Budi Trianto - Academia.edu (original) (raw)

Books by Budi Trianto

Research paper thumbnail of One of the Nine Best Paper Selected In The Event of The 4th Annual Islamic Finance Conference

The purpose of this research is to explore and measure what factors influence the successful must... more The purpose of this research is to explore and measure what factors influence the successful mustahik empowerment program. This research is conducted in Pekanbaru with the total sample is 105 mustahik taken from four zakat institutions. The data were collected by the questionare with the Likert scale. Quantitative approach will be used to analyze the data by the Generalize Structural Component Analysis (GeSCA). FIT model evaluation result shows that FIT is 0.541, AFIT is 0.530 and GFI is 0.983. Meanwhile the outer model evaluation shows that the loading factor value of all manifest variabel is greater than 0.5 and significant at 0.05 level. Based on the inner model evaluation shows that the successful of mustahik empowerment program influenced by mustahik motivation and enterpreneurial characteristics. While the organization support does not give a direct effect on the successful of mustahik empowerment program but it influences indirectly through the motivation. The successful mustahik empowerment program is also give impact on the successful poverty alleviation.

Research paper thumbnail of FACTOR AFFECTING THE SUCCESSFULL OF MUSTAHIK EMPOWERMENT PROGRAM : EVIDENCE FROM PEKANBARU, INDONESIA

MINISTRY OF FINANCE OF REPUBLIC OF INDONESIA, 2019

The purpose of this research is to explore and measure what factors influence the successful must... more The purpose of this research is to explore and measure what factors influence the successful mustahik empowerment program. This research is conducted in Pekanbaru with the total sample is 105 mustahik taken from four zakat institutions. The data were collected by the questionare with the Likert scale. Quantitative approach will be used to analyze the data by the Generalize Structural Component Analysis (GeSCA). FIT model evaluation result shows that FIT is 0.541, AFIT is 0.530 and GFI is 0.983. Meanwhile the outer model evaluation shows that the loading factor value of all manifest variabel is greater than 0.5 and significant at 0.05 level. Based on the inner model evaluation shows that the successful of mustahik empowerment program influenced by mustahik motivation and enterpreneurial characteristics. While the organization support does not give a direct effect on the successful of mustahik empowerment program but it influences indirectly through the motivation. The successful mustahik empowerment program is also give impact on the successful poverty alleviation.

Papers by Budi Trianto

Research paper thumbnail of The Impact of Marketing Communication and Islamic Financial Literacy on Islamic Financial Inclusion and MSMEs Performance : Evidence from Halal Tourism in Indonesia

Development of Halal Tourism in Indonesia is the focus of the Indonesian government and MSMEs hav... more Development of Halal Tourism in Indonesia is the focus of the Indonesian government and MSMEs have an important role in supporting the development of halal tourism in Indonesia. This study aims to examine the relationship between marketing communication and Islamic financial literacy on Islamic financial inclusion and MSMEs performance in the halal tourism sector. A covariance-based SEM technique utilizing LISREL software was used to analyze the data from this investigation. Non-probability sampling was employed to collect the data, and the sample consists of 152 halal tourism entrepreneurs. We find that positive and significant association between Islamic financial inclusion and business performance. We also find that there are a positive and significant association between Islamic Financial Literacy and Islamic Financial Inclusion. Marketing communication and Islamic financial inlcuon a positive relationship but insignificant. This studi implies that to establish a halal tourist e...

Research paper thumbnail of Investigating the Determinants of Cash Waqf Intention: An Insight from Muslims in Indonesia

Journal of Islamic Monetary Economics and Finance

This study looks at the factors that influence the Indonesian Muslim community to perform cash wa... more This study looks at the factors that influence the Indonesian Muslim community to perform cash waqf based on a modified Theory of Reasoned Action (TRA) framework. Using primary data from islands in Indonesia, as many as 436 respondents, and the partial least square approach, the paper finds that religiosity contributes positively to waqf literacy. Subject norms and religiosity also affect the attitude of Muslims in waqf. Religiosity is the most potent factor in influencing the attitude of Muslims in waqf. The variable of waqf literacy also affects the attitudes and intentions of Muslims in waqf. Finally, trust also affects the attitudes and intentions of Muslims in waqf.

