Ramadhan Razali - Academia.edu (original) (raw)

Papers by Ramadhan Razali

Research paper thumbnail of Gaya Hidup Masyarakat Hedonisme di Kota Lhokseumawe

Jurnal EMT KITA

Teenagers have obligations of education and achievement, and may even join organizations that hel... more Teenagers have obligations of education and achievement, and may even join organizations that help them meet their life needs. That's because when you're young, you're curious. As teenagers want to try many new things that define the lifestyle of teenagers. The purpose of this study is to know and describe in detail the dynamics of hedonistic lifestyles in young women. The methods used are quantitative using targeted techniques to obtain complete information. It is an interactive method that is used as a method of collecting data through interviews and involves two-way communication. Research has shown that hedonistic lifestyles are those who see happiness and pleasure unilaterally and take advantage of this to seek expected pleasure. Activities such as shopping, traveling, watching movies, and hanging out at the mall are spent 3-6 hours a day, 2-3 times a week, at the mall with friends.

Research paper thumbnail of Perilaku Konsumen: Hedonisme Dalam Perspektif Islam

Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe), 2020

Hedonism is a veiled enemy of the economy. the existence of hedonism in society will certainly ha... more Hedonism is a veiled enemy of the economy. the existence of hedonism in society will certainly have an impact on selfishness in consumers. therefore, the attitude of hedonism must be avoided. to limit the egoism Islam teaches its people to prioritize mashlahah. in contrast to hedonism, mashlahah has measurable parameters. the concept of protecting wealth, self, religion, family and intellectuals will certainly be a barrier to selfishness. in this study the author will explain the existence of hedonism in consumer behavior in the Islamic view. This research is a descriptive analysis. As for the results obtained is, Islam forbids the existence of an attitude of hedonism but Islam encourages the attitude of promoting mashlahah. Keyword: Hedonism, Consumer Behavior, and Mashlahah. Abstrak Hedonisme adalah musuh ekonomi yang tersembunyi. Keberadaan hedonisme di masyarakat tentu akan berdampak pada egoisme konsumen. oleh karena itu, sikap hedonisme harus dihindari. untuk membatasi keego...

Research paper thumbnail of Akselerasi Daya Beli Masyarakat Terhadap Produk Halal Melalui E-Commerce di Provinsi Aceh

Aceh Province is one of the provinces in Indonesia with a majority Muslim population. The large n... more Aceh Province is one of the provinces in Indonesia with a majority Muslim population. The large number of people in Aceh Province who embrace Islam has implications for the large number of requests for halal needs. To meet their needs, the majority of people in Aceh Province conduct transactions through e-commerce. The purpose of this study is to discuss the phenomenon of increasing people's purchasing power in Aceh Province through e-commerce. The type of this research is qualitative research, with descriptive analysis through secondary data. The results of this study are the increasing purchasing power of the people in Aceh Province towards the halal industry due to the effective and efficient use of e-commerce.

Research paper thumbnail of Eksistensi Keadilan Sosial Dalam Keuangan Publik Islam

Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe), Nov 8, 2019

The Conclusion form this research is social justice in Islamic societies can prosper society and ... more The Conclusion form this research is social justice in Islamic societies can prosper society and advance the economic level of the State. The existence of the principle of social justice can be seen from the instruments of Islamic distribution of interest in equalizing wealth in society. The principle of justice is also contained in the Islamic land tax instrument. Therefore, the bidding instrument in Islamic public finance offered by Abi Ja'far Ibn Nasr al-Dawudi is very relevant to this era. This study uses Adam Smith's taxation theory which says that the principles of taxation are certainty, fairness, economics, and belief. While for the theory of social justice the writer uses the theory of John Rawls which explains about justice must represent the principles of justice and equality. The method used by the author is a qualitative method. Through collecting data and information through literature (library research). As primary data in this study is the book Al-Dawudi, that is Wa b Al-Amwal by Abi Ja'far Ibn Nasr Al-Dawudi. While for secondary data the authors use books related to the theme, namely the thesis or dissertation of journals and information media relating to the theme of this thesis. What was being discussed was discussing history and discussing contemporary Islamic economics.

