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Papers by mohammad badri rozali

Research paper thumbnail of Bank customers' reception towards internet banking

Research paper thumbnail of Empirical Investigation on the Performance of the Malaysian Real Estate Investment Trusts in Pre-Crisis, During Crisis and Post-Crisis Period

International Journal of Economics and Finance, 2010

... In this study, three standard performance measurement methods, namely Sharpe Index, Treynor I... more ... In this study, three standard performance measurement methods, namely Sharpe Index, Treynor Index and Jensen Alpha Index are employed to evaluate the performance of REITs. ... Jensen, MC (1972). “The Performance of Mutual Funds in the period 1945–1964”. ...

Research paper thumbnail of ISLAMIC BANKS’ CHARACTERISTICS AND PERFORMANCE: A PANEL DATA ANALYSIS

The objective of this study is to examine the determinants of the performance of Islamic banks. E... more The objective of this study is to examine the determinants of the performance of Islamic banks. Eleven samples of full-fledged Islamic banks and Islamic window were chosen for a period of 14 years from 1998 to 2011. The study attempts to provide some insights on banks’ specific characteristics as determinant factors and the performance in the Malaysian dual banking industry. Our methodology incorporates a variety of cross-sections and time-series data; therefore, panel estimation technique is utilized to take into account the heterogeneity of these data. There are six bank specific factors tested in this study which consist of Financing to Total Asset (FTA), Base Lending Rate (BLR), Earnings before Interest and Tax (EBIT), Non-Performing Financing (NPF), Capital Adequacy Ratio (CAR) and Total Asset (TA). The findings indicate that four variables, namely BLR, EBIT, NPF and CAR, significantly affect the Islamic banks’ performance. BLR and EBIT positively affect the performance whereas NPF and CAR exert a negative impact on performance. The other two variables, FTA and TA, are found to be not significant. The results are envisaged to provide some knowledge on the Islamic banks’ characteristics as factors that determine the performance of Islamic banks in Malaysia.

Research paper thumbnail of Bank customers' reception towards internet banking

Research paper thumbnail of Empirical Investigation on the Performance of the Malaysian Real Estate Investment Trusts in Pre-Crisis, During Crisis and Post-Crisis Period

International Journal of Economics and Finance, 2010

... In this study, three standard performance measurement methods, namely Sharpe Index, Treynor I... more ... In this study, three standard performance measurement methods, namely Sharpe Index, Treynor Index and Jensen Alpha Index are employed to evaluate the performance of REITs. ... Jensen, MC (1972). “The Performance of Mutual Funds in the period 1945–1964”. ...

Research paper thumbnail of ISLAMIC BANKS’ CHARACTERISTICS AND PERFORMANCE: A PANEL DATA ANALYSIS

The objective of this study is to examine the determinants of the performance of Islamic banks. E... more The objective of this study is to examine the determinants of the performance of Islamic banks. Eleven samples of full-fledged Islamic banks and Islamic window were chosen for a period of 14 years from 1998 to 2011. The study attempts to provide some insights on banks’ specific characteristics as determinant factors and the performance in the Malaysian dual banking industry. Our methodology incorporates a variety of cross-sections and time-series data; therefore, panel estimation technique is utilized to take into account the heterogeneity of these data. There are six bank specific factors tested in this study which consist of Financing to Total Asset (FTA), Base Lending Rate (BLR), Earnings before Interest and Tax (EBIT), Non-Performing Financing (NPF), Capital Adequacy Ratio (CAR) and Total Asset (TA). The findings indicate that four variables, namely BLR, EBIT, NPF and CAR, significantly affect the Islamic banks’ performance. BLR and EBIT positively affect the performance whereas NPF and CAR exert a negative impact on performance. The other two variables, FTA and TA, are found to be not significant. The results are envisaged to provide some knowledge on the Islamic banks’ characteristics as factors that determine the performance of Islamic banks in Malaysia.

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