Research paper thumbnail of Analisa Trend Fashion Pakaian Muslimah Terhadap Keputusan Dalam Membeli Produk DI Toko Zoya Pekanbaru

Research paper thumbnail of Pengaruh Pengetahuan Kewirausahaan Terhadap Motivasi Dan Dampaknya Terhadap Minat Dalam Berwirausaha (Studi Kasus Mahasiswa Stei Iqra Annisa)

Research paper thumbnail of Pengaruh Marketing Syariah Terhadap Peningkatan Jumlah Nasabah Bank Mandiri Syariah KCP Jalan Riau Pekanbaru

Research paper thumbnail of Does The Component of Islamic Financial Literacy Affect on MSMEs Decision in Islamic Banking Financing : Creative Economy Investigate

International Journal of Islamic Business and Economics (IJIBEC)

This study aims to determine what factors influence MSMEs in the creative economy sector in decid... more This study aims to determine what factors influence MSMEs in the creative economy sector in deciding to Islamic Banking financing in Indonesia. We investigated the role of Islamic financial awareness, Islamic financial knowledge and Islamic financial skills. We also examine whether the decision to Islamic Banking financing has an impact on business performance. By using a path analysis approach, the results of this study show that Islamic financial awareness and Islamic financial skills has a positive relationship on decision to financing in Islamic banking. Meanwhile, the decision to financing in Islamic banking has a positive effect on the business performance, but insignificant. Other results show that Islamic financial skills have a positive and significant impact on MSME business performance. The results of this study imply that business actors in the creative economy sector must be given an understanding of Islamic financial skill and Islamic financial awareness. On the other ...

Research paper thumbnail of Organizational Support, Mustahiq Micro-Business Development and Poverty Alleviation: A Comparison Analysis Between BAZNAS and LAZNAS

International Journal of Islamic Business and Economics (IJIBEC)

This study aims to investigate whether the organizational support provided by BAZNAS and LAZNAS h... more This study aims to investigate whether the organizational support provided by BAZNAS and LAZNAS has a positive impact on the success of micro business development programs and poverty alleviation. The population in this study are mustahiq who have received an empowerment program from BAZNAS and LAZNAS with a total sample size are 89 mustahiq. Data were collected using a questionnaire with a Likert scale of 1 – 5 and were analyzed using Path Analysis. The results of this study indicate that the organizational support provided by LAZNAS tends to be better when compared BAZNAS. This study also found an important fact that the mustahiq micro-business development program was able to alleviate poverty. The results of this study imply that to get a maximum result of mustahiq micro-business development, BAZNAS must evaluate and innovate the mustahiq micro-business development program. Meanwhile, LAZNAS must provide more optimum support for capital assistance and mentoring to get a maximum...

Research paper thumbnail of Determinant factor of crowdfunders’ behavior in using crowdfunding waqf model in Indonesia: two competing models

Journal of Islamic Marketing

Purpose The potential of waqf is so great in Indonesia but has not been optimized. This paper aim... more Purpose The potential of waqf is so great in Indonesia but has not been optimized. This paper aims to offer a model for waqf institutions to adopt financial technology for developing productive and social waqf. The authors cunduct an assesment of the Technology Acceptance Model (TAM3), Unified Theory of Acceptance and Use of Technology (UTAUT2) in seeing to the crowdfunders’ behavior. Design/methodology/approach This study adopted a structural equation using the partial least square approach to test the hypotheses. Based on purposive sampling, the spread of questionnaires through online surveys throughout Indonesia consists of all islands. A total of 297 respondents collected the questionnaires. Findings Based on the findings, acceptance models have a positive and significant impact on the behavioral intentions of crowdfunders, while Unified Theory of Acceptance and Use of Technology have no significant effect. Research limitations/implications The sample of this study involved pote...

Research paper thumbnail of Can Islamic Finance Drives Economic Growth ? : Empirical Evidence from Indonesia

At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam, 2021

The purpose of this paper is to analyze the contribution of Islamic finance to Indonesian economi... more The purpose of this paper is to analyze the contribution of Islamic finance to Indonesian economic growth in view Global Islamic Finance Report which places Indonesia as number 1 globally in terms of Islamic Finance Country Index for the year 2019. Using quarterly dataset (2013:1-2018:4), this paper study employs ARDL framework and bounds testing approach to co-integration to investigate the influence of Islamic finance on Indonesian economic growth. The results show that in the long run Islamic finance is positive and significantly correlated with economic growth of Indonesia. The result obtained from Error correction model reveal a positive and significant long run causal effect of Islamic finance on Indonesian's economic growth. However, Indonesian Islamic capital market is found not to have a significant long run causal effect on the country's economic growth. Bearing in mind this important contribution need sustainable efforts to expand the industry and its legal...

