Malcolm Anderson | La Trobe University (original) (raw)

Church History Course 2024 by Malcolm Anderson

PowerPoint presentation of 'Riddle of the Dead Sea Scrolls' presented at Bundoora Presbyterian Ch... more PowerPoint presentation of 'Riddle of the Dead Sea Scrolls' presented at Bundoora Presbyterian Church, July 2024 https://bpc.org.au/wts2024/

PDF of the First talk on Archaeology and the Bible given to Bundoora Presbyterian Church, July 20... more PDF of the First talk on Archaeology and the Bible given to Bundoora Presbyterian Church, July 2024 (https://bpc.org.au/wts2024/)

Overheads for Lecture 4 The Gospel to the Extremities and Antipodes

Notes to Final lecture to COAH West on Church History: Gospel to the Extremities and Antipodes

Overheads to accompany lecture 3 on the Protestant Reformation

Lecture 3 The Reformation, 2024

Lecture Notes for Session 3 on the Reformation for City on a Hill West Church 2024

The Briefing, 1999

A personal account of the battle against liberal catholicism in the Anglican Diocese of Melbourne

Overheads for Session 2 Medieval Church History (City on a Hill West, 2024)

Lecture 2 Medieval Church History (City on a Hill West 2024)

Overheads to Session 1 Early Church History

Introduction to Erly Church History Notes and Bibliography (City on a Hill West 2024)

City on a Hill 2024 Course Notes and Bibliography for Introduction to Church History

Archaeology by Malcolm Anderson

My 2014 PhD dissertation, University of Melbourne: William Dever and the Reorientation of Palesti... more My 2014 PhD dissertation, University of Melbourne: William Dever and the Reorientation of Palestinian Archaeology

William G. Dever's contribution to the reorientation of biblical archaeology should not be under-... more William G. Dever's contribution to the reorientation of biblical archaeology should not be under-estimated, although his historiography of the movement's transition to Syro-Palestinian archaeology certainly required adjustment.

Short entry on 'Amarna Letters' destined for the Australian Institute of Archaeology Webpage unde... more Short entry on 'Amarna Letters' destined for the Australian Institute of Archaeology Webpage under the section 'Archaeological Windows on the Bible'.

Three short reference articles on the 'Dead Sea Scrolls' destined for the 'Archaeological Windows... more Three short reference articles on the 'Dead Sea Scrolls' destined for the 'Archaeological Windows on the Bible' Project on the Australian Institute of Archaeology Website

Bible Studies by Malcolm Anderson

In this passage, the word GOSPEL has been highlighted. Use a coloured texta to highlight the word... more In this passage, the word GOSPEL has been highlighted. Use a coloured texta to highlight the words faith/believes (or cognates), and another texta to highlight words such as righteous/righteousness .

Overheads for Lecture 4 The Gospel to the Extremities and Antipodes

Notes to Final lecture to COAH West on Church History: Gospel to the Extremities and Antipodes

Overheads to accompany lecture 3 on the Protestant Reformation

Lecture 3 The Reformation, 2024

Lecture Notes for Session 3 on the Reformation for City on a Hill West Church 2024

The Briefing, 1999

A personal account of the battle against liberal catholicism in the Anglican Diocese of Melbourne

Overheads for Session 2 Medieval Church History (City on a Hill West, 2024)

Lecture 2 Medieval Church History (City on a Hill West 2024)

Overheads to Session 1 Early Church History

Introduction to Erly Church History Notes and Bibliography (City on a Hill West 2024)

City on a Hill 2024 Course Notes and Bibliography for Introduction to Church History

UNSW Law Journal, 2023

This article reports the results of an extensive survey of persons who govern Australian charitie... more This article reports the results of an extensive survey of persons who govern Australian charities (known as 'responsible persons') in relation to governance duties and conflicts of interest. These results are significant in light of the complexity of the legal framework governing Australia's charities sector and in light of the shortage of empirical research into the sector. The results, combined with comprehensive legal analysis, enable critical evaluation of the overall effectiveness of the governance and regulatory system of charities in Australia, in turn enabling recommendations to ameliorate the difficulties caused by complexity and to facilitate improved governance.

Third Sector Review, 2022

This article reports the results of an extensive survey of persons who govern charitable entities... more This article reports the results of an extensive survey of persons who govern charitable entities in Australia and in England & Wales in relation to governance duties and conflicts of interest. The results help discern respondents' understanding of, and confidence with, their governance duties, their enthusiasm for practical assistance with these duties, the strength of their conflicts management procedures, as well as compliance motivations and perceived barriers to enhanced governance and compliance. This in turn assists in critical evaluation of the effectiveness of the governance and regulatory system in each of Australia and England & Wales, and enables valuable comparisons between the jurisdictions in this respect.