Research paper thumbnail of Revitalisasi Zakat Produktif Dan Wakaf Produktif Sebagai Pengentas Kemiskinan

Zakat and endowments are instruments of social economic stability. His success in improving the w... more Zakat and endowments are instruments of social economic stability. His success in improving the welfare of society has been engraved in history. Then what about the development of zakat and endowments at the present time and is there any impact of these instruments? The purpose of this study is to explain the main problems experienced in developing the two instruments. The type of this research is qualitative research with descriptive analysis techniques. For the two instruments to be optimal, the waqf body and the zakat body must have the latest innovations. So that the empowerment of zakat and waqf is optimal in following the times.

Research paper thumbnail of Accounting Equations in Business Transactions

This study intends to analyze comprehensively about accounting equations in business transactions... more This study intends to analyze comprehensively about accounting equations in business transactions. The accounting equation is the basis for understanding accounting records that use paired records so that the amount of debit is always balanced with credit and can know where the position of assets, debt position and capital position in each transaction. The basic accounting equation is an equation that shows the balance between assets, liabilities, and equity. The basic accounting equation is an equation that shows the balance between assets, liabilities, and equity. The accounting equation does not only record transactions that are directly related to assets, debt and capital. The accounting equation can also be used to see the effects of income, expenditure, expense, and transaction. Therefore, before making financial statements we must first have to understand the basic concept of accounting, the accounting equation. The basic equation in accounting is a basic concept in making fi...

Research paper thumbnail of Sosialisasi Ekonomi Syariah Bagi Generasi Milenial (Studi Kasus Pada Siswa Dayah Terpadu Al-Muslimun)

Pengabdian pada masyarakat ini bertujuan untuk memberikan sosialisasi ekonomi syariah bagi siswa ... more Pengabdian pada masyarakat ini bertujuan untuk memberikan sosialisasi ekonomi syariah bagi siswa tingkat aliyah di Dayah Terpadu Al-Muslimun, Lhoksukon Kabupaten Aceh Utara. Sosialisasi merupakan salah satu metode yang digunakan untuk meningkatkan literasi ekonomi syariah di masyarakat. Dari berbagai penelitian diketahui Muslim milenial berperan penting dalam perkembangan ekonomi syariah, untuk itu penting dilakukan sosialisasi guna meningkatkan literasi di kalangan Muslim milenial. Indonesia sendiri saat ini tengah gencar mengembangkan ekonomi syariah dengan berbagai gerakan yang dilakukan pemerintah, termasuk dengan dilakukannya merger Bank Mandiri Syariah, Bank BRI Syariah Tbk dan Bank BNI Syariah menjadi Bank Syariah Indonesia (BSI). Metode yang dilakukan dalam pengabdian ini dengan melakukan sosialisasi secara face to face kepada siswa Dayah Terpadu Al-Muslimun. Tim dari Fakultas Ekonomi dan Bisnis Islam – IAIN Lhokseumawe sukses melakukan sosialisasi ekonomi syariah kepada sis...

Research paper thumbnail of Zakat Dan Keadilan Sosial: Analisis Terhadap Kitab Al-Amwal Karangan Abu Ubaid

AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah, 2021

This research discusses the concept of zakat in Abu Ubaid's Kitab Al-Amwal. The purpose of th... more This research discusses the concept of zakat in Abu Ubaid's Kitab Al-Amwal. The purpose of this study is to analyze the existence of social justice in zakat. The research method that I use is a qualitative method with a literature review method. The result of this research is that zakat according to Abu Ubaid has esoteric values of social justice. Zakat instruments can alleviate poverty and stabilize state finances. To create social justice, the zakat instrument provides space for those in need. The space is not only a treasure. But also capital that can be used to start a business. In addition, in order to optimize zakat, the government must take part in maximizing the potential of zakat.

Research paper thumbnail of Pengaruh Kepemilikan Saham Institusional, Konsentrasi Kepemilikan Saham Dan Profitabilitas Terhadap Keputusan Investasi

This research test the effect of managerial ownership, concentration ownership, and profitability... more This research test the effect of managerial ownership, concentration ownership, and profitability on investment decision of infrastruktur, utility, and transportation companies listed on Indonesia Stock Exchange in 2018 and 2019. Purposive sampling is used to determine the sample and the hypothesis test used multiple regression analysis. The result show that concentration ownership and profitability has positively affects the investment decision, while the institutional ownership negatively affect the investment decision.

