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Papers by Julio Ramillo Mercurio
International Journal of Accounting, Finance and Entrepreneurship, 2022
This research analyzed the effectiveness of e-banking to customer life service, while at the same... more This research analyzed the effectiveness of e-banking to customer life service, while at the same time determined the experiences and difficulties met by the respondents in terms of online payment transaction, online fund transfer, and online shopping. Utilizing descriptive-evaluative research design, a validated self-made survey questionnaire composed of sixty-seven (67) indicators were distributed to purposively selected forty-five (45) consistent users of e-banking services across different demography. Results showed that there is no significant difference in the experiences and difficulties encountered by the respondents in e-banking when grouped according to demographic profile. However, significant difference is present on the difficulties encountered in online shopping when grouped according to gross monthly income. Although it can be implied from the results of the data that the respondents still have reservations on the use of e-banking in daily and consistent transactions,...
International Review of Social Sciences Research, 2021
Filipinos' deep respect for the dead impelled the culture of holding wake, interment and memorial... more Filipinos' deep respect for the dead impelled the culture of holding wake, interment and memorial as expression of reverence and tribute. Although Filipinos' daily life are influenced by Catholic teachings, there is an observable lack of knowledge of and formation in the faith. This article investigated on the rich, yet often neglected, literature that surrounds Christian formation and religious practices on honoring the dead in the Philippines. Understood as a heritage in itself, there is a need to preserve, protect, and promote such social practice on honoring the dead. Despite the call of the particular Church in the Philippines towards a renewed catechesis on Christian life, death and afterlife, there have been no available learning module or program for families of the departed that has been created, nor implemented. This study argued that by integrating a contextualized learning resource in the existing learning package for Religious Education, crafting of lessons which are responsive to the educational and social context of learnersspecifically on topics that touches Catholic doctrines on life, death and afterlifewill aim at a deeper appreciation of Catholic doctrines, leading to authentic witnessing to the Faith through one's own cultural identity.
International Journal of Accounting, Finance and Entrepreneurship, 2022
This research analyzed the effectiveness of e-banking to customer life service, while at the same... more This research analyzed the effectiveness of e-banking to customer life service, while at the same time determined the experiences and difficulties met by the respondents in terms of online payment transaction, online fund transfer, and online shopping. Utilizing descriptive-evaluative research design, a validated self-made survey questionnaire composed of sixty-seven (67) indicators were distributed to purposively selected forty-five (45) consistent users of e-banking services across different demography. Results showed that there is no significant difference in the experiences and difficulties encountered by the respondents in e-banking when grouped according to demographic profile. However, significant difference is present on the difficulties encountered in online shopping when grouped according to gross monthly income. Although it can be implied from the results of the data that the respondents still have reservations on the use of e-banking in daily and consistent transactions, it has been found effective in providing good customer life service as respondents would opine that online payment can save time, money and effort. Furthermore, online fund transfer can be trusted, and online shopping is seen to be quick and hassle-free. From a commerce perspective, this study emphasizes that there remain strong points of development towards the integration of e-banking to daily life transactions of customers and other prospects.
Many people perceive the Book of Deuteronomy as " the second law, " following i... more Many people perceive the Book of Deuteronomy as " the second law, " following its etymology. It has been misunderstood because of the mistaken rendering of the Septuagint as " this second law " (see Original Text [OT] 1); should have been correctly translated as " a copy of this law, " however. This may also be precisely the reason of our indifferent feeling towards Deuteronomy as somewhat a " collection " of dry ordinances and testimonies that have little relation to the life of the spirit, justification by faith and perfection of freedom. This paper presents, in a qualitative manner, the inseparability and indissolubility of the theologico–historico–sociolog-ical dimension of Israel as a nation and as a believer – on how the faith-struggle of the people of Israel, during and after their entry into the Promised Land, is intertwined in their history and recollection of the past. Briefly, yet substantially, this paper will show the central theme of the Book – the call towards an interpersonal relationship between God and Israel. Situating Deuteronomy in its proper setting and actual form in history, defining the unique character of Israel as " God's chosen people, " it also aims to magnify the impact of the message of Deuteronomy in contemporary times – that our faith (generically, " belief in the Divine ") cannot be divorced from our common life. Our perception of such a relationship should transcend " duty " and legalistic understanding.
International Review of Social Sciences Research, 2021
Filipinos' deep respect for the dead impelled the culture of holding wake, interment and memo... more Filipinos' deep respect for the dead impelled the culture of holding wake, interment and memorial as expression of reverence and tribute. Although Filipinos' daily life are influenced by Catholic teachings, there is an observable lack of knowledge of and formation in the faith. This article investigated on the rich, yet often neglected, literature that surrounds Christian formation and religious practices on honoring the dead in the Philippines. Understood as a heritage in itself, there is a need to preserve, protect, and promote such social practice on honoring the dead. Despite the call of the particular Church in the Philippines towards a renewed catechesis on Christian life, death and afterlife, there have been no available learning module or program for families of the departed that has been created, nor implemented. This study argued that by integrating a contextualized learning resource in the existing learning package for Religious Education, crafting of lessons whic...
