PERAN BAZNAS DALAM PENYALURAN ZAKAT PRODUKTIF MELALUI AKSES PERMODALAN DAN PEMBINAAN BAGI UMKM KOTA SEMARANG Disusun untuk memenuhi Ujian Akhir Semester Satu (original) (raw)
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2017
This paper aims to know the distribution of zakat funds, both consumptive and productive, and the role of productive zakat to the development of micro-enterprise mustahik LAZ el-Zawa UIN Maliki, Malang. Descriptive and multiple regression analyzes were used against primary data collected by interviewing the LAZ board and distributing questionnaires to beneficiaries of zakat funds (mustahik) LAZ el-Zawa. The results show that the zakat fund collected is channeled for consumptive purposes in the form of scholarships, old-age charitable donations, and charity. While the form of channeling of funds for productive purposes is the provision of business capital loans with qardul hasan UMKM and mudharabah UMKM programs. In the meantime, this study found that the amount of productive zakah earned mustahik significantly influence the development of the mustahik business. Likewise, the variable length of business and gender, but the frequency attendance in coaching and age have an insignifican...
Journal of Business and Applied Management, 2019
Small and medium entreprises (SMEs) are seen as entities that are able to survive in high business competition. Regions with groups of SMEs that are growing are increasingly being improved, one of them namely the Mekarsari Kandri at Semarang Central Java. Kandri village with all its uniqueness needs to improve its competitive advantage with other tourist villages, one of which is by improving the competitiveness through implementation of entrepreneurial orientation and maximizing the potential of internal resources. The purpose of this study was to find out and explain: (1) the level of entrepreneurial orientation, company resources and competitive advantage in Mekarsari Kandri UMKM Semarang: (2) the influence of entrepreneurial orientation on competitive advantage: (3) the influence of company resources on competitive advantage : (4) the influence of entrepreneurial orientation and company resources simultaneously on competitive advantage. The explanatory research was used to test the relationship between competitive advantage, entrepreneurial orientation and company resources. The population used in this study were 44 Mekarsari Kandri SME owners and the sampling technique used was the census method, in which all samples were 44 people. The analysis technique used is quantitative analysis with SPSS (Statistical Package For Social Science). The results of the study show that there are positive and significant effects both partially and simultaneously between entrepreneurial orientation and company resources on competitive advantage. ABSTRAK Usaha mikro kecil dan menengah (UMKM) dipandang sebagai entitas yang mampu bertahan dalam persaingan bisnis yang tinggi. Daerah dengan kelompok UKM yang sedang tumbuh semakin ditingkatkan, salah satunya yaitu Mekarsari Kandri di Semarang Jawa Tengah. Desa Kandri dengan segala keunikannya perlu meningkatkan keunggulan kompetitifnya dengan desa wisata lainnya, salah satunya adalah dengan meningkatkan daya saing melalui penerapan orientasi kewirausahaan dan memaksimalkan potensi sumber daya internal. Tujuan dari penelitian ini adalah untuk mengetahui dan menjelaskan: (1) besarnya tingkat orientasi kewirausahaan, sumber daya perusahaan dan keunggulan bersaing pada UMKM Mekarsari Kandri Semarang: (2) pengaruh orientasi kewirausahaan terhadap keunggulan bersaing: (3) pengaruh sumber daya perusahaan terhadap keunggulan bersaing: (4) pengaruh orientasi kewirausahaan dan sumber daya perusahaan secara simultan terhadap keunggulan bersaing. Jenis penelitian yang digunakan adalah explanatory research yang memiliki tujuan untuk menguji hubungan antar variabel-variabel yang diteliti yaitu keunggulan bersaing, orientasi kewirausahaan dan sumber daya perusahaan. Populasi yang digunakan dalam penelitian ini adalah 44 pemilik UMKM Mekarsari Kandri dan teknik pengambilan sampel yang digunakan adalah metode sensus yaitu seluruh sampel sebanyak 44 orang. Teknik analisis yang digunakan adalah analisis kuantitatif dengan SPSS. Hasil penelitian menunjukkan bahwa terdapat pengaruh positif dan signifikan baik parsial maupun simultan antara orientasi kewirausahaan dan sumber daya perusahaan terhadap keunggulan bersaing. Kata kunci: orientasi kewirausahaan, sumber daya perusahaan, keunggulan bersaing ____________________ Korespondensi Penulis
2019
Economic growth becomes one indicator that increases the welfare of a nation. Small Medium Enterprises (SMEs) have a very strategic role in economic development in Indonesia especially in Malang. Zakat institution is one of the instruments in Islam that provide a forum for society to allocate their wealth. Through this institution, the economic empowerment of people can assist in reducing the amount of poverty and provide education to the lower-middle-class society to become entrepreneurs. The objective of this research is to find the role of productive zakat fund in the development of SMEs through the management process in the form of collection, distribution, and utilization by LAZIZMU Malang. The type of this research is qualitative and the research approach uses descriptive analysis. The result indicates that the role of productive zakat fund has not been maximized due to the suboptimal program for productive economic empowerment, especially in terms of supervision and evaluatio...
