Fransisca Carindri - Academia.edu (original) (raw)

Papers by Fransisca Carindri

Research paper thumbnail of Pengaruh Likuiditas Bank dan Kredit Bermasalah terhadap Tingkat Kecukupan Modal

The Purpose of this study was to determine how the effect of Liquidity and Non Performing Loans t... more The Purpose of this study was to determine how the effect of Liquidity and Non Performing Loans to bank capital adequancy. This research sampling using purposive sampling to commercial banks listed in Indonesia Stock Exchange and publish their financial statements in the period 2010-2012. The samples used in this research were 93 banks listed in Stock Exchange 2010-2012. Methods of analysis used linear analysis methods, the classical assumption and hypothesis testing were processed using SPSS 15.0 software. The result obtained are Loan to Deposit Ratio and Non Performing Loan negatively affect the Capital Adequancy Ratio. Where the high value of bank's LDR and NPL will decrease the bank's CAR.

Research paper thumbnail of The Effect of Risk, Profitability, and Liquidity on Capital Adequacy

Jurnal Ilmiah Ekonomi & Bisnis, 2019

The purpose of this research was to determine the effect of partial Non Performing Loan (NPL), Ri... more The purpose of this research was to determine the effect of partial Non Performing Loan (NPL), Risk Index (ZRISK), Return on Assets (ROA), Net Interest Margin (NIM), Loan to Deposit Ratio (LDR) and Loan to asset Ratio (LAR) to the Capital Adequacy Ratio (CAR) on banking companies listed on the Stock Exchange. The research population was banking companies listed in Indonesia Stock Exchange during the three (3) year period from 2010 to 2012. The sample used in this research was determined using purposive sampling technique in which there are 29 companies that meet the criteria for sample selection. The analysis technique used is multiple linear regression and the processing of the data using SPSS v15.0. The results showed that the ROA, LDR and LAR have no significant effect on CAR. While the NPL, Risk Index and NIM have significant effect on CAR. Predictive ability of the six independent variables on CAR was at 32.9 % while the remaining 77.1 % is influenced by other factors not included in the regression model.

Research paper thumbnail of Pengaruh Likuiditas Bank dan Kredit Bermasalah terhadap Tingkat Kecukupan Modal

The Purpose of this study was to determine how the effect of Liquidity and Non Performing Loans t... more The Purpose of this study was to determine how the effect of Liquidity and Non Performing Loans to bank capital adequancy. This research sampling using purposive sampling to commercial banks listed in Indonesia Stock Exchange and publish their financial statements in the period 2010-2012. The samples used in this research were 93 banks listed in Stock Exchange 2010-2012. Methods of analysis used linear analysis methods, the classical assumption and hypothesis testing were processed using SPSS 15.0 software. The result obtained are Loan to Deposit Ratio and Non Performing Loan negatively affect the Capital Adequancy Ratio. Where the high value of bank’s LDR and NPL will decrease the bank’s CAR.

Research paper thumbnail of The Effect of Risk, Profitability, and Liquidity on Capital Adequacy

Journal of Business Economics

The purpose of this research was to determine the effect of partial Non Performing Loan (NPL), Ri... more The purpose of this research was to determine the effect of partial Non Performing Loan (NPL), Risk Index (ZRISK), Return on Assets (ROA), Net Interest Margin (NIM), Loan to Deposit Ratio (LDR) and Loan to asset Ratio (LAR) to the Capital Adequacy Ratio (CAR) on banking companies listed on the Stock Exchange. The research population was banking companies listed in Indonesia Stock Exchange during the three (3) year period from 2010 to 2012. The sample used in this research was determined using purposive sampling technique in which there are 29 companies that meet the criteria for sample selection. The analysis technique used is multiple linear regression and the processing of the data using SPSS v15.0. The results showed that the ROA, LDR, and LAR have no significant effect on CAR. While the NPL, Risk Index and NIM have a significant effect on CAR. Predictive ability of the six independent variables on CAR was at 32.9 % while the remaining 77.1 % is influenced by other factors not in...