International Review of Social Sciences Research, 2021
Filipinos' deep respect for the dead impelled the culture of holding wake, interment and memorial... more Filipinos' deep respect for the dead impelled the culture of holding wake, interment and memorial as expression of reverence and tribute. Although Filipinos' daily life are influenced by Catholic teachings, there is an observable lack of knowledge of and formation in the faith. This article investigated on the rich, yet often neglected, literature that surrounds Christian formation and religious practices on honoring the dead in the Philippines. Understood as a heritage in itself, there is a need to preserve, protect, and promote such social practice on honoring the dead. Despite the call of the particular Church in the Philippines towards a renewed catechesis on Christian life, death and afterlife, there have been no available learning module or program for families of the departed that has been created, nor implemented. This study argued that by integrating a contextualized learning resource in the existing learning package for Religious Education, crafting of lessons which are responsive to the educational and social context of learners-specifically on topics that touches Catholic doctrines on life, death and afterlife-will aim at a deeper appreciation of Catholic doctrines, leading to authentic witnessing to the Faith through one's own cultural identity.
Volume 8 Number 2; March 2016 by Julio Ramillo Mercurio
Tilamsik: The Southern Luzon Journal of Arts and Sciences, 2016
Many people perceive the Book of Deuteronomy as " the second law, " following its etymology. It h... more Many people perceive the Book of Deuteronomy as " the second law, " following its etymology. It has been misunderstood because of the mistaken rendering of the Septuagint as " this second law " (see Original Text [OT] 1); should have been correctly translated as " a copy of this law, " however. This may also be precisely the reason of our indifferent feeling towards Deuteronomy as somewhat a " collection " of dry ordinances and testimonies that have little relation to the life of the spirit, justification by faith and perfection of freedom. This paper presents, in a qualitative manner, the inseparability and indissolubility of the theologico–historico–sociolog-ical dimension of Israel as a nation and as a believer – on how the faith-struggle of the people of Israel, during and after their entry into the Promised Land, is intertwined in their history and recollection of the past. Briefly, yet substantially, this paper will show the central theme of the Book – the call towards an interpersonal relationship between God and Israel. Situating Deuteronomy in its proper setting and actual form in history, defining the unique character of Israel as " God's chosen people, " it also aims to magnify the impact of the message of Deuteronomy in contemporary times – that our faith (generically, " belief in the Divine ") cannot be divorced from our common life. Our perception of such a relationship should transcend " duty " and legalistic understanding.
International Journal of Accounting, Finance and Entrepreneurship, 2022
This research analyzed the effectiveness of e-banking to customer life service, while at the same... more This research analyzed the effectiveness of e-banking to customer life service, while at the same time determined the experiences and difficulties met by the respondents in terms of online payment transaction, online fund transfer, and online shopping. Utilizing descriptive-evaluative research design, a validated self-made survey questionnaire composed of sixty-seven (67) indicators were distributed to purposively selected forty-five (45) consistent users of e-banking services across different demography. Results showed that there is no significant difference in the experiences and difficulties encountered by the respondents in e-banking when grouped according to demographic profile. However, significant difference is present on the difficulties encountered in online shopping when grouped according to gross monthly income. Although it can be implied from the results of the data that the respondents still have reservations on the use of e-banking in daily and consistent transactions,...
International Review of Social Sciences Research, 2021
Filipinos' deep respect for the dead impelled the culture of holding wake, interment and memorial... more Filipinos' deep respect for the dead impelled the culture of holding wake, interment and memorial as expression of reverence and tribute. Although Filipinos' daily life are influenced by Catholic teachings, there is an observable lack of knowledge of and formation in the faith. This article investigated on the rich, yet often neglected, literature that surrounds Christian formation and religious practices on honoring the dead in the Philippines. Understood as a heritage in itself, there is a need to preserve, protect, and promote such social practice on honoring the dead. Despite the call of the particular Church in the Philippines towards a renewed catechesis on Christian life, death and afterlife, there have been no available learning module or program for families of the departed that has been created, nor implemented. This study argued that by integrating a contextualized learning resource in the existing learning package for Religious Education, crafting of lessons which are responsive to the educational and social context of learnersspecifically on topics that touches Catholic doctrines on life, death and afterlifewill aim at a deeper appreciation of Catholic doctrines, leading to authentic witnessing to the Faith through one's own cultural identity.