Majalah Ilmiah “DIAN ILMU”, 2020
Penelitian ini bertujuan untuk mengetahui dan mendeskripsikan pelaksanaan evaluasi berdasarkan peraturan BAZNAS No. 2 Tahun 2016 pada UPZ BAZNAS Kota Malang. Untuk mengetahui dan mendeskripsikan penghambat dalam pelaksanaan evaluasi berdasarkan peraturan BAZNAS No. 2 Tahun 2016 pada UPZ BAZNAS Kota Malang. Untuk mengetahui dan mendeskripsikan dampak implikasi terhadap eksistensi berdasarkan pada peraturan BAZNAS No. 2 Tahun 2016 pada UPZ BAZNAS Kota Malang. Teori yang digunakan dalam pelaksanaan evaluasi kebijakan ini mengacu pada teori William N. Dunn bahwasanya dalam evaluasi terdapat kriteria yaitu, efektivitas, efisiensi, kecukupan, perataan, responsivitas dan ketepatan. Pendekatan menggunakan pendekatan kualitatif dengan metode deskriptif. Sedangkan teknik pengumpulan data menggunakan observasi, wawancara dan studi pustaka. Analisis data menggunakan model Miles, Huberman & Saldana (2014). Uji keabsahan data menggunakan trianggulasi teknik. Hasil penelitian menunjukan bahwa evaluasi kebijakan berdasarkan pada Peraturan BAZNAS Nomor 2 Tahun 2016 masih belum berjalan secara optimal. Minimnya sumberdaya manusia (SDM) yang dimiliki oleh pengurus UPZ, minimnya waktu yang dimiliki oleh pengurus UPZ, dan secara kelembagaan UPZ masih belum bisa mandiri. Sehingga hal ini dapat menurunkan eksistensi UPZ terhadap kepercayaan muzaki, sehingga muzaki belum bisa sepenuhnya percaya atas kehadiran UPZ di lingkungan masyarakat.
PERAN LAZADA DALAM PERKEMBANGAN PRODUK LOKAL USAHA KECIL MENENGAH (UKM) DI INDONESIA
E-commerce is the process of buying and selling through the internet media that is capable of streamlining the time and can be done at anytime and anywhere. The role of e-commerce have a positive impact on one of them against the small medium businesses in Indonesia. One of the platform e-commerce that onslaught of promoting the products of small and medium businesse is Lazada. The method used in this research is the study of the literature comes from the journal article and electronic news about the role of e-commerce Lazada in influencing the development of small and medium bussinesses in Indonesia. The role of Lazada toward the development of local products of small and medium bussinesses have been able to make the expansion of the market from some SMB products which have joined with the company Lazada Indonesia to Malaysia. Hope products from Indonesia is able to dominate markets Southeast Asia so it is able to improve the economy the region. E-commerce Lazada is not only able to increase urban economy, but also able to increase the rural economy by simplifying the application more easily accessible. So it is able to increase the interest of village communities to access the online marketplace Lazada. ABSTRAK E-commerce merupakan suatu proses jual beli melalui media internet yang mampu mengefektifkan waktu, serta dapat dilakukan kapanpun dan dimanapun. Peran e-commerce memberikan dampak positif salah satunya terhadap usaha kecil menengah (UKM) yang ada di Indonesia. Salah satu platform e-commerce yang gencar mempromosikan produk UKM adalah Lazada. Metode yang digunakan dalam penelitian ini adalah studi literatur yang berasal dari jurnal, artikel dan berita elektronik mengenai peran e-commerce yang salah satu platformnya adalah Lazada dalam mempengaruhi perkembangan industri lokal UKM di Indonesia. Peran Lazada sebagai salah satu platfrom e-commerce terhadap perkembangan produk usaha kecil menengah (UKM) sudah mampu melakukan ekspansi pasar dari sebagian produk UKM yang telah bergabung dengan perusahaan Lazada Indonesia sampai ke Negera Malaysia. Harapannya produk UKM dari Indonesia mampu menguasai pangsa pasar Asia Tenggara sehingga produk UKM mampu meningkatkan perekonomian wilayah. E-commerce Lazada tidak hanya mampu untuk menggerakkan perekonomian perkotaan, tetapi juga mampu menggerakkan perekonomian perdesaan dengan menyederhanakan tampilan membuat aplikasi akan lebih mudah diakses. Sehingga mampu meningkatkan minat masyarakat desa untuk mengakses pasar online Lazada.