Research paper thumbnail of Industri Halal di Aceh: Strategi dan Perkembangan

JURNAL AL-QARDH, 2021

This study aims to analyze the strategy and development of the halal industry in the province of ... more This study aims to analyze the strategy and development of the halal industry in the province of Aceh. This research is qualitative research, using a literature review approach from various previous studies. This study uses secondary data obtained from journals, documentation, books, and reports from related parties such as the literally Central Agency on Statistics, LPPOM MPU, LPPOM MUI, Aceh Culture and Tourism Office, and related parties.The results of the study found that Aceh Province is one of the provinces that implement sharia in all sectors. The application of Islam is not only in banking but is also applied to tourism, food, and other halal industries, however, the optimization of the halal industry cannot be felt optimally. The development of a halal industry strategy needs support from the local government. One strategy that must be done is to issue a halal certificate easily but professionally. In addition, to maximize the halal industry, especially halal tourism, local...

Research paper thumbnail of Pemikiran Ekonomi Al-Maududi Dalam Perspektif Post-Modernism

Ekonis: Jurnal Ekonomi dan Bisnis

Post-modernism is one method of counter-backing the moderanism. The counter back is doing by reco... more Post-modernism is one method of counter-backing the moderanism. The counter back is doing by reconstruction the disable made by the part of moderanisme. Then what about the Islamic economy which it's the existence is considered to bring down capitalism? The objective of this research is to identify the main points of Abu 'Ala Al-Mawdudi's thought about Islamic economics and his counter-back conducted by Al-Mawdudi to capitaslim economy. The research method that the writer uses is descriptive qualitative method by reviewing Al-Maududi's books plus secondary data source taken from good scientific work in the form of journal etc. The results of this study indicate that modern Islamic economic thought is not escaped from the thought of Al-Mawdudi, Al-Mawdudi's desire to undermine the capitalist system is very relevant to the suffering of economic societies who want justice in the economy. The elimination of usury, speculation and other unfair instruments is the main objective of Islamic economics. With the emergence of an economic system based on the foundations of Islam will cultivate and develop a better economic system. Islamic economics will answer all the "complaints" of the international community in the economy.

Research paper thumbnail of Arrangements of Employer-Labor Conflicts With Game Theory: Implementation of Islamic Ethic Value

ETIKONOMI

Employer-labor conflicts are sometimes eternal and challenging to solve. Game theory is one of th... more Employer-labor conflicts are sometimes eternal and challenging to solve. Game theory is one of the essential ideas in settling these conflicts. Furthermore, employer-labor interactions in conflict situations are strategic. In case the employer-labor relationship is non-cooperative, taking place only once, both parties are involved in a prisoner's dilemma situation. In cooperative game theory, the players work together to win the game. Organizational management needs to consider strategic behavior, built-in cooperative games, effective and efficient collaboration between workers and employers. This study examines employer-labor conflict resolution with game theory. It incorporates Islamic ethical values using qualitative research methods. Cooperative games built on employer-labor relations derive from the brotherhood principles (ukhuwah), justice ('adl), and goodness (ihsan) that maximizes cooperation and prevent conflicts.JEL Classification: C70, J01, Z12How to Cite:Najma, S...

Research paper thumbnail of Pengukuran Kinerja Bank Perkreditan Rakyat di Indonesia dengan Pendekatan Quantitative Aspect

PERSPEKTIF

This study is aimed to measure Rural Bank performance through a Quantitative Aspect approach base... more This study is aimed to measure Rural Bank performance through a Quantitative Aspect approach based on the RGEC Methods. The financial ratios used are Loan to Deposit Ratio, Non-Performing Loans, and Return on Assets, The objects of the research are the Conventional Rural Banks in Indonesia with totally 1,545 companies, where whole population being the study sample. The data calculated were conveyed from the Indonesian Banking Statistics Period 2015 - 2019, through the Financial Services Authority website, then being analyzed by using Descriptive Statistics method. Descriptive statistical method is a way of collecting and presenting data in the form of data centralization so that the data provide useful information. The results of the study shows that the Performance of Rural Credit Banks in Indonesia in the 2015 - 2018 period based on the quantitative aspect approach was generally stated as good category. By considering the height of NPL, it is indicated that Rural Bank Management i...