Research paper thumbnail of Anaisa Potensi dan Pengetahuan Karyawan Rumah Sakit Syafira Terhadap Zakat Penghasilan

Syarikat: Jurnal Rumpun Ekonomi Syariah, 2021

Penelitian ini bertujuan untuk mengetahui pengetahuan karyawan Rumah Sakit Syafira terhadap zakat... more Penelitian ini bertujuan untuk mengetahui pengetahuan karyawan Rumah Sakit Syafira terhadap zakat penghasilan dan mengetahui penghasilan yang wajib atau yang telah mencapai nisabnya untuk membayar zakat. Penelitian ini merupakan penelitian lapangan(Field Reseach), dengan pengumpulan data secara langsung melalui kuesioner, wawancara dan dokumentasi. Populasi dalam penelitian ini adalah para karyawan yang bekerja di Rumah Sakit Syafira Pekanbaru. Responden dari penelitian ini sebanyak 158 orang, sedangkan jumlah populasi dalam penelitian ini adalah 260. Berdasarkan hasil penelitian di lapangan dapat dikemukakan bahwa hasil penelitian membuktikan bahwa variabel knowledge (pengetahuan) karyawan terhadap zakat penghasilan dibilang cukup, karena kurangnya sosialisasi tentang zakat penghasilan di Rumah Sakit Syafira dan hasil penelitian membuktikan bahwa variabel potency (potensi) zakat di Rumah Sakit Syafira dengan total Rp. 12.000.000 juta, bisa dikatakan cukup baik. Penelitian ini dituj...

Research paper thumbnail of The Role of PLS Financing on Economic Growth: Indonesian Case

Journal of Islamic Monetary Economics and Finance, 2022

This paper investigates the role of PLS financing and non-PLS financing of Islamic banks in suppo... more This paper investigates the role of PLS financing and non-PLS financing of Islamic banks in supporting the real sector for the case of Indonesia using monthly data from January 2009 to December 2018. Applying the ARDL approach to model their long-run and short-run relations, we find positive contribution of the PLS financing scheme to Indonesia's economic growth. Comparing the PLS and non-PLS financing, we note that the PLS financing has a larger impact on growth, both in the long run and short run. Accordingly, for Islamic finance to have larger growth impact, concrete steps and initiatives must be put in place to increase Islamic financing based on PLS arrangements.

Research paper thumbnail of Islamic Management: Sejarah, Konsep Dan Praktek Dalam Kehidupan Sosial

Perkembangan manajemen konvensional yang begitu pesat, mengusik para ilmuwan Islam untuk menggali... more Perkembangan manajemen konvensional yang begitu pesat, mengusik para ilmuwan Islam untuk menggali dan mengembangkan manajemen dalam perspektif Islam. Para Ilmuwan muslim mencoba untuk meramu dan merekontruksi manajemen yang sesuai dengan nafas Islam sehingga bira diterapkan dalam kehidupan sehari-hari. Praktek manajemen dalam Islam pada dasarnya sudah dilakukan oleh para Rasul jauh sebelum perkembangan ilmu manajemen moderen, hanya saja penyebutan istilah manajemen pada waktu itu belum ada karena istilah manajemen di populerkan oleh ilmuwan barat pada tahun 1800. Dewasa ini, praktek manajemen dalam perspektif Islam sudah di terapkan diberbagai organisasi, baik organisasi bisnis maupun organisasi non bisnis.

Research paper thumbnail of Model Pemberdayaan Masyarakat Miskin Perkotaan Oleh Institusi Zakat Di Pekanbaru

The purpose of this research is to explore and measure what factors influence the successful must... more The purpose of this research is to explore and measure what factors influence the successful mustahik empowerment program and its impact on poverty alleviation of mustahik. This research is conducted in Pekanbaru with the total sampl is 105 mustahik taken from four zakat institutions. The data were collect by the questionare with the Likert Scale. Quantitative approach will be used to analyze the data by the Structural Equation Model with the software is Generalize Structural Component Analysis (SEM-GeSCA). FIT model evaluation result show that FIT is 0.541, AFIT is 0.530 and GFI is 0.983. Meanwhile the outer model evaluation shows that the loading factor value of all manifest variable is gretaher than 0.5 and significant at 0.05 level. Baed in the inner model evaluation shows that successful of mustahik empowerment program influenced by mustahik motivation and entrepreneurial characterictics. While the organization support does not give a direct effect on the successful of mustahik...

Research paper thumbnail of Relationship Between Islamic Financial Literacy, Islamic Financial Inclusion And Business Performance : Evidence From Culinary Cluster Of Creative Economy

The culinary cluster of creative economy in Indonesia has a strong appeal to business actors, so ... more The culinary cluster of creative economy in Indonesia has a strong appeal to business actors, so that business growth in the culinary cluster is always above other clusters. But unfortunately, the level of Islamic financial literacy and Islamic financial inclusiveness has not been created properly in this cluster. This study aims to see the relationship between Islamic financial literacy, Islamic financial inclusion and business growth in the culinary cluster of creative economy. The sample in this study was 62 business actors in the culinary cluster. To see this relationship, data were analyzed using the SEM-GeSCA approach. The results of this study indicate that Islamic financial literacy has a positive and significant impact on Islamic financial inclusion and business growth. Other research results also show a positive and significant impact relationship between Islamic financial inclusion and business growth. This result implies that business actors in the culinary cluster must ...