Kota Salatiga merupakan kota kecil yang berada di Provinsi Jawa Tengah dengan mayoritas penduduk memeluk agama Islam dan UMKM (Usaha Mikro Kecil dan Menengah) sebagai pondasi utama dalam mendorong perekonomian masyarakat setempat. Adapun fokus dari penelitian ini adalah membahas tentang program yang dijalankan oleh BAZNAS Kota Salatiga, yaitu Salatiga Makmur. Di mana dalam program tersebut BAZNAS melakukan pemberdayaan terhadap UMKM, terutama dalam bidang kuliner dengan memberikan modal sebagai bentuk dari penyaluran zakat produktif. Metode penelitian ini adalah kualitatif dengan pendekatan studi pustaka dan wawancara. Hasil penelitian menunjukkan bahwa BAZNAS Kota Salatiga memiliki program penyaluran zakat produktif, yaitu Salatiga Makmur. Program tersebut terdiri dari pemberdayaan UMKM makanan dengan pemberian modal berupa aset usaha. Adapun tujuan dari program tersebut adalah untuk mendorong perekonomian dan mengurangi kemiskinan di Kota Salatiaga.
PERSEPSI ULAMA TENTANG ZAKAT PRODUKTIF DIKOTA BANJARMASIN 1
Poverty is a multidimensional problem that can be caused by several reasons, generally caused by economic problems. From the survey results of BPS South Kalimantan per September 2014 was recorded that poverty in South Kalimantan Province is 4.68% (62.509 people) of South Kalimantan population, 3.790.071 people. From these, especially the poor in the city of Banjarmasin recorded 28.59 million people (11.66%). In addition to government programs to reduce poverty, one of the solutions that can be utilized in the perspective of Islam is zakat leverage, particularly "productive zakat". To move this productive charity needs to be synergy and synchronization of the various parties, in this case are: the Government, the Ministry of Religious Affairs, the Indonesian Ulema Council (MUI), and the Organization of the Islamic Religious including more specific ie BAZNAS. With the synergy and synchronization of the various parties, it is certain the collection and distribution of zakat, especially productive zakat, would be more efficient and effective to support the prevention and alleviation of poverty and to achieve welfare for the people.
Warehouse is an important part for supporting production system. Better warehouse setting and conditioning are suggested to avoid loss, to minimize cost, and to accelerate warehouse operation and service. Warehouse should be designed as well, so that goods or materials can fulfill maximum capacity, both vertically and horizontally. When capacity utilization is not at maximum amount, it will cause many products can't be accommodated in the warehouse, which at long term can cause company loss. This phenomenon occurs in the 25 kgs flour product storage in PT. ISM BOGASARI FLOUR MILLS SURABAYA, especially in warehouse A and warehouse B. Warehouse space utilization which still ineffective take a result that many products can't be accommodated in the storage blocks, so they must placed in alley. Another way, randomized storage policy on the existing condition will also cause high forklift-operational-cost per day. This is the main reason why we need to redesign and rearrange storage blocks capacity and storage policy from existing condition. Methods used for that purpose are including calculation of storage blocks capacity that match with the needs of each product, and also usage of dedicated storage policies to reduce forklift operational cost per day. The results obtained are reduction of the number of products placed outside the block by 9.74% as well as reduction of forklift operating costs by 57.28%.