APPRAISING STRATEGIES FOR HOUSING PROVISION FOR LOW-INCOME GOVERNMENT WORKERS IN ADO-EKITI, NIGERIA (original) (raw)
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International Journal of Recent Research in Social Siences and Humanities (IJRRSSH)), 2023
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Housing has been classified as a universally second most important human need after food. However because of its importance to man, it has become a scarce commodity, hence its problem have also been described as a universal experience that the whole world is being confronted with. Although the problem of housing has become a matter of national concern in Nigeria, each state seems to have their own peculiar housing problems as far as public sector participation in housing schemes is concerned. Of much interest to this study is the problem of housing among low income class in Borno State. They are the peasant farmers and the urban proletariat who lives in most inhabitable houses characterized by absence of social amenities as a result of their inability to afford descent housing accommodation. The primary objectives of this study is to examine and ascertain the problems of public sector housing schemes as it affects the low income class. Questionnaires were developed and distributed to the sampled population in six (6) local government areas in Borno State; they include Maiduguri Metropolitan, Biu, Bama, Gwoza, Monguno and Gubio which represents the three zones in the state. Findings shows that previous successive administration have not done enough toward the provision of low income housing, hence the low income class are placed at disadvantage position in terms of access to public housing schemes. The research made recommendations that may help address this housing problem such as the need to implement the National Housing Policy and to assist the low income class. Those already licensed Those approved in principle Those with incomplete document No application
International Letters of Social and Humanistic Sciences, 2015
Housing is one of the most important needs of individuals next to food and clothing. Housing needs for low income earners has reached an alarming stage in Nigeria. On the supply side, numerous government policies have earlier aimed at disabling the massive shortage through numerous housing reform programmes. Despite these preceding efforts, housing remains an illusion to an average Nigerian. This research assessed the effect of government policy on housing delivery in Nigeria. The objectives were to determine housing needs of the low income group in Nigeria and to determine the impact of government policies on affordable housing provision to the low income group. Survey method was used to collect data from 44 respondents through the administration of questionnaires which was analyzed with statistical tools. The findings from the study shows that insufficient fund is closely related to other finance related factors identified as barriers to the accessibility of public housing by the ...
Housing Affordability among Civil Servants in Ekiti State, Nigeria
https://www.ijrrjournal.com/IJRR\_Vol.8\_Issue.10\_Oct2021/IJRR-Abstract051.html, 2021
Housing has been acknowledged generally as a key human necessity. One of its problems may be claimed that it is not affordable for the ordinary Nigerian worker, whose earnings and wages are now strongly depressed and unable to fulfill their fundamental necessities. From the perspective of the above, this study studied the affordability of government workers in the State of Ekiti, Nigeria. Purposive method of sampling was used to sample two government agencies and parastatals. A total of One Hundred and Twenty Six (126) government officials were picked. 94 questionnaires were retrieved. The questionnaire was used to collect the information required and analysed by descriptive and medium item score statistics. The findings indicated that government employees in Ekiti State could, on average, afford to pay rental housing since most employees spend less than 30 per cent of their yearly salary on rentals, especially in the medium and high income categories. In the study, public and private engagements were proposed, leading to affordable and sustainable state housing delivery.
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In Nigeria, the 1999 constitution recognises housing as a fundamental human right; hence it is imperative that Nigerians have access to decent and comfortable accommodation at affordable costs. This study examined housing affordability by Federal Civil Servants in Minna by analysing the average annual emoluments of federal civil servants and the annual rental values of houses occupied by them, and subsequently established the percentage of annual income spent on rent. A total of 200 federal civil servants spread across all grade levels were sampled. Simple descriptive statistic, likert scale, relative index and pearson product moment correlation were used to analyse collected data. Findings showed that federal civil servants in the study area spend between 7.3% and 23.8% of their annual income on rents. The study also revealed that civil servants' level of income having a relative index of 0.96 is the major factor influencing the choice of residential accommodation by federal civil servants in the study area.It further revealed a strong positive correlation between their annual income and rental values of residential properties occupied by them. The sampled respondents expressed varied levels of satisfaction with the houses they occupy, with as much as 59% being unsatisfied with their rented housing units; these were attributed to poor housing quality, small sizes of housing units and densely populated neighbourhoods, among others. Housing Affordability Index was also adopted and used to determine housing affordability levels in the study area.The study recommended a home ownership scheme to enable federal civil servants purchase or build their own houses and pay conveniently because all respondents desired to own their own houses.
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