Faktor-Faktor Yang Mempengaruhi Pertumbuhan Total Aset Perbankan Syariah DI Indonesia (original) (raw)

Analisis Faktor Internal Dan Eksternal Yang Memengaruhi Pertumbuhan Aset Bank Syariah DI Indonesia

2020

Penelitian ini bertujuan untuk menganalisis pengaruh variabel internal (NPF, ROA, FDR, CAR dan BOPO) serta variabel ekstrernal (inflasi, pertumbuhan ekonomi, dan BI rate) terhadap pertumbuhan aset bank syariah di Indonesia. Selain itu penelitian ini juga bertujuan untuk menganalisis tren pertumbuhan aset bank syariah di Indonesia sejak Tahun 2009 sampai dengan tahun 2020. Penelitian ini menggunakan data sekunder. Metode analisis data yang digunakan adalah regresi linier berganda untuk menganalisis pengaruh variabel NPF, ROA, FDR, CAR, BOPO, inflasi, pertumbuhan ekonomi, dan BI rate terhadap pertumbuhan aset bank syariah di Indonesia. Analisis tren dengan metode kuadrat terkecil digunakan untuk me nganalisis tren pertumbuhan perbankan syariah di Indonesia Periode penelitian dimulai sejak bulan Maret 2009 sampai dengan bulan Desember 2017. Hasil analisis regresi linier menunjukkan bahwa variabel ROA, CAR serta pertumbuhan ekonomi berpengaruh positif dan signifikan terhadap pertumbuhan aset perbankan syariah di Indonesia. Variabel FDR, BOPO serta inflasi berpengaruh negatif dan signifikan terhadap pertumbuhan aset perbankan syariah di Indonesia. Sedangkan variabel NPF dan BI rate memiliki pengaruh yang negatif namun tidak signifikan terhadap pertumbuhan aset perbankan syariah di Indonesia. Nilai adjusted R 2 sebesar 0,565 menunjukkan bahwa variabel independen yang digunakan dalam penelitian ini telah menjelaskan variasi variabel pertumbuhan aset perbankan syariah di Indonesia sebesar 56,5 persen, sedangkan sisanya sebesar 43,5 persen dijelaskan oleh variabel lain di luar model. Hasil analisis tren menunjukkan bahwa pertumbuhan aset perbankan syariah di Indonesia memiliki tren yang negatif dan signifikan.

Faktor – Faktor Yang Mempengaruhi Pertumbuhan Aset Bank Syariah Di Indonesia Tahun 2006-2015

Jurnal Ekonomi Syariah Teori dan Terapan

This research aimed to determine the external and internal factors affect to the assets growth of Islamic banking in Indonesia, in time year 2006 until year 2015. The approach is a quantitative approach using PLS (Partial Least Square) analytical techniques with three latent variables, that is external factors as an exogenous variable wich which used to reflect external factors in this research are inflation, GDP Growth, BI rate, and money supply (M2); internal factors as an endogenous variable which are reflected by profit sharing rate, promotion, education and training cost, NPF ratio, ROA ratio, FDR ratio, Third-Party Funds, quantity of office bank, and office channeling; and assets growth of Islamic banking as an endogenous variable. The result of this research showed that external factors has a significant effect to internal factors. However, both external factors and internal factors have no significant effect to the growth of Islamic banking asset.

Analisis Pertumbuhan Total Asset Perbankan Syariah DI Indonesia

2016

enelitian ini berjudul Analisis Pertumbuhan Total Asset Perbankan Syariah di Indonesia. Penelitian ini bertujuan untuk mengetahui pengaruh jumlah pembiayaan yang disalurkan dan pertumbuhan ekonomi nasional terhadap pertumbuhan total asset Perbankan Syariah di Indonesia. Dalam penelitian ini, permasalahan yang diteliti yaitu: Apakah jumlah pembiayaan yang diberikan Bank Syariah berpengaruh positif dan signifikan terhadap pertumbuhan total asset Perbankan Syariah di Indonesia dan Apakah pertumbuhan ekonomi berpengaruh positif dan signifikan terhadap pertumbuhan total asset Perbankan Syariah di Indonesia.Metode yang digunakan dalam penelitian ini adalah metode analisis deskripif dan analisis regresi berganda. Teknik pengumpulan data dilakukan dengan teknik menggunakan data sekunder selama periode 2003-2013. kemudian diolah sesuai dengan uji asumsi klasik menggunakan program eviews 0.6 sehingga dapat menarik kesimpulan. Hasil penelitian dapat disimpulkan bahwa jumlah pembiayaan yang dis...

Faktor-Faktor Keuangan Yang Mempengaruhi Market Share Perbankan Syariah DI Indonesia

Akuntabilitas, 2016

This Study aims to formulate the strategy of market share growth for islamic bangking is need to examine how much the effect of each independent variable is ROA, CAR, FDR, NPF, and REO on the dependent variable (Market Share) on Islamic Banking in Indonesia. The research was conducted on Islamic Banking in Indonesia, BUS and UUS using financial statement data are monthly basis for 36 months, starting in January 2010-December 2012. The method of analysis in this study is the analysis Descriptive Statistics and Simple Linear Regression Analysis. The test results suggest that, first, ROA has a positive significant effect on Market Share. Second, CAR has a positive significant effect on Market Share. Third, FDR had a positive significant effect on Market Share. Fourth, NPF has a significant negative effect on Market Share. Fifth, REO has a significant negative effect on Market Share. Based that condition, so, strategy to improve market share growth for Islamic banking must be concern to qualitative aspects such as sufficient costumer service, product innovative, banking education for costumer, etc. All of that aspects must be supported by government, central bank, Islamic banking, and society.