Trusts and Trustees, 2022

This article reports the results of an extensive survey of charity trustees in England and Wales ... more This article reports the results of an extensive survey of charity trustees in England and Wales in relation to governance duties and conflicts of interest. The results help discern trustees' understanding of, and confidence with, their governance duties, their enthusiasm for practical assistance with these duties, the strength of their conflict management procedures, as well as compliance motivations and perceived barriers to enhanced governance and compliance. This in turn assists in critical evaluation of the effectiveness of the governance and regulatory system of charities in England and Wales.

Melbourne Law School Research Paper, 2023

Changes in governance ideas within the Australian charity sector would be expected to reflect wid... more Changes in governance ideas within the Australian charity sector would be expected to reflect wider societal reorientations. It is therefore pertinent to ascertain how the leaders in this important sector might be responding to new outlooks, new expectations, and new regulatory requirements. Charities will not long remain untouched by social shifts if only because issues of donor trust and public confidence are crucial to the success (or otherwise) of philanthropic enterprises. This article presents, and critically analyses, empirical evidence on the views on governance duties as well as the key issue of conflicts of interest (within charity boards) to the extent they may diverge between younger emerging charity leaders (those aged under 45) and their older counterparts. The outlooks and opinions of emerging leaders may be an important indicator of the direction in which governance of the sector is headed.

Law and Financial Markets Review, 2015

This study is the first large-scale study of superannuation knowledge, behaviour and attitudes am... more This study is the first large-scale study of superannuation knowledge, behaviour and attitudes among a representative sample of the general young adult population in Australia. The picture that emerges is generally worse than other studies to date. Young people generally lack a basic understanding of how superannuation operates, do not engage much with their superannuation funds and have poor or uncertain expectations about their prospects for retirement and superannuation’s place within an overall retirement plan.

JASSA, 2016

This paper examines recent trends in Australian personal bankruptcy by analysing a large data set... more This paper examines recent trends in Australian personal bankruptcy by analysing a large data set obtained from the regulator, the Australian Financial Security Authority. It demonstrates a marked decline in Australian bankruptcy rates, since a peak in 2009, and a consistent rise in levels of unsecured debt among bankrupts. It identifies a number of distinct cohorts within the bankrupt population, and important differences between men and women, younger and older people, and professional and blue collar workers. We find that the debts of bankrupt individuals tend to fall into two distinct categories: a combination of taxation debts and legal liabilities; or a mixture of personal loan, overdraft and credit card debts, often linked to consumer spending. These findings represent a significant contribution to Australian empirical bankruptcy research. They are also timely, in light of the Commonwealth Government's recent proposals to implement significant changes to Australian bankruptcy law. 1

Australasian Accounting, Business and Finance Journal, 2018

Consumers in Australia and other developed countries are increasingly required to interact with p... more Consumers in Australia and other developed countries are increasingly required to interact with providers of complex financial products and services, and to estimate, mitigate or absorb the risks that flow from their financial decisions. A range of debt-related problems in Australia have been attributed to low levels of financial literacy in the population. However, there has been limited research exploring the relationship between low financial literacy and the problem of financial hardship, where a consumer takes on payment obligations under a contract, but then becomes unable to meet them when they fall due. Drawing on a survey of Australians who recently experienced debt problems, this article examines the impact of financial literacy levels and levels of confidence in managing day-today spending on severity of financial hardship. The article also examines the impacts of financial literacy and confidence levels on the strategies employed to get by financially while in debt. The article shows that while there is no straightforward relationship between low financial literacy and severity of financial hardship, lower levels of financial literacy may reduce consumers' ability to avoid some of the more serious consequences of default, particularly if coupled with overconfidence about their ability to manage spending.

CSHE Technical Report, 2008

The purpose of the report is to shed light on the factors associated with the persistent under- r... more The purpose of the report is to shed light on the factors associated with the persistent under- representation of low SES people and Indigenous people in Australian universities with a view to informing policies and strategies and providing a framework for further analysis of equity for people from low SES backgrounds. The report includes a summary of barriers and inhibiting factors as well as suggestions for possible ways of defining and measuring socioeconomic status for higher education purposes

Economic Papers, 2019

While the majority of those who declare bankruptcy do so voluntarily, a significant proportion ar... more While the majority of those who declare bankruptcy do so voluntarily, a significant proportion are forced into bankruptcy as a result of legal action. This paper interrogates data obtained from the Australian Financial Security Authority to explore the attributes of debtors who go bankrupt involuntarily. Based on this analysis, the authors hypothesise that people who go bankrupt involuntarily are those who have more to lose by going bankrupt-such as a family home, a business venture or a managerial or professional occupation-meaning that they are more likely to resist bankruptcy until they are forced into it by their creditors.

