Banking system Research Papers - Academia.edu (original) (raw)

Although stony corals are most frequently studied on high-relief reef structures, many coral species occur in a wide variety of nearshore tropical habitats, including mangrove creeks, seagrass beds and rocky platforms. This study... more

Although stony corals are most frequently studied on high-relief reef structures, many coral species occur in a wide variety of nearshore tropical habitats, including mangrove creeks, seagrass beds and rocky platforms. This study estimated overall population size, potential reproductive output, and population structure for several species across sandy-bottom, hard-bottom, and patch reef habitats. The density of coral colonies, area of available habitat, and size distribution of resident Siderastrea radians, Favia fragum, and Diploria clivosa colonies were recorded for several island bank systems across habitat types in the central Bahamas. Nearshore patch reefs generally exhibited larger population sizes and higher density of colonies, and contained more larger or older colonies. Nearshore hardbar communities had smaller population sizes and a lower density of colonies, and supported more small colonies, which may either be recruits or asexual clones. High numbers of larger colony s...

Centre for Management and Economic Research (CMER) Lahore University of Management Sciences (LUMS) Opposite Sector 'U', DHA, Cantt, Lahore, 54792 Pakistan URL:http//ravi.lums .edu.pk/cmer ... Abid. A. Burki Director CMER... more

Centre for Management and Economic Research (CMER) Lahore University of Management Sciences (LUMS) Opposite Sector 'U', DHA, Cantt, Lahore, 54792 Pakistan URL:http//ravi.lums .edu.pk/cmer ... Abid. A. Burki Director CMER Associate Professor, Economics School of ...

Different types of conflict have different effects on the financial system. Country priorities for reconstruction therefore vary accordingly. Nevertheless, the following problems repeatedly occur in reconstruction. First, central banks... more

Different types of conflict have different effects on the financial system. Country priorities for reconstruction therefore vary accordingly. Nevertheless, the following problems repeatedly occur in reconstruction. First, central banks often remain weak and under-resourced. The ...

PurposeThis study attempts to examine the relationship between service quality perception and customers' satisfaction in Malaysian Islamic banking using the SEM approach.Design/methodology/approachThis model starts with SERVQUAL... more

PurposeThis study attempts to examine the relationship between service quality perception and customers' satisfaction in Malaysian Islamic banking using the SEM approach.Design/methodology/approachThis model starts with SERVQUAL measurement scales consisting of six dimensional structures: tangibles, reliability, responsiveness, assurance, and empathy, and plus the compliance dimensions to measure Malaysian Islamic banking service quality. Respondents are the customers (Muslim and non‐Muslim) who visit the bank counters. They must have an account with one of the full‐fledged Islamic banking and dual‐banking systems.FindingsThe results showed that the proportion of Malaysian Muslims' awareness of the Islamic banking products and services were high compared to non‐Muslim customers. The majority of the Islamic banking customers were satisfied with the overall service quality provided by their banks. The findings suggest that the standard model of Islamic banking service quality ...

With the rapid globalization of the Indian economy, enterprises are facing with ever changing competitive environment. Enterprises are adopting strategies aimed at developing competitive advantage based on enhanced customer value in terms... more

With the rapid globalization of the Indian economy, enterprises are facing with ever changing competitive environment. Enterprises are adopting strategies aimed at developing competitive advantage based on enhanced customer value in terms of product differentiation, quality, speed, service and costs. In the post liberalization era, with the deregulation of Indian economy, the financial service sector witnessing a complete metamorphosis and technology is playing a very significant role in this record. Over the last decade India has been one of the fastest adopters of information technology, particularly because of its capability to provide software solution to organizations around the world. This capability has provided a tremendous impetuous to the domestic banking industry in India to deploy the latest in technology, particularly in the Internet banking and e-commerce areas. The present study aims to check the usage pattern of Individuals those who are using E-Banking Services. Pre...

Financial and banking systems play a crucial role for the reconstruction of war-worn countries, for the completion of the transition process and for the economic development. Financial systems in transitino countries had to be build from... more

Financial and banking systems play a crucial role for the reconstruction of war-worn countries, for the completion of the transition process and for the economic development. Financial systems in transitino countries had to be build from the scratch, often without any consolidated experience in Western-styly financial activities. Notwithstanding considerable efforts on the legal and institutional fronts, financial systems usually remain fragile and too thin in order to fulfill their economic functions. Financial and banking sectors are usually the weakest component of the economic setting through which domestic and external shocks could be exacerbated and became pervasive. Aim of this paper is to summaries the reform efforts and the structural evolution of financial system, particularly of the banking secto in Europea south-east countries (Albania, Bosnia H., Bulgaria, Croatia, Macedonia, Romania, Yugoslavia plus Slovenia. Reforms and economic development in this area are at a very ...

What are the relative advantages and disadvantages of bank-based financial systems (as in Germany and Japan) and market-based financial systems (as in England and the United States). Does financial structure matter? In bank-based systems... more

What are the relative advantages and disadvantages of bank-based financial systems (as in Germany and Japan) and market-based financial systems (as in England and the United States). Does financial structure matter? In bank-based systems banks play a leading role in mobilizing savings, allocating capital, overseeing the investment decisions of corporate managers, and providing risk management vehicles. In market-based systems securities

On 29th - 30th March 2007, SUERF and the Central Bank of Cyprus jointly organized a Seminar: Corporate Governance in Financial Institutions. The papers in the present publication are based on a sample of the presentations at the Seminar.... more

On 29th - 30th March 2007, SUERF and the Central Bank of Cyprus jointly organized a Seminar: Corporate Governance in Financial Institutions. The papers in the present publication are based on a sample of the presentations at the Seminar. Together, the papers illuminate a number of key issues in corporate governance in a variety of financial firms. In the first paper based on a keynote address, Spyros G. Stavrinakis, Central Bank of Cyprus gives an overview of the legal framework for corporate governance in financial institutions in Cyprus. According to a Central BankDirective issued in 2006, implementation of corporate governance principles is mandatory for all banks incorporated in Cyprus and their overseas branches and for some Cyprus branches of foreign banks domiciled outside the European Economic Area. Banks are obliged to have a robust internal governance framework, consistent lines of reporting and effective risk identification, management, monitoring and reporting procedures...

This study presents an econometric estimation of the impact of several macroeconomic aggregates on the level of non-performing loans in the Venezuelan banking system. The data set consist of quarterly time series that go from the last... more

This study presents an econometric estimation of the impact of several macroeconomic aggregates on the level of non-performing loans in the Venezuelan banking system. The data set consist of quarterly time series that go from the last quarter of year 1994 to the last quarter of year 2004. Based on relevant economic theory, the estimated model is used to predict the short-run evolution of credit quality. Though the estimation only deals with the systemic components that affects credit quality, two dynamic versions of an ADL model show good results in terms of the errors of an insample forecast, and in terms of the errors that derive from an out of sample (or ex-ante) forecast and from a conditional forecast for the four quarters of 2005.