Research paper thumbnail of Pengaruh Likuiditas Bank dan Kredit Bermasalah terhadap Tingkat Kecukupan Modal

The Purpose of this study was to determine how the effect of Liquidity and Non Performing Loans t... more The Purpose of this study was to determine how the effect of Liquidity and Non Performing Loans to bank capital adequancy. This research sampling using purposive sampling to commercial banks listed in Indonesia Stock Exchange and publish their financial statements in the period 2010-2012. The samples used in this research were 93 banks listed in Stock Exchange 2010-2012. Methods of analysis used linear analysis methods, the classical assumption and hypothesis testing were processed using SPSS 15.0 software. The result obtained are Loan to Deposit Ratio and Non Performing Loan negatively affect the Capital Adequancy Ratio. Where the high value of bank's LDR and NPL will decrease the bank's CAR.

Research paper thumbnail of The Effect of Risk, Profitability, and Liquidity on Capital Adequacy

Jurnal Ilmiah Ekonomi & Bisnis, 2019

The purpose of this research was to determine the effect of partial Non Performing Loan (NPL), Ri... more The purpose of this research was to determine the effect of partial Non Performing Loan (NPL), Risk Index (ZRISK), Return on Assets (ROA), Net Interest Margin (NIM), Loan to Deposit Ratio (LDR) and Loan to asset Ratio (LAR) to the Capital Adequacy Ratio (CAR) on banking companies listed on the Stock Exchange. The research population was banking companies listed in Indonesia Stock Exchange during the three (3) year period from 2010 to 2012. The sample used in this research was determined using purposive sampling technique in which there are 29 companies that meet the criteria for sample selection. The analysis technique used is multiple linear regression and the processing of the data using SPSS v15.0. The results showed that the ROA, LDR and LAR have no significant effect on CAR. While the NPL, Risk Index and NIM have significant effect on CAR. Predictive ability of the six independent variables on CAR was at 32.9 % while the remaining 77.1 % is influenced by other factors not included in the regression model.

Research paper thumbnail of Pengaruh Likuiditas Bank dan Kredit Bermasalah terhadap Tingkat Kecukupan Modal

The Purpose of this study was to determine how the effect of Liquidity and Non Performing Loans t... more The Purpose of this study was to determine how the effect of Liquidity and Non Performing Loans to bank capital adequancy. This research sampling using purposive sampling to commercial banks listed in Indonesia Stock Exchange and publish their financial statements in the period 2010-2012. The samples used in this research were 93 banks listed in Stock Exchange 2010-2012. Methods of analysis used linear analysis methods, the classical assumption and hypothesis testing were processed using SPSS 15.0 software. The result obtained are Loan to Deposit Ratio and Non Performing Loan negatively affect the Capital Adequancy Ratio. Where the high value of bank’s LDR and NPL will decrease the bank’s CAR.

Research paper thumbnail of The Effect of Risk, Profitability, and Liquidity on Capital Adequacy

Journal of Business Economics

The purpose of this research was to determine the effect of partial Non Performing Loan (NPL), Ri... more The purpose of this research was to determine the effect of partial Non Performing Loan (NPL), Risk Index (ZRISK), Return on Assets (ROA), Net Interest Margin (NIM), Loan to Deposit Ratio (LDR) and Loan to asset Ratio (LAR) to the Capital Adequacy Ratio (CAR) on banking companies listed on the Stock Exchange. The research population was banking companies listed in Indonesia Stock Exchange during the three (3) year period from 2010 to 2012. The sample used in this research was determined using purposive sampling technique in which there are 29 companies that meet the criteria for sample selection. The analysis technique used is multiple linear regression and the processing of the data using SPSS v15.0. The results showed that the ROA, LDR, and LAR have no significant effect on CAR. While the NPL, Risk Index and NIM have a significant effect on CAR. Predictive ability of the six independent variables on CAR was at 32.9 % while the remaining 77.1 % is influenced by other factors not in...