Research paper thumbnail of Gaya Hidup Masyarakat Hedonisme di Kota Lhokseumawe

Jurnal EMT KITA

Teenagers have obligations of education and achievement, and may even join organizations that hel... more Teenagers have obligations of education and achievement, and may even join organizations that help them meet their life needs. That's because when you're young, you're curious. As teenagers want to try many new things that define the lifestyle of teenagers. The purpose of this study is to know and describe in detail the dynamics of hedonistic lifestyles in young women. The methods used are quantitative using targeted techniques to obtain complete information. It is an interactive method that is used as a method of collecting data through interviews and involves two-way communication. Research has shown that hedonistic lifestyles are those who see happiness and pleasure unilaterally and take advantage of this to seek expected pleasure. Activities such as shopping, traveling, watching movies, and hanging out at the mall are spent 3-6 hours a day, 2-3 times a week, at the mall with friends.

Research paper thumbnail of Perilaku Konsumen: Hedonisme Dalam Perspektif Islam

Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe), 2020

Hedonism is a veiled enemy of the economy. the existence of hedonism in society will certainly ha... more Hedonism is a veiled enemy of the economy. the existence of hedonism in society will certainly have an impact on selfishness in consumers. therefore, the attitude of hedonism must be avoided. to limit the egoism Islam teaches its people to prioritize mashlahah. in contrast to hedonism, mashlahah has measurable parameters. the concept of protecting wealth, self, religion, family and intellectuals will certainly be a barrier to selfishness. in this study the author will explain the existence of hedonism in consumer behavior in the Islamic view. This research is a descriptive analysis. As for the results obtained is, Islam forbids the existence of an attitude of hedonism but Islam encourages the attitude of promoting mashlahah. Keyword: Hedonism, Consumer Behavior, and Mashlahah. Abstrak Hedonisme adalah musuh ekonomi yang tersembunyi. Keberadaan hedonisme di masyarakat tentu akan berdampak pada egoisme konsumen. oleh karena itu, sikap hedonisme harus dihindari. untuk membatasi keego...

Research paper thumbnail of Akselerasi Daya Beli Masyarakat Terhadap Produk Halal Melalui E-Commerce di Provinsi Aceh

Aceh Province is one of the provinces in Indonesia with a majority Muslim population. The large n... more Aceh Province is one of the provinces in Indonesia with a majority Muslim population. The large number of people in Aceh Province who embrace Islam has implications for the large number of requests for halal needs. To meet their needs, the majority of people in Aceh Province conduct transactions through e-commerce. The purpose of this study is to discuss the phenomenon of increasing people's purchasing power in Aceh Province through e-commerce. The type of this research is qualitative research, with descriptive analysis through secondary data. The results of this study are the increasing purchasing power of the people in Aceh Province towards the halal industry due to the effective and efficient use of e-commerce.

Research paper thumbnail of Eksistensi Keadilan Sosial Dalam Keuangan Publik Islam

Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe), Nov 8, 2019

The Conclusion form this research is social justice in Islamic societies can prosper society and ... more The Conclusion form this research is social justice in Islamic societies can prosper society and advance the economic level of the State. The existence of the principle of social justice can be seen from the instruments of Islamic distribution of interest in equalizing wealth in society. The principle of justice is also contained in the Islamic land tax instrument. Therefore, the bidding instrument in Islamic public finance offered by Abi Ja'far Ibn Nasr al-Dawudi is very relevant to this era. This study uses Adam Smith's taxation theory which says that the principles of taxation are certainty, fairness, economics, and belief. While for the theory of social justice the writer uses the theory of John Rawls which explains about justice must represent the principles of justice and equality. The method used by the author is a qualitative method. Through collecting data and information through literature (library research). As primary data in this study is the book Al-Dawudi, that is Wa b Al-Amwal by Abi Ja'far Ibn Nasr Al-Dawudi. While for secondary data the authors use books related to the theme, namely the thesis or dissertation of journals and information media relating to the theme of this thesis. What was being discussed was discussing history and discussing contemporary Islamic economics.