Research paper thumbnail of Analysis of Mustahik Empowerment Program in Indonesia: The Case of Non-State Zakat Organization

International Journal of Islamic Economics and Finance (IJIEF)

The mustahik (the poor and the needy) empowerment program is one of the priority activities carri... more The mustahik (the poor and the needy) empowerment program is one of the priority activities carried out by the zakat institution. This study aims to determine whether organizational support and entrepreneurial characteristics possessed by mustahik affect the success of the mustahik empowerment program. This study also aims to determine whether the mustahik empowerment program can alleviate poverty. This research was conducted utilizing Partial Least Square-Structural Equation Modelling (PLS-SEM) method. The population in this study was the mustahiks who received empowerment programs from non-governmental zakat organizations in Pekanbaru City, with a total sample of 60 mustahiks. The results of this study found that there was a positive and significant relationship between organizational support and the mustahik empowerment program. This study also uncovered a significant positive relationship between entrepreneurial characteristics and the mustahik empowerment program. It was also u...

Research paper thumbnail of Sukuk and Islamic Banking Financing : How the Impact for Real Sector ?

Journal of Islamic Monetary Economics and Finance

Indonesia continues to strive to develop Islamic finance especially its Islamic banking and sukuk... more Indonesia continues to strive to develop Islamic finance especially its Islamic banking and sukuk to support the real sector. The growth of Islamic finance in Indonesia is expected to encourage the development of the national economy. This study aims to investigate the impact of Islamic banking financing and sukuk financing on Indonesia’s industrial output. Applying the Autoregressive Distributed Lags (ARDL) framework to monthly data from January 2011 to December 2018, we find Islamic bank financing to contribute positively to the real sector in both the long and short term. In addition, we also document positive long run contribution of sukuk financing to industrial output . Indeed, over the long run, sukuk financing tends to have a greater real impact than Islamic banking financing. The results of the study implies that Islamic banking and sukuk play a vital role in supporting the real sector in Indonesia. Accordingly, recent initiatives by Indonesia to further develop its Isl...

Research paper thumbnail of Analisa Faktor Yang Mempengaruhi Keputusan Dalam Memilih Simpanan Mudhorabah Pada Koperasi BMT Islam Abdurrab Pekanbaru

Tujuan dari penelitian ini adalah untuk mengetahui faktor apa saja yang mempengaruhi anggota dala... more Tujuan dari penelitian ini adalah untuk mengetahui faktor apa saja yang mempengaruhi anggota dalam memilih simpanan mudharabah pada BMT Islam Abdurrab Pekanbaru. Adapun yang menjadi sampel dalam penelitian ini adalah anggota BMT Islam Abdurrab yang memiliki tabungan mudhorabah. Data dikumpulkan dengan menggunakan kuisioner dengan menggunakan skala Likert 1 – 5 dan dianalisa dengan menggunakan analisa regresi berganda dan penggunakan program SPSS 26. Hasil penelitian ini menunjukkan bahwa factor yang mempengaruhi keputusan anggota dalam memilih simpanan mudhorabah pada BMT Islam Abdurrab adalah factor pengetahuan. Sementara factor social, factor budaya dan factor pribadi perpengaruh secara positif tetapi tidak signifikan. Hasil penelitian ini memberikan implikasi bahwasanya untuk meningkatkan jumlah anggota yang ingin menyimpan dalam bentuk simpanan mudhorabah, BMT Islam Abdurrab harus memberikan edukakasi kepada anggota dan calon anggota terkait produk tersebut

Research paper thumbnail of Factor Affecting the Successful of Mustahik Empowerment Program : Evidence from Pekanbaru, Indonesia

This research aims to explore what the factor are affect to the successfull of mustahik empowerme... more This research aims to explore what the factor are affect to the successfull of mustahik empowerment program.

Research paper thumbnail of One of the Nine Best Paper Selected In The Event of The 4th Annual Islamic Finance Conference

The purpose of this research is to explore and measure what factors influence the successful must... more The purpose of this research is to explore and measure what factors influence the successful mustahik empowerment program. This research is conducted in Pekanbaru with the total sample is 105 mustahik taken from four zakat institutions. The data were collected by the questionare with the Likert scale. Quantitative approach will be used to analyze the data by the Generalize Structural Component Analysis (GeSCA). FIT model evaluation result shows that FIT is 0.541, AFIT is 0.530 and GFI is 0.983. Meanwhile the outer model evaluation shows that the loading factor value of all manifest variabel is greater than 0.5 and significant at 0.05 level. Based on the inner model evaluation shows that the successful of mustahik empowerment program influenced by mustahik motivation and enterpreneurial characteristics. While the organization support does not give a direct effect on the successful of mustahik empowerment program but it influences indirectly through the motivation. The successful mustahik empowerment program is also give impact on the successful poverty alleviation.