Faktor Dominan Yang Mempengaruhi Pertumbuhan Aset Pada Lembaga Keuangan Mikro Syariah Di Jawa Barat

Jurnal ilmiah ekonomi Islam, 2023

This study aims to determine the dominant factors affecting the growth of assets of Islamic Microfinance Institutions in West Java. Besides this research is aimed at finding out how much influence the Third-Party Funds (DPK), Financing Received (PYD), Capital, Non-Performing Finance (NPF) and Profit (SHU) on the Growth of Assets of Islamic Microfinance Institutions in West Java. This research was conducted at Koperasi Simpan Pinjam dan Pembiayaan Syariah (KSPPS) in West Java with data collection techniques based on published data that have been validated in RAT and analyzed using descriptive analysis methods with a quantitative approach. The variables examined in this study are the variables of DPK, PYD, capital, NPF and Sisa Hasil Usaha (SHU) as independent variables and Asset as the dependent variable. As for testing the hypothesis, multiple correlation regression analysis was used with significance level of 0.05 with the help of the SPSS Version 26 and Microsoft Excel 2019 programs. The results of data processing and analysis in this study can be concluded that the dominant factor affecting the growth of LKMS assets that 1) TPF has a significant effect on assets 2) PYD has a significant effect on assets. 3) Capital has a significant effect on assets 4) NPF does not have a significant effect on assets 5) SHU does not have a significant effect on assets. However, DPK, PYD, Capital, NPF and SHU altogether have an effect on Assets.

Faktor-faktor Penentu Profitabilitas Bank Syariah di Indonesia

Management Analysis Journal, 2015

This research aimed to determine the influence of third party funds (DPK), Non Performing Financing (NPF), Financing to Deposit Ratio (FDR), Operating Expenses to Operating Income (BOPO), SWBI (Indonesian Wadiah Certificates Bank ) toward Return on Assets (ROA ) on Syariah Banks in Indonesia. The population in this study were all registered Syariah banking at Bank Indonesia, those are 11 Syariah Banks (BUS). The sampling technique used was purposive sampling criteria, which result were 4 Syariah banks. This study was using multiple linear regression analysis. Data used in this research were obtained from Bank Indonesia during the period of 2011 to 2013. Data analysis methods used in the study were multiple linear regression analysis, the classical assumption test, and test hypotheses. The result of the research show that the DPK, NPF, FDR, ROA and SWBI simultaneously affect the ROA. Data analysis methods used in the study were multiple linear regression analysis, the classical assum...

Pengaruh NPF, Bopo, GDP Dan Sbis Terhadap Pertumbuhan Aset Perbankan Syariah DI Indonesia

Media Ekonomi

This study aims to analyze the factors that influence the growth of Islamic banking assets in Indonesia in the short and long term. This study uses monthly secondary data from 2012 to 2016. The analytical model used is the Error Correction Model (ECM). The advantages of this model can explain short-term and long-term behavior. The results showed the Non-Performing Financing (NPF) variable in the short term had a negative and significant relationship while in the long run it had a negative and not significant relationship to the growth of Islamic banking assets in Indonesia. The Gross Domestic Product (GDP) variable in the short and long term has a positive and not significant relationship to the growth of Islamic banking assets in Indonesia. Operating Cost Variable to Operating Income (BOPO) in the short and long term has a positive and not significant relationship to the growth of Islamic banking assets in Indonesia. Indonesian Islamic Bank Certificate Variables (SBIS) in the short...

Pertumbuhan Perbankan Syariah : Pengujian Faktor Penentu

Jurnal Ilmiah Ekonomi Dan Bisnis

Faktor yang mempengaruhi pertumbuhan perbankan syariah dalam penelitian ini antara lain CAR, NPF, BOPO, Inflasi, PDB dan Suku Bunga BI. Pertumbuhan perbankan syariah yang dimaksud dalam penelitian ini adalah pertumbuhan yang diukur dari total aset bank syariah. CAR, NPF, BOPO, Inflasi, PDB dan Suku Bunga BI menjadi penting untuk perbankan syariah, karena hal ini akan menentukan tingkat pertumbuhan perbankan syariah. Penelitian ini bertujuan untuk melihat pengaruh CAR, NPF, BOPO, Inflasi, PDB dan Suku Bunga BI terhadap pertumbuhan perbankan syariah. Pengambilan sampel penelitian ini menggunakan teknik purposive sampling dengan 11 sampel dengan rentang 5 tahun. Data dikumpulkan melalui rasio keuangan, data inflasi, data PDB dan data suku bunga BI. Data dianalisis dengan menggunakan uji regresi berganda melalui regresi data panel dengan uji parsial dan uji simultan yang dibantu oleh program eviews 7. Berdasarkan hasil analisis diketahui bahwa terdapat pengaruh pertumbuhan perbankan sya...

Faktor-Faktor Yang Mempengaruhi Profitabilitas Pada Bank Syariah DI Indonesia

2014

Profitability is the most appropriate indicators to measure the performance of a company. The ability of a company to generate profits to level measurement in the performance of a company. The higher profitability of the company the better the performance of the company. The purpose of this study was to determine the effect of FDR, BOPO, CAR, dan NPF to profitability (ROA) islamic banks financial statements published Indonesian banks. in the period 2008-2012. This study aims to analyze the influence of the ratio of Financing Deposit Ratio (FDR), operational efficiency (ROA), Capital Adequacy Ratio (CAR), and Non-Performing Financing (NPF) to Profitability (ROA) on Islamic banks the published financial statements of Indonesian banks.While the study sample is determined by purposive sampling method in order to obtain 41 samples of 11 banking companies in the observation period (2009-2012). The type of data used is secondary data obtained from the Financial Statements Islamic banks in ...