Research paper thumbnail of Revitalisasi Zakat Produktif Dan Wakaf Produktif Sebagai Pengentas Kemiskinan

Zakat and endowments are instruments of social economic stability. His success in improving the w... more Zakat and endowments are instruments of social economic stability. His success in improving the welfare of society has been engraved in history. Then what about the development of zakat and endowments at the present time and is there any impact of these instruments? The purpose of this study is to explain the main problems experienced in developing the two instruments. The type of this research is qualitative research with descriptive analysis techniques. For the two instruments to be optimal, the waqf body and the zakat body must have the latest innovations. So that the empowerment of zakat and waqf is optimal in following the times.

Research paper thumbnail of Accounting Equations in Business Transactions

This study intends to analyze comprehensively about accounting equations in business transactions... more This study intends to analyze comprehensively about accounting equations in business transactions. The accounting equation is the basis for understanding accounting records that use paired records so that the amount of debit is always balanced with credit and can know where the position of assets, debt position and capital position in each transaction. The basic accounting equation is an equation that shows the balance between assets, liabilities, and equity. The basic accounting equation is an equation that shows the balance between assets, liabilities, and equity. The accounting equation does not only record transactions that are directly related to assets, debt and capital. The accounting equation can also be used to see the effects of income, expenditure, expense, and transaction. Therefore, before making financial statements we must first have to understand the basic concept of accounting, the accounting equation. The basic equation in accounting is a basic concept in making fi...

Research paper thumbnail of Sosialisasi Ekonomi Syariah Bagi Generasi Milenial (Studi Kasus Pada Siswa Dayah Terpadu Al-Muslimun)

Pengabdian pada masyarakat ini bertujuan untuk memberikan sosialisasi ekonomi syariah bagi siswa ... more Pengabdian pada masyarakat ini bertujuan untuk memberikan sosialisasi ekonomi syariah bagi siswa tingkat aliyah di Dayah Terpadu Al-Muslimun, Lhoksukon Kabupaten Aceh Utara. Sosialisasi merupakan salah satu metode yang digunakan untuk meningkatkan literasi ekonomi syariah di masyarakat. Dari berbagai penelitian diketahui Muslim milenial berperan penting dalam perkembangan ekonomi syariah, untuk itu penting dilakukan sosialisasi guna meningkatkan literasi di kalangan Muslim milenial. Indonesia sendiri saat ini tengah gencar mengembangkan ekonomi syariah dengan berbagai gerakan yang dilakukan pemerintah, termasuk dengan dilakukannya merger Bank Mandiri Syariah, Bank BRI Syariah Tbk dan Bank BNI Syariah menjadi Bank Syariah Indonesia (BSI). Metode yang dilakukan dalam pengabdian ini dengan melakukan sosialisasi secara face to face kepada siswa Dayah Terpadu Al-Muslimun. Tim dari Fakultas Ekonomi dan Bisnis Islam – IAIN Lhokseumawe sukses melakukan sosialisasi ekonomi syariah kepada sis...

Research paper thumbnail of Zakat Dan Keadilan Sosial: Analisis Terhadap Kitab Al-Amwal Karangan Abu Ubaid

AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah, 2021

This research discusses the concept of zakat in Abu Ubaid's Kitab Al-Amwal. The purpose of th... more This research discusses the concept of zakat in Abu Ubaid's Kitab Al-Amwal. The purpose of this study is to analyze the existence of social justice in zakat. The research method that I use is a qualitative method with a literature review method. The result of this research is that zakat according to Abu Ubaid has esoteric values of social justice. Zakat instruments can alleviate poverty and stabilize state finances. To create social justice, the zakat instrument provides space for those in need. The space is not only a treasure. But also capital that can be used to start a business. In addition, in order to optimize zakat, the government must take part in maximizing the potential of zakat.

Research paper thumbnail of Pengaruh Kepemilikan Saham Institusional, Konsentrasi Kepemilikan Saham Dan Profitabilitas Terhadap Keputusan Investasi

This research test the effect of managerial ownership, concentration ownership, and profitability... more This research test the effect of managerial ownership, concentration ownership, and profitability on investment decision of infrastruktur, utility, and transportation companies listed on Indonesia Stock Exchange in 2018 and 2019. Purposive sampling is used to determine the sample and the hypothesis test used multiple regression analysis. The result show that concentration ownership and profitability has positively affects the investment decision, while the institutional ownership negatively affect the investment decision.