Research paper thumbnail of FACTOR AFFECTING THE SUCCESSFULL OF MUSTAHIK EMPOWERMENT PROGRAM : EVIDENCE FROM PEKANBARU, INDONESIA

MINISTRY OF FINANCE OF REPUBLIC OF INDONESIA, 2019

The purpose of this research is to explore and measure what factors influence the successful must... more The purpose of this research is to explore and measure what factors influence the successful mustahik empowerment program. This research is conducted in Pekanbaru with the total sample is 105 mustahik taken from four zakat institutions. The data were collected by the questionare with the Likert scale. Quantitative approach will be used to analyze the data by the Generalize Structural Component Analysis (GeSCA). FIT model evaluation result shows that FIT is 0.541, AFIT is 0.530 and GFI is 0.983. Meanwhile the outer model evaluation shows that the loading factor value of all manifest variabel is greater than 0.5 and significant at 0.05 level. Based on the inner model evaluation shows that the successful of mustahik empowerment program influenced by mustahik motivation and enterpreneurial characteristics. While the organization support does not give a direct effect on the successful of mustahik empowerment program but it influences indirectly through the motivation. The successful mustahik empowerment program is also give impact on the successful poverty alleviation.

Research paper thumbnail of The Impact of Marketing Communication and Islamic Financial Literacy on Islamic Financial Inclusion and MSMEs Performance : Evidence from Halal Tourism in Indonesia

Development of Halal Tourism in Indonesia is the focus of the Indonesian government and MSMEs hav... more Development of Halal Tourism in Indonesia is the focus of the Indonesian government and MSMEs have an important role in supporting the development of halal tourism in Indonesia. This study aims to examine the relationship between marketing communication and Islamic financial literacy on Islamic financial inclusion and MSMEs performance in the halal tourism sector. A covariance-based SEM technique utilizing LISREL software was used to analyze the data from this investigation. Non-probability sampling was employed to collect the data, and the sample consists of 152 halal tourism entrepreneurs. We find that positive and significant association between Islamic financial inclusion and business performance. We also find that there are a positive and significant association between Islamic Financial Literacy and Islamic Financial Inclusion. Marketing communication and Islamic financial inlcuon a positive relationship but insignificant. This studi implies that to establish a halal tourist e...

Research paper thumbnail of Investigating the Determinants of Cash Waqf Intention: An Insight from Muslims in Indonesia

Journal of Islamic Monetary Economics and Finance

This study looks at the factors that influence the Indonesian Muslim community to perform cash wa... more This study looks at the factors that influence the Indonesian Muslim community to perform cash waqf based on a modified Theory of Reasoned Action (TRA) framework. Using primary data from islands in Indonesia, as many as 436 respondents, and the partial least square approach, the paper finds that religiosity contributes positively to waqf literacy. Subject norms and religiosity also affect the attitude of Muslims in waqf. Religiosity is the most potent factor in influencing the attitude of Muslims in waqf. The variable of waqf literacy also affects the attitudes and intentions of Muslims in waqf. Finally, trust also affects the attitudes and intentions of Muslims in waqf.

Research paper thumbnail of Analisa Trend Fashion Pakaian Muslimah Terhadap Keputusan Dalam Membeli Produk DI Toko Zoya Pekanbaru

Research paper thumbnail of Pengaruh Pengetahuan Kewirausahaan Terhadap Motivasi Dan Dampaknya Terhadap Minat Dalam Berwirausaha (Studi Kasus Mahasiswa Stei Iqra Annisa)

Research paper thumbnail of Pengaruh Marketing Syariah Terhadap Peningkatan Jumlah Nasabah Bank Mandiri Syariah KCP Jalan Riau Pekanbaru

Research paper thumbnail of Does The Component of Islamic Financial Literacy Affect on MSMEs Decision in Islamic Banking Financing : Creative Economy Investigate

International Journal of Islamic Business and Economics (IJIBEC)

This study aims to determine what factors influence MSMEs in the creative economy sector in decid... more This study aims to determine what factors influence MSMEs in the creative economy sector in deciding to Islamic Banking financing in Indonesia. We investigated the role of Islamic financial awareness, Islamic financial knowledge and Islamic financial skills. We also examine whether the decision to Islamic Banking financing has an impact on business performance. By using a path analysis approach, the results of this study show that Islamic financial awareness and Islamic financial skills has a positive relationship on decision to financing in Islamic banking. Meanwhile, the decision to financing in Islamic banking has a positive effect on the business performance, but insignificant. Other results show that Islamic financial skills have a positive and significant impact on MSME business performance. The results of this study imply that business actors in the creative economy sector must be given an understanding of Islamic financial skill and Islamic financial awareness. On the other ...

