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Papers by ASUE ESELEM Valence
The purpose of this paper is to bring out the role of Information Technology (IT) in Management A... more The purpose of this paper is to bring out the role of Information Technology (IT) in Management Accounting (MA) functions and to shed more light on how IT has evolved with respect to accounting operations as well as the different software packages used in accounting by different industries.
This study on the impact of e-banking on commercial banking operations with the Case study of UB... more This study on the impact of e-banking on commercial banking operations with the Case
study of UBA Bank Cameroon, sought out to examine the relationship between ebanking services and the profitability of the banking institution and to identify the
difference between those who use e-banking Services and Counter Service. Using Ttest model and a simple correlation model we established that there is no relationship
between e-banking services and the profitability of the banking institution whilst also
establishing the fact that there is significant difference between customers who use ebanking services and customers who use the counter service. In conducting this research
both primary and secondary data were used. Furthermore, quantitative and descriptive
methods of analysis were adopted to examine the impact of e-banking services on the
profitability of the banking institution. To add, we found out that there is no significant
relationship between the electronic banking services and the level of profitability of the
banking institution because savings are not much influenced by the level of e banking
services available, and the amount of savings does not transform its self into interest
unless a decision is taken by the bank to give out loans. Therefore, we recommended
that, UBA Bank Cameroon should utilize e-banking service to its fullest advantage in
order to improve her operations in terms of delivering retail banking services to her
customers which will likely lead to favorable profitability situation.
Teaching Documents by ASUE ESELEM Valence
The Effect of Financial Statement Analysis on Investment Decision Making by Commercial Banks. Case study; United Bank of Africa Plc. (UBA Cameroon). , 2017
This study on the effect of financial statement analysis on investment decision making in commer... more This study on the effect of financial statement analysis on investment decision making in
commercial banks: Case study UBA Cameron Plc. sought out to establish the effect of trend
analysis, ratio analysis and cost-volume/profit analysis on investment decision making in UBA
Plc. Using regression method of analysis we established that trend analysis, ratio analysis and costvolume/profit analysis have significant effects on investment decision making of UBA Plc. In
conducting this research we used secondary data. Furthermore, quantitative and descriptive
methods of analysis were adopted as well as tables, frequency/simple percentage methods, and
ttest method were used to examine the effect of trend analysis, ratio analysis and costvolume/profit
analysis on investment decision making. Thus, the findings implied that a unit change in the trend
analysis, cost-volume/profit analysis and ratio analysis resulted into a change in investment
decision making in UBA Plc. Therefore, we recommended that, users of financial statements need
to have at least, a fair knowledge of accounting so as to enable them understand and appreciate
accounting information and financial ratios should be used with careful examination and proper
understanding of the meaning, implication and effect of the actual figures shown in financial
statements, in order to avoid making wrong judgments, conclusions and decision
Business Plan Template - One Page, 2020
This is a one page template business plan for a small/medium size establishment. It can be used... more This is a one page template business plan for a small/medium size establishment.
It can be used as a benchmark from where other business ideas can be drawn upon following the template.
It is presented in an orderly manner with all the relevant information and market research summarized.
This research study seeks to measure the impact of e-banking on commercial banking operations. Wi... more This research study seeks to measure the impact of e-banking on commercial banking operations. With our case study being UBA Bank Cameroon, we will set out to examine the relationship between e-banking services and the profitability of the banking institution and also to identify the difference between those who use E-banking Services and Counter Service. We will use the T-test model and a simple correlation model to establish a relationship between e-banking services and the profitability of the banking institution whilst also establishing the difference between customers who use e-banking services and customers who use the counter service. In conducting this research, we will use both primary and secondary data. Furthermore, quantitative and descriptive methods of analysis will be adopted to examine the impact of e-banking services on the profitability of the banking institution.
Internship Report, 2016
The primary purpose of this report is to present the work done by the intern at Zenithe Insurance... more The primary purpose of this report is to present the work done by the intern at Zenithe Insurance Plc. Limbe Branch and more specifically the operations of the automobile insurance department of Zenithe Insurance. This report also brings out the aspects and the processes of automobile insurance policy subscription whilst providing real scenarios of automobile insurance subscription in Cameroon and CEMAC. In conducting this report both primary and secondary data were used. Descriptive technique was adopted to assess
the processes in underwriting an automobile
insurance contract and to provide an analysis of Zenithe. I found out that there is a huge time lag in handling claims at Zenithe. I therefore recommended, Zenithe Insurance Plc. should decentralize some of its key operations to the Zenithe branch office Limbe especially in the area of handling claims.