Research paper thumbnail of Industri Halal di Aceh: Strategi dan Perkembangan

JURNAL AL-QARDH, 2021

This study aims to analyze the strategy and development of the halal industry in the province of ... more This study aims to analyze the strategy and development of the halal industry in the province of Aceh. This research is qualitative research, using a literature review approach from various previous studies. This study uses secondary data obtained from journals, documentation, books, and reports from related parties such as the literally Central Agency on Statistics, LPPOM MPU, LPPOM MUI, Aceh Culture and Tourism Office, and related parties.The results of the study found that Aceh Province is one of the provinces that implement sharia in all sectors. The application of Islam is not only in banking but is also applied to tourism, food, and other halal industries, however, the optimization of the halal industry cannot be felt optimally. The development of a halal industry strategy needs support from the local government. One strategy that must be done is to issue a halal certificate easily but professionally. In addition, to maximize the halal industry, especially halal tourism, local...

Research paper thumbnail of Pemikiran Ekonomi Al-Maududi Dalam Perspektif Post-Modernism

Ekonis: Jurnal Ekonomi dan Bisnis

Post-modernism is one method of counter-backing the moderanism. The counter back is doing by reco... more Post-modernism is one method of counter-backing the moderanism. The counter back is doing by reconstruction the disable made by the part of moderanisme. Then what about the Islamic economy which it's the existence is considered to bring down capitalism? The objective of this research is to identify the main points of Abu 'Ala Al-Mawdudi's thought about Islamic economics and his counter-back conducted by Al-Mawdudi to capitaslim economy. The research method that the writer uses is descriptive qualitative method by reviewing Al-Maududi's books plus secondary data source taken from good scientific work in the form of journal etc. The results of this study indicate that modern Islamic economic thought is not escaped from the thought of Al-Mawdudi, Al-Mawdudi's desire to undermine the capitalist system is very relevant to the suffering of economic societies who want justice in the economy. The elimination of usury, speculation and other unfair instruments is the main objective of Islamic economics. With the emergence of an economic system based on the foundations of Islam will cultivate and develop a better economic system. Islamic economics will answer all the "complaints" of the international community in the economy.

Research paper thumbnail of Arrangements of Employer-Labor Conflicts With Game Theory: Implementation of Islamic Ethic Value

ETIKONOMI

Employer-labor conflicts are sometimes eternal and challenging to solve. Game theory is one of th... more Employer-labor conflicts are sometimes eternal and challenging to solve. Game theory is one of the essential ideas in settling these conflicts. Furthermore, employer-labor interactions in conflict situations are strategic. In case the employer-labor relationship is non-cooperative, taking place only once, both parties are involved in a prisoner's dilemma situation. In cooperative game theory, the players work together to win the game. Organizational management needs to consider strategic behavior, built-in cooperative games, effective and efficient collaboration between workers and employers. This study examines employer-labor conflict resolution with game theory. It incorporates Islamic ethical values using qualitative research methods. Cooperative games built on employer-labor relations derive from the brotherhood principles (ukhuwah), justice ('adl), and goodness (ihsan) that maximizes cooperation and prevent conflicts.JEL Classification: C70, J01, Z12How to Cite:Najma, S...

Research paper thumbnail of Pengukuran Kinerja Bank Perkreditan Rakyat di Indonesia dengan Pendekatan Quantitative Aspect

PERSPEKTIF

This study is aimed to measure Rural Bank performance through a Quantitative Aspect approach base... more This study is aimed to measure Rural Bank performance through a Quantitative Aspect approach based on the RGEC Methods. The financial ratios used are Loan to Deposit Ratio, Non-Performing Loans, and Return on Assets, The objects of the research are the Conventional Rural Banks in Indonesia with totally 1,545 companies, where whole population being the study sample. The data calculated were conveyed from the Indonesian Banking Statistics Period 2015 - 2019, through the Financial Services Authority website, then being analyzed by using Descriptive Statistics method. Descriptive statistical method is a way of collecting and presenting data in the form of data centralization so that the data provide useful information. The results of the study shows that the Performance of Rural Credit Banks in Indonesia in the 2015 - 2018 period based on the quantitative aspect approach was generally stated as good category. By considering the height of NPL, it is indicated that Rural Bank Management i...