must-have tool for improving organizational performance. It involves a... more Performance appraisal is a must-have tool for improving organizational performance. It involves a formal, systematic way of monitoring and analyzing an employee's work, associated behaviors, and results to determine how and why the employee is presently doing on the job. The use of performance appraisal to enhance organizational performance in healthcare organizations has received little attention, despite being extensively studied in both the private and public sectors of business. This study attempts to respond to this gap with a case study from the Kwadaso SDA Hospital in Kumasi. The main objective of this study was to determine the impact of performance appraisal on employee performance in the healthcare sector in Ghana. Employing a qualitative case study design, a sample size of 36 respondents, representing 12.86% of the population was employed using the purposive sampling technique. Both questionnaires and semi-structured interview guides served as data collection instruments. Findings established that behavior checklists and 360-degree performance appraisal systems have been used to appraise employees' performance at the health facility. This study showed that the purpose of effective performance appraisal leads to important outcomes such as job satisfaction, employee productivity, quality work, and employee trust and commitment. However, these were critically challenged by a high degree of commitment to standards and procedures, poor communication, and socio-cultural variables. This study makes specific relevant recommendations such as the adoption of online-based management by objective as well as transparent and rational systems to improve the effectiveness of performance appraisal towards achieving the primary goal of enhancing the health sector’s performance. Although findings contribute to the basis for future research on the subject, academicians and scholars are recommended to provide a critical examination of the field by covering most of the hospitals in Ghana with larger sample size.
Daniel Amoah, 2020
This research report focuses on the financial performance analysis of Taylor Wimpey Plc, a leadin... more This research report focuses on the financial performance analysis of Taylor Wimpey Plc, a leading homebuilder company in the UK. The report aims to provide comprehensive information on the company's economic activities to current and potential owners/shareholders, customers, and lenders. The research methodology used in this report is empirical, and the data collected from secondary sources are carefully scrutinized for reliability, suitability, and adequacy. The main analytical tools and techniques used in this report are ratio analysis, statistical percentages, classification, and comparison methods. The report concludes with a summary of the findings and the outlook for the subsequent year, indicating that Taylor Wimpey Plc has performed well in terms of profitability and liquidity. However, the report also highlights some of the challenges faced by the company's management in meeting the shareholders' interests, such as the impact of economic uncertainty and regulatory changes in the UK housing market.
Daniel Amoah, 2019
This paper attempts to analyze the financial statements and measure the performance of Portmeirio... more This paper attempts to analyze the financial statements and measure the performance of Portmeirion Group PLC. In detail the research methodology used is descriptive research design that has focused on the past performance of the company. The study purely relies on secondary data, which were collected for a period of five years (2014-2018) from the audited annual reports of the company and the data provided for the purpose of effective periodical analysis. To achieve the research goal, diverse financial metrics such as financial ratios, trend, vertical, horizontal, SWOT were utilized. This study reveals almost a tenth consecutive year of increase in revenue by the company. EPS increased by 10.8% in 2018, and total dividends paid and proposed for 2018 increased by 8.2%. However, there exist a positive correlation between revenue and operating expenses.