Although young Australians are active consumers there is little evidence about their knowledge of... more Although young Australians are active consumers there is little evidence about their knowledge of consumer rights. The authors report the results of a survey of 207 Australian school students aged 16-17 aimed at ascertaining their knowledge of consumer rights. Focus group interviews were also conducted with 68 students. Factors that positively affect knowledge of consumer rights are the geographic location of the school that students attended, the proportion of students at each school that spoke a language other than English, the occupation of the parents of students, and whether students discussed money matters with parents or teachers. Insights from the focus group interviews include: the existence of significant differences in students' knowledge of consumer rights; that personal experience appears to make a difference to individual awareness of consumer rights; and that a substantial proportion of students lacked the confidence to exercise their consumer rights.

Centre for International Finance and Regulation Research Report, 2014

All rights reserved. The contents of this paper reflect the views of the author and do not repres... more All rights reserved. The contents of this paper reflect the views of the author and do not represent the official views or policies of the Centre for International Finance and Regulation (CIFR) or any of their Consortium members. Information may be incomplete and may not be relied upon without seeking prior professional advice. The Centre for International Finance and Regulation and the Consortium partners exclude all liability arising directly or indirectly from use or reliance on the information contained in this publication www.cifr.edu

American Bankruptcy Institute Law Review, 2020

This study analyzes a unique data set to explore geographic variations in bankruptcy across Austr... more This study analyzes a unique data set to explore geographic variations in bankruptcy across Australia, drawing upon United States research that points to striking differences between urban and rural bankruptcies. The U.S. research finds that rural debtors enter bankruptcy in much more severe financial distress than their urban counterparts. The present study draws upon data obtained from the Australian Financial Security Authority, as well as data gathered by the Australian Bureau of Statistics. It finds that, compared with debtors in regional areas, debtors in major cities earn higher incomes, are more likely to be employed and more likely to cite the "excessive use of credit," rather than unemployment, as the cause of their financial problems. In most respects, however, it finds that differences between Australian bankruptcies in urban and non-urban locations are neither consistent nor pronounced. It concludes that broad generalizations about financial hardship in regional areas cannot do justice to the complex geography of bankruptcy in Australia. In this sense, the study poses a contrast to the U.S. research, which identifies stark differences between urban and rural debtors. It offers a nuanced account, one that links bankruptcy rates to localized factors such as housing prices and the impact of specific industries, such as mining.

Australasian Business accounting and Finance Journal, 2019

Australasian Accounting Business, and Finance Journal, 2015

We examine the behaviour and attitudes towards superannuation of 25-34 year old Australians. Our ... more We examine the behaviour and attitudes towards superannuation of 25-34 year old Australians. Our results suggest that they are generally uninterested in their superannuation accounts. They seldom read the information provided by their funds, rarely change their fund, and a majority of them do not make voluntary contributions. Overall the results suggest significant lack of interest in, and engagement and concern with issues related to their retirement planning.

American Journal of Economics and Sociology, 2011

This paper examines the preferences of the general public in Australia regarding health care allo... more This paper examines the preferences of the general public in Australia regarding health care allocation. Previous studies have revealed that the Australian public is willing to give priority to particular groups of patients based on their personal characteristics. In the present study, respondents indicated a clear preference for married patients over single, young adults and children over older adults, for carers, breadwinners, the employed over the unemployed, and poor over the rich. The present paper goes beyond previous efforts in attempting to explain these results. Variation in the answers according to broad economic and social beliefs across seven different scales influenced the pattern of the public's attitudes towards rationing preferences. The Principal Component Analysis (PCA) indicated that most of the items in our survey load quite strongly on seven components that explain or capture much of the variation. The strength of social preferences is related to the particular class of preferences. The relevance of personal characteristics in health care rationing: What the Australian public thinks and why

Journal of Corporate Law Studies, 2008

Abstract: This article analyses country-specific principles in the electronic securities holding ... more Abstract: This article analyses country-specific principles in the electronic securities holding systems in Germany and England. It hereby builds, inter alia, upon two fundamental differences: first, in Germany, investors legally co-own a pool of unallocated securities ...