This piece of work is a simple Business Plan Template for an e-learning website. It is based on a... more This piece of work is a simple Business Plan Template for an e-learning website. It is based on a theoretical Domain name "picameroon.com" (Public Inquiry Cameroon). The Site provides educational content based on West/Central African Educational system.
Therefore, this business model sample gives a direct comprehensive view of a typical business plan for a startup. It contains the primary points with which every business model should have and what a typical investor looks for;
-The Product/Service
-Market Analysis
-Goals, Objective and Strategy
-Manegement Team
-Financial Analysis & Forecast...
Drafts by ASUE ESELEM Valence
This paper simply seeks to identify gender issues in management with respect to gender schemas a... more This paper simply seeks to identify gender issues in management with respect to gender schemas as well preconceptions percieved by individuals in an organizational setting. In order to properly identify and examine what gender schemas is, we brought forward the following key points;
The Gender Schemas and preconceptions we exhibit as individuals
The Implications of our Gender preconceptions in Managing an Organization.
How an Understanding of Gender Issues in Management can help in Better Management Functioning and Performance.
In this research proposal, the researcher is interested in assessing the effect of internal cont... more In this research proposal, the researcher is interested in assessing the effect of internal control systems in detecting and preventing fraud in business organizations. We are interested in determining the effect of financial governance controls on the level of fraud prevention and detection in Organizations, and to investigate the effect of reporting and budget controls on the level of fraud prevention and detection in Organizations, to identify the challenges faced by organizations in properly using internal control to prevent and detect fraud, to make recommendations that can help improve the quality of internal controls in organizations by the use of a structured questionnaires targeted at specific businesses in Fako Division of Cameroon.
Previous studies have shown that the phenomenon of customer services has long been the most vital... more Previous studies have shown that the phenomenon of customer services has long been the most vital aspect of any organisation offering its goods and services to the general public. This study will set out to measure the effect of customer service quality on an organisation, leveraging an analysis on an industry giant (Orange Cameroun). The respondents in this study will be customers of Orange Cameroun at selected branch offices as well as key employees and customer service personnel. With the key objectives being to examine the effects of customer services on the performnace of Orange Cameroon, Multiple Regression analysis will be used to establish a relationship between our dependent variable and the independent variables.
The purpose of this paper is to bring out the role of Information Technology (IT) in Management A... more The purpose of this paper is to bring out the role of Information Technology (IT) in Management Accounting (MA) functions and to shed more light on how IT has evolved with respect to accounting operations as well as the different software packages used in accounting by different industries.
This study on the impact of e-banking on commercial banking operations with the Case study of UB... more This study on the impact of e-banking on commercial banking operations with the Case
study of UBA Bank Cameroon, sought out to examine the relationship between ebanking services and the profitability of the banking institution and to identify the
difference between those who use e-banking Services and Counter Service. Using Ttest model and a simple correlation model we established that there is no relationship
between e-banking services and the profitability of the banking institution whilst also
establishing the fact that there is significant difference between customers who use ebanking services and customers who use the counter service. In conducting this research
both primary and secondary data were used. Furthermore, quantitative and descriptive
methods of analysis were adopted to examine the impact of e-banking services on the
profitability of the banking institution. To add, we found out that there is no significant
relationship between the electronic banking services and the level of profitability of the
banking institution because savings are not much influenced by the level of e banking
services available, and the amount of savings does not transform its self into interest
unless a decision is taken by the bank to give out loans. Therefore, we recommended
that, UBA Bank Cameroon should utilize e-banking service to its fullest advantage in
order to improve her operations in terms of delivering retail banking services to her
customers which will likely lead to favorable profitability situation.
The Effect of Financial Statement Analysis on Investment Decision Making by Commercial Banks. Case study; United Bank of Africa Plc. (UBA Cameroon). , 2017
This study on the effect of financial statement analysis on investment decision making in commer... more This study on the effect of financial statement analysis on investment decision making in
commercial banks: Case study UBA Cameron Plc. sought out to establish the effect of trend
analysis, ratio analysis and cost-volume/profit analysis on investment decision making in UBA
Plc. Using regression method of analysis we established that trend analysis, ratio analysis and costvolume/profit analysis have significant effects on investment decision making of UBA Plc. In
conducting this research we used secondary data. Furthermore, quantitative and descriptive
methods of analysis were adopted as well as tables, frequency/simple percentage methods, and
ttest method were used to examine the effect of trend analysis, ratio analysis and costvolume/profit
analysis on investment decision making. Thus, the findings implied that a unit change in the trend
analysis, cost-volume/profit analysis and ratio analysis resulted into a change in investment
decision making in UBA Plc. Therefore, we recommended that, users of financial statements need
to have at least, a fair knowledge of accounting so as to enable them understand and appreciate
accounting information and financial ratios should be used with careful examination and proper
understanding of the meaning, implication and effect of the actual figures shown in financial
statements, in order to avoid making wrong judgments, conclusions and decision
Business Plan Template - One Page, 2020
This is a one page template business plan for a small/medium size establishment. It can be used... more This is a one page template business plan for a small/medium size establishment.
It can be used as a benchmark from where other business ideas can be drawn upon following the template.
It is presented in an orderly manner with all the relevant information and market research summarized.
This research study seeks to measure the impact of e-banking on commercial banking operations. Wi... more This research study seeks to measure the impact of e-banking on commercial banking operations. With our case study being UBA Bank Cameroon, we will set out to examine the relationship between e-banking services and the profitability of the banking institution and also to identify the difference between those who use E-banking Services and Counter Service. We will use the T-test model and a simple correlation model to establish a relationship between e-banking services and the profitability of the banking institution whilst also establishing the difference between customers who use e-banking services and customers who use the counter service. In conducting this research, we will use both primary and secondary data. Furthermore, quantitative and descriptive methods of analysis will be adopted to examine the impact of e-banking services on the profitability of the banking institution.
Internship Report, 2016
The primary purpose of this report is to present the work done by the intern at Zenithe Insurance... more The primary purpose of this report is to present the work done by the intern at Zenithe Insurance Plc. Limbe Branch and more specifically the operations of the automobile insurance department of Zenithe Insurance. This report also brings out the aspects and the processes of automobile insurance policy subscription whilst providing real scenarios of automobile insurance subscription in Cameroon and CEMAC. In conducting this report both primary and secondary data were used. Descriptive technique was adopted to assess
the processes in underwriting an automobile
insurance contract and to provide an analysis of Zenithe. I found out that there is a huge time lag in handling claims at Zenithe. I therefore recommended, Zenithe Insurance Plc. should decentralize some of its key operations to the Zenithe branch office Limbe especially in the area of handling claims.
This piece of work is a simple Business Plan Template for an e-learning website. It is based on a... more This piece of work is a simple Business Plan Template for an e-learning website. It is based on a theoretical Domain name "picameroon.com" (Public Inquiry Cameroon). The Site provides educational content based on West/Central African Educational system.
Therefore, this business model sample gives a direct comprehensive view of a typical business plan for a startup. It contains the primary points with which every business model should have and what a typical investor looks for;
-The Product/Service
-Market Analysis
-Goals, Objective and Strategy
-Manegement Team
-Financial Analysis & Forecast...
This paper simply seeks to identify gender issues in management with respect to gender schemas a... more This paper simply seeks to identify gender issues in management with respect to gender schemas as well preconceptions percieved by individuals in an organizational setting. In order to properly identify and examine what gender schemas is, we brought forward the following key points;
The Gender Schemas and preconceptions we exhibit as individuals
The Implications of our Gender preconceptions in Managing an Organization.
How an Understanding of Gender Issues in Management can help in Better Management Functioning and Performance.
In this research proposal, the researcher is interested in assessing the effect of internal cont... more In this research proposal, the researcher is interested in assessing the effect of internal control systems in detecting and preventing fraud in business organizations. We are interested in determining the effect of financial governance controls on the level of fraud prevention and detection in Organizations, and to investigate the effect of reporting and budget controls on the level of fraud prevention and detection in Organizations, to identify the challenges faced by organizations in properly using internal control to prevent and detect fraud, to make recommendations that can help improve the quality of internal controls in organizations by the use of a structured questionnaires targeted at specific businesses in Fako Division of Cameroon.
Previous studies have shown that the phenomenon of customer services has long been the most vital... more Previous studies have shown that the phenomenon of customer services has long been the most vital aspect of any organisation offering its goods and services to the general public. This study will set out to measure the effect of customer service quality on an organisation, leveraging an analysis on an industry giant (Orange Cameroun). The respondents in this study will be customers of Orange Cameroun at selected branch offices as well as key employees and customer service personnel. With the key objectives being to examine the effects of customer services on the performnace of Orange Cameroon, Multiple Regression analysis will be used to establish a relationship between our dependent variable and the independent variables.