International Journal of Accounting, Finance and Entrepreneurship, 2022
This research analyzed the effectiveness of e-banking to customer life service, while at the same... more This research analyzed the effectiveness of e-banking to customer life service, while at the same time determined the experiences and difficulties met by the respondents in terms of online payment transaction, online fund transfer, and online shopping. Utilizing descriptive-evaluative research design, a validated self-made survey questionnaire composed of sixty-seven (67) indicators were distributed to purposively selected forty-five (45) consistent users of e-banking services across different demography. Results showed that there is no significant difference in the experiences and difficulties encountered by the respondents in e-banking when grouped according to demographic profile. However, significant difference is present on the difficulties encountered in online shopping when grouped according to gross monthly income. Although it can be implied from the results of the data that the respondents still have reservations on the use of e-banking in daily and consistent transactions, it has been found effective in providing good customer life service as respondents would opine that online payment can save time, money and effort. Furthermore, online fund transfer can be trusted, and online shopping is seen to be quick and hassle-free. From a commerce perspective, this study emphasizes that there remain strong points of development towards the integration of e-banking to daily life transactions of customers and other prospects.
Many people perceive the Book of Deuteronomy as " the second law, " following i... more Many people perceive the Book of Deuteronomy as " the second law, " following its etymology. It has been misunderstood because of the mistaken rendering of the Septuagint as " this second law " (see Original Text [OT] 1); should have been correctly translated as " a copy of this law, " however. This may also be precisely the reason of our indifferent feeling towards Deuteronomy as somewhat a " collection " of dry ordinances and testimonies that have little relation to the life of the spirit, justification by faith and perfection of freedom. This paper presents, in a qualitative manner, the inseparability and indissolubility of the theologico–historico–sociolog-ical dimension of Israel as a nation and as a believer – on how the faith-struggle of the people of Israel, during and after their entry into the Promised Land, is intertwined in their history and recollection of the past. Briefly, yet substantially, this paper will show the central theme of the Book – the call towards an interpersonal relationship between God and Israel. Situating Deuteronomy in its proper setting and actual form in history, defining the unique character of Israel as " God's chosen people, " it also aims to magnify the impact of the message of Deuteronomy in contemporary times – that our faith (generically, " belief in the Divine ") cannot be divorced from our common life. Our perception of such a relationship should transcend " duty " and legalistic understanding.
International Review of Social Sciences Research, 2021
Filipinos' deep respect for the dead impelled the culture of holding wake, interment and memo... more Filipinos' deep respect for the dead impelled the culture of holding wake, interment and memorial as expression of reverence and tribute. Although Filipinos' daily life are influenced by Catholic teachings, there is an observable lack of knowledge of and formation in the faith. This article investigated on the rich, yet often neglected, literature that surrounds Christian formation and religious practices on honoring the dead in the Philippines. Understood as a heritage in itself, there is a need to preserve, protect, and promote such social practice on honoring the dead. Despite the call of the particular Church in the Philippines towards a renewed catechesis on Christian life, death and afterlife, there have been no available learning module or program for families of the departed that has been created, nor implemented. This study argued that by integrating a contextualized learning resource in the existing learning package for Religious Education, crafting of lessons whic...
International Review of Social Sciences Research, 2021
Filipinos' deep respect for the dead impelled the culture of holding wake, interment and memorial... more Filipinos' deep respect for the dead impelled the culture of holding wake, interment and memorial as expression of reverence and tribute. Although Filipinos' daily life are influenced by Catholic teachings, there is an observable lack of knowledge of and formation in the faith. This article investigated on the rich, yet often neglected, literature that surrounds Christian formation and religious practices on honoring the dead in the Philippines. Understood as a heritage in itself, there is a need to preserve, protect, and promote such social practice on honoring the dead. Despite the call of the particular Church in the Philippines towards a renewed catechesis on Christian life, death and afterlife, there have been no available learning module or program for families of the departed that has been created, nor implemented. This study argued that by integrating a contextualized learning resource in the existing learning package for Religious Education, crafting of lessons which are responsive to the educational and social context of learners-specifically on topics that touches Catholic doctrines on life, death and afterlife-will aim at a deeper appreciation of Catholic doctrines, leading to authentic witnessing to the Faith through one's own cultural identity.
Tilamsik: The Southern Luzon Journal of Arts and Sciences, 2016
Many people perceive the Book of Deuteronomy as " the second law, " following its etymology. It h... more Many people perceive the Book of Deuteronomy as " the second law, " following its etymology. It has been misunderstood because of the mistaken rendering of the Septuagint as " this second law " (see Original Text [OT] 1); should have been correctly translated as " a copy of this law, " however. This may also be precisely the reason of our indifferent feeling towards Deuteronomy as somewhat a " collection " of dry ordinances and testimonies that have little relation to the life of the spirit, justification by faith and perfection of freedom. This paper presents, in a qualitative manner, the inseparability and indissolubility of the theologico–historico–sociolog-ical dimension of Israel as a nation and as a believer – on how the faith-struggle of the people of Israel, during and after their entry into the Promised Land, is intertwined in their history and recollection of the past. Briefly, yet substantially, this paper will show the central theme of the Book – the call towards an interpersonal relationship between God and Israel. Situating Deuteronomy in its proper setting and actual form in history, defining the unique character of Israel as " God's chosen people, " it also aims to magnify the impact of the message of Deuteronomy in contemporary times – that our faith (generically, " belief in the Divine ") cannot be divorced from our common life. Our perception of such a relationship should transcend " duty " and legalistic understanding.