The Australian Securities and Investments Commission (ASIC) has stewarded the Australian National... more The Australian Securities and Investments Commission (ASIC) has stewarded the Australian National Financial Literacy Strategy since 2011. Financial literacy is increasingly recognised as an essential part of consumer protection, complementing traditional consumer protection mechanisms such as disclosure. Increased financial literacy has significant benefits including the potential to reduce the need for regulatory intervention and enhance economic participation. While much attention has focussed upon the financial literacy of adults, young people are active consumers and it has been suggested that their levels of financial literacy are not consistent with their extensive consumer activities. Currently a research gap exists regarding the financial literacy levels and attitudinal/behavioural aspects of young people's financial decisionmaking. This article discusses the results of a financial literacy survey of senior students in Australian secondary schools. The survey tested six key areas of financial literacy skills, including their knowledge of consumer rights. The analyses tested for demographic factors and attitudes that are related to financial literacy. The study contributes important findings that can assist ASIC's ongoing work promoting consumer protection through financial literacy policies and can also assist in the development of financial literacy education programs in schools.

SSRN Electronic Journal, 2007

Australian Economic Review, 1993

Anderson Curriculum Vita

My cv

In recent decades, democracies have turned to a range of innovative solutions to clean up the wor... more In recent decades, democracies have turned to a range of innovative solutions to clean up the worst excesses of political finance. Containing the influence of those who seek to exert undue influence to gain favourable policy outcomes at the expense of the public good (rent seeking behavior) appears to be a never-ending battle. Optimists believe judicious legislation can thwart the most grievous policy distortions and keep corruption at bay. The more pessimistic, and perhaps keener observers of human nature, argue that modern democratic parties are ever vulnerable to being bought off by big money. In this paper, we test the 'hydraulics' thesis-the pessimistic notion that political finance legislation is more futile than fruitful-by interrogating eighteen years of Australian data on political donations. The 'test case' is the impact of the regime of a raft of far-reaching legislation that the state of New South Wales introduced from mid 2008. We find strong support for the more optimistic view that well-conceived and well-executed legislation can bridle the worst excesses of political finance regimes, but note also, that a suite of unintended consequences that accompany new political finance regimes should not be ignored by future legislators. _________________________________________________________ The problem at the heart of political finance is that donations-particularly large donations-tend to distort and undermine the principle of one person, one vote, the axiom which is perhaps the essence of democracy. Clearly those with greater means and wealth, especially large corporations, trade unions, and other institutions, are in a better position to get a hearing with political parties and thus affect policy. Money buys access to political power, and lots of money is a magnet for political parties desperate to win elections. Optimists within the fraternity of political finance scholarship point to a range of legislative measures that can attenuate these distortions. Pessimists line up behind the 'hydraulics' thesis: big money, they contend, will always find a way to corrupt the will of the democratic majority. Like water under pressure that eventually finds a hole in the hose, so political finance protections will ultimately be ineffective, with big money subverting the ballot box. The broad outlines of this debate, then, are reasonably clear: but can the hydraulics thesis be empirically tested? Under regimes where there exist means to avoid complete transparency, research is reduced to speculation and hypothesis. But fortuitously, the political donations disclosure regime in Australia is (with a few exceptions) quite comprehensive: all donations over a graduated threshold (rising approximately in line with inflation) are reported by political parties to the Australian Electoral Commission (AEC). Since there are some 18 years of data in existence, we have a large database capable of being interrogated. In this paper, we examine the impact of a rigorous political finance regime that has operated in the state of New South Wales since mid-2008, and compare it to other Australian jurisdictions that have little or relatively weaker regulation. The research design employed in this paper is a careful investigation of the changes in total flows of funds disaggregated by jurisdiction and type of

Scholars of political finance have placed great importance on the concept of transparency, and to... more Scholars of political finance have placed great importance on the concept of transparency, and to a large extent, the idea is actualized by legislation compelling disclosure of donations to political parties and candidates with details accessible to all in public databases. These disclosures are routinely exploited by academics, journalists and politicians alike to expose the existence and extent of 'dark money' in the political finance economy. Large donations particularly are cited as evidence of possible payoffs for access-and-favours within the political arena, indications of corruption where incumbent parties are enriched at the expense of good policy and the common good. That the 'access-and-favours for donations' cycle is a reality is not here contested. Undoubtedly certain donations, or patterns of donations, infer longstanding relationships with mutually comprehended 'understandings' of what they are for, even though correlation does not always infer causation. More impressive is the bigger picture-and one more benign-in that donation databases reveal patterns of healthy political giving. In this paper we explore and briefly describe three important, databases that enable a clearer picture to emerge of donation patterns to political parties within the state of New South Wales. These databases have formed the basis of a project at Melbourne Law School focused on 'Dollars and Democracy', an empirical study of the relationship between donations, political parties and regulation explored within the context of the health and quality of Australian democracy.