Research paper thumbnail of Organizational Support, Mustahiq Micro-Business Development and Poverty Alleviation: A Comparison Analysis Between BAZNAS and LAZNAS

International Journal of Islamic Business and Economics (IJIBEC)

This study aims to investigate whether the organizational support provided by BAZNAS and LAZNAS h... more This study aims to investigate whether the organizational support provided by BAZNAS and LAZNAS has a positive impact on the success of micro business development programs and poverty alleviation. The population in this study are mustahiq who have received an empowerment program from BAZNAS and LAZNAS with a total sample size are 89 mustahiq. Data were collected using a questionnaire with a Likert scale of 1 – 5 and were analyzed using Path Analysis. The results of this study indicate that the organizational support provided by LAZNAS tends to be better when compared BAZNAS. This study also found an important fact that the mustahiq micro-business development program was able to alleviate poverty. The results of this study imply that to get a maximum result of mustahiq micro-business development, BAZNAS must evaluate and innovate the mustahiq micro-business development program. Meanwhile, LAZNAS must provide more optimum support for capital assistance and mentoring to get a maximum...

Research paper thumbnail of Determinant factor of crowdfunders’ behavior in using crowdfunding waqf model in Indonesia: two competing models

Journal of Islamic Marketing

Purpose The potential of waqf is so great in Indonesia but has not been optimized. This paper aim... more Purpose The potential of waqf is so great in Indonesia but has not been optimized. This paper aims to offer a model for waqf institutions to adopt financial technology for developing productive and social waqf. The authors cunduct an assesment of the Technology Acceptance Model (TAM3), Unified Theory of Acceptance and Use of Technology (UTAUT2) in seeing to the crowdfunders’ behavior. Design/methodology/approach This study adopted a structural equation using the partial least square approach to test the hypotheses. Based on purposive sampling, the spread of questionnaires through online surveys throughout Indonesia consists of all islands. A total of 297 respondents collected the questionnaires. Findings Based on the findings, acceptance models have a positive and significant impact on the behavioral intentions of crowdfunders, while Unified Theory of Acceptance and Use of Technology have no significant effect. Research limitations/implications The sample of this study involved pote...

Research paper thumbnail of Can Islamic Finance Drives Economic Growth ? : Empirical Evidence from Indonesia

At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam, 2021

The purpose of this paper is to analyze the contribution of Islamic finance to Indonesian economi... more The purpose of this paper is to analyze the contribution of Islamic finance to Indonesian economic growth in view Global Islamic Finance Report which places Indonesia as number 1 globally in terms of Islamic Finance Country Index for the year 2019. Using quarterly dataset (2013:1-2018:4), this paper study employs ARDL framework and bounds testing approach to co-integration to investigate the influence of Islamic finance on Indonesian economic growth. The results show that in the long run Islamic finance is positive and significantly correlated with economic growth of Indonesia. The result obtained from Error correction model reveal a positive and significant long run causal effect of Islamic finance on Indonesian's economic growth. However, Indonesian Islamic capital market is found not to have a significant long run causal effect on the country's economic growth. Bearing in mind this important contribution need sustainable efforts to expand the industry and its legal...

Research paper thumbnail of Anaisa Potensi dan Pengetahuan Karyawan Rumah Sakit Syafira Terhadap Zakat Penghasilan

Syarikat: Jurnal Rumpun Ekonomi Syariah, 2021

Penelitian ini bertujuan untuk mengetahui pengetahuan karyawan Rumah Sakit Syafira terhadap zakat... more Penelitian ini bertujuan untuk mengetahui pengetahuan karyawan Rumah Sakit Syafira terhadap zakat penghasilan dan mengetahui penghasilan yang wajib atau yang telah mencapai nisabnya untuk membayar zakat. Penelitian ini merupakan penelitian lapangan(Field Reseach), dengan pengumpulan data secara langsung melalui kuesioner, wawancara dan dokumentasi. Populasi dalam penelitian ini adalah para karyawan yang bekerja di Rumah Sakit Syafira Pekanbaru. Responden dari penelitian ini sebanyak 158 orang, sedangkan jumlah populasi dalam penelitian ini adalah 260. Berdasarkan hasil penelitian di lapangan dapat dikemukakan bahwa hasil penelitian membuktikan bahwa variabel knowledge (pengetahuan) karyawan terhadap zakat penghasilan dibilang cukup, karena kurangnya sosialisasi tentang zakat penghasilan di Rumah Sakit Syafira dan hasil penelitian membuktikan bahwa variabel potency (potensi) zakat di Rumah Sakit Syafira dengan total Rp. 12.000.000 juta, bisa dikatakan cukup baik. Penelitian ini dituj...

Research paper thumbnail of The Role of PLS Financing on Economic Growth: Indonesian Case

Journal of Islamic Monetary Economics and Finance, 2022

This paper investigates the role of PLS financing and non-PLS financing of Islamic banks in suppo... more This paper investigates the role of PLS financing and non-PLS financing of Islamic banks in supporting the real sector for the case of Indonesia using monthly data from January 2009 to December 2018. Applying the ARDL approach to model their long-run and short-run relations, we find positive contribution of the PLS financing scheme to Indonesia's economic growth. Comparing the PLS and non-PLS financing, we note that the PLS financing has a larger impact on growth, both in the long run and short run. Accordingly, for Islamic finance to have larger growth impact, concrete steps and initiatives must be put in place to increase Islamic financing based on PLS arrangements.

Research paper thumbnail of Islamic Management: Sejarah, Konsep Dan Praktek Dalam Kehidupan Sosial

Perkembangan manajemen konvensional yang begitu pesat, mengusik para ilmuwan Islam untuk menggali... more Perkembangan manajemen konvensional yang begitu pesat, mengusik para ilmuwan Islam untuk menggali dan mengembangkan manajemen dalam perspektif Islam. Para Ilmuwan muslim mencoba untuk meramu dan merekontruksi manajemen yang sesuai dengan nafas Islam sehingga bira diterapkan dalam kehidupan sehari-hari. Praktek manajemen dalam Islam pada dasarnya sudah dilakukan oleh para Rasul jauh sebelum perkembangan ilmu manajemen moderen, hanya saja penyebutan istilah manajemen pada waktu itu belum ada karena istilah manajemen di populerkan oleh ilmuwan barat pada tahun 1800. Dewasa ini, praktek manajemen dalam perspektif Islam sudah di terapkan diberbagai organisasi, baik organisasi bisnis maupun organisasi non bisnis.

Research paper thumbnail of Model Pemberdayaan Masyarakat Miskin Perkotaan Oleh Institusi Zakat Di Pekanbaru

The purpose of this research is to explore and measure what factors influence the successful must... more The purpose of this research is to explore and measure what factors influence the successful mustahik empowerment program and its impact on poverty alleviation of mustahik. This research is conducted in Pekanbaru with the total sampl is 105 mustahik taken from four zakat institutions. The data were collect by the questionare with the Likert Scale. Quantitative approach will be used to analyze the data by the Structural Equation Model with the software is Generalize Structural Component Analysis (SEM-GeSCA). FIT model evaluation result show that FIT is 0.541, AFIT is 0.530 and GFI is 0.983. Meanwhile the outer model evaluation shows that the loading factor value of all manifest variable is gretaher than 0.5 and significant at 0.05 level. Baed in the inner model evaluation shows that successful of mustahik empowerment program influenced by mustahik motivation and entrepreneurial characterictics. While the organization support does not give a direct effect on the successful of mustahik...

Research paper thumbnail of Relationship Between Islamic Financial Literacy, Islamic Financial Inclusion And Business Performance : Evidence From Culinary Cluster Of Creative Economy

The culinary cluster of creative economy in Indonesia has a strong appeal to business actors, so ... more The culinary cluster of creative economy in Indonesia has a strong appeal to business actors, so that business growth in the culinary cluster is always above other clusters. But unfortunately, the level of Islamic financial literacy and Islamic financial inclusiveness has not been created properly in this cluster. This study aims to see the relationship between Islamic financial literacy, Islamic financial inclusion and business growth in the culinary cluster of creative economy. The sample in this study was 62 business actors in the culinary cluster. To see this relationship, data were analyzed using the SEM-GeSCA approach. The results of this study indicate that Islamic financial literacy has a positive and significant impact on Islamic financial inclusion and business growth. Other research results also show a positive and significant impact relationship between Islamic financial inclusion and business growth. This result implies that business actors in the culinary cluster must ...

Research paper thumbnail of Analysis of Mustahik Empowerment Program in Indonesia: The Case of Non-State Zakat Organization

International Journal of Islamic Economics and Finance (IJIEF)

The mustahik (the poor and the needy) empowerment program is one of the priority activities carri... more The mustahik (the poor and the needy) empowerment program is one of the priority activities carried out by the zakat institution. This study aims to determine whether organizational support and entrepreneurial characteristics possessed by mustahik affect the success of the mustahik empowerment program. This study also aims to determine whether the mustahik empowerment program can alleviate poverty. This research was conducted utilizing Partial Least Square-Structural Equation Modelling (PLS-SEM) method. The population in this study was the mustahiks who received empowerment programs from non-governmental zakat organizations in Pekanbaru City, with a total sample of 60 mustahiks. The results of this study found that there was a positive and significant relationship between organizational support and the mustahik empowerment program. This study also uncovered a significant positive relationship between entrepreneurial characteristics and the mustahik empowerment program. It was also u...

Research paper thumbnail of Sukuk and Islamic Banking Financing : How the Impact for Real Sector ?

Journal of Islamic Monetary Economics and Finance

Indonesia continues to strive to develop Islamic finance especially its Islamic banking and sukuk... more Indonesia continues to strive to develop Islamic finance especially its Islamic banking and sukuk to support the real sector. The growth of Islamic finance in Indonesia is expected to encourage the development of the national economy. This study aims to investigate the impact of Islamic banking financing and sukuk financing on Indonesia’s industrial output. Applying the Autoregressive Distributed Lags (ARDL) framework to monthly data from January 2011 to December 2018, we find Islamic bank financing to contribute positively to the real sector in both the long and short term. In addition, we also document positive long run contribution of sukuk financing to industrial output . Indeed, over the long run, sukuk financing tends to have a greater real impact than Islamic banking financing. The results of the study implies that Islamic banking and sukuk play a vital role in supporting the real sector in Indonesia. Accordingly, recent initiatives by Indonesia to further develop its Isl...

Research paper thumbnail of Analisa Faktor Yang Mempengaruhi Keputusan Dalam Memilih Simpanan Mudhorabah Pada Koperasi BMT Islam Abdurrab Pekanbaru

Tujuan dari penelitian ini adalah untuk mengetahui faktor apa saja yang mempengaruhi anggota dala... more Tujuan dari penelitian ini adalah untuk mengetahui faktor apa saja yang mempengaruhi anggota dalam memilih simpanan mudharabah pada BMT Islam Abdurrab Pekanbaru. Adapun yang menjadi sampel dalam penelitian ini adalah anggota BMT Islam Abdurrab yang memiliki tabungan mudhorabah. Data dikumpulkan dengan menggunakan kuisioner dengan menggunakan skala Likert 1 – 5 dan dianalisa dengan menggunakan analisa regresi berganda dan penggunakan program SPSS 26. Hasil penelitian ini menunjukkan bahwa factor yang mempengaruhi keputusan anggota dalam memilih simpanan mudhorabah pada BMT Islam Abdurrab adalah factor pengetahuan. Sementara factor social, factor budaya dan factor pribadi perpengaruh secara positif tetapi tidak signifikan. Hasil penelitian ini memberikan implikasi bahwasanya untuk meningkatkan jumlah anggota yang ingin menyimpan dalam bentuk simpanan mudhorabah, BMT Islam Abdurrab harus memberikan edukakasi kepada anggota dan calon anggota terkait produk tersebut

Research paper thumbnail of Factor Affecting the Successful of Mustahik Empowerment Program : Evidence from Pekanbaru, Indonesia

This research aims to explore what the factor are affect to the successfull of mustahik empowerme... more This research aims to explore what the factor are affect to the successfull of mustahik empowerment program.

Research paper thumbnail of IMFIs Strategy to Survive in the Covid-19 Outbreak and Government Respond Analysis : An Empirical Study from Pekanbaru, Indonesia

The Covid-19 outbreak had a broad impact on the economy and also on the business sector. One of t... more The Covid-19 outbreak had a broad impact on the economy and also on the business sector. One of the business sectors affected by Covid-19 is Islamic Microfinance Institutions (IMFIs). This study aims to explore the strategies taken by IMFIs during the Covid-19 pandemic and to explore the government's policy response toward the Covid-19 disaster. This research was conducted in Pekanbaru using a qualitative approach and using primary data and secondary data in conducting the analysis. Primary data were taken directly from research respondents through in-depth interviews with IMFIs managers. Meanwhile, secondary data were obtained from the government and other sources. The results of this study indicate that the approach strategy taken by IMFIs in responding to the Covid-19 outbreak is a Generic Strategy Approach which consists of cost leadership, focus cost, differentiation and cost differentiation. Meanwhile, the government policy responded taken to save IMFIs from the Covid-19 s...

Research paper thumbnail of Mekanisme Pasar Dalam Pandangan Barat Dan Islam

Papar ini bertujuan untuk menggali lebih dalam konsep mekanisme pasar dalam pandangan Islam dan k... more Papar ini bertujuan untuk menggali lebih dalam konsep mekanisme pasar dalam pandangan Islam dan konsep mekanisme pasar dalam pandangan barat. Sebagaimana kita ketahui bahwasanya dalam pandangan barat pada abad 7 – abad 12 telah terjadi kekosongan peradaban atau yang dikenal dengan istilah Europe the dark of ages. Pandangan tersebut berimplikasi terhadap penghilangan kontribusi Islam dalam membangun peradaban termasuk didalam hal ilmu ekonomi. Salah satu tema pokok yang dibahas didalam ilmu ekonomi adalah terkait dengan mekanisme pasar. Selama ini kita hanya menganal konsep mekanisme pasar yang disampaikan oleh Adam Smith dalam bukunya The Wealth of Nations. Padahal jauh sebelumnya sudah ada kontribusi dari para ilmuwan Islam terkait dengan mekanisme